Ukuba uceba uhambo oluya e-Afrika, uya kufuna ukufumana imali yendawo ekuya kuyo kwaye ucwangcise indlela efanelekileyo yokulawula imali ngexesha ulapho. Amazwe amaninzi ase-Afrika aneemali ezahlukileyo, nangona abanye babelana ngemali efanayo kunye namanye amazwe. Ngokomzekelo, i-West African CFC franc, ngumzekelo wemali esemthethweni yamazwe asibhozo eNtshona Afrika , kuquka iBenin, iBurkina Faso, iGuinea-Bissau, iCote d'Ivoire, iMali, iNiger, iSenegal kunye neTogo.
Ngokufanayo, amanye amazwe ase-Afrika anemali engaphezulu kwesinye. I-rand yaseMzantsi Afrika isetyenziswe kunye nedola laseNamibia eNamibia; kunye ne-Swazi lilangeni eSwaziland. I-Zimbabwe ithatha isihloko selizwe kunye neemeko ezisemthethweni kakhulu, nangona kunjalo. Emva kokuwa kwe-dollar yaseZimbabwe, kwaziswa ukuba iivere ezi-7 ezahlukileyo ezivela kulo lonke ihlabathi ziza kuthathwa njengethenda yomthetho kwilizwe elisezantsi laseMzantsi Afrika.
IRhafu yoTshintsho
Izinga lokutshintshwa kweemali ezininzi ze-Afrika zinyanzelisekile, ngoko kudla ukuba kulinde uze ufike ngaphambi kokutshintshela imali yakho yangaphandle kwimali yendawo. Ngokuqhelekileyo, indlela encinci yokufumana imali yendawo ukuyikrazula ngqo kwi-ATM, kunokuba ikhokhe iikhomishini kumaziko eenqwelo-moya okanye kwiziko lokutshintshaniswa kweso sixeko. Ukuba ukhetha ukutshintshiselana ngemali, guqula imali encinci ekufikeni (okwaneleyo ukuhlawula ukuthutha ukusuka kwisikhumulo sezindiza ukuya kwihotele yakho yokuqala), uze utshintshise yonke indawo edolophini apho ingabizi.
Qinisekisa ukukhuphela i-app converter app, okanye sebenzisa i-website enjengaleyo ukuphinda uhlolisise iirejista zokutshintshana zakutsha ngaphambi kokuba uvume imirhumo.
Iimali, iiCards okanye i-Checkers Checks?
Gwema ukuguqula imali yakho kubahloli bahambahamba-baphelelwe yisikhathi kwaye banqabile ukuba bafumaneke eAfrika, ngakumbi kwimimandla yasemaphandleni.
Zomibini iimali kunye namakhadi zinezixhobo zabo kunye neengxaki. Ukuthabatha imali eninzi kumntu wakho ongenakulungeleka kwi-Afrika ukusuka kwimeko yokukhusela, kwaye ngaphandle kokuba ihotele yakho inokuthenjwa okuthembekileyo, akusiyo imbono enhle ukuyishiya kwigumbi lakho lehotele. Ukuba kunokwenzeka, shiya uninzi lwemali yakho ebhankini, usebenzisa i-ATM ukuyifaka kwizitofu ezincinane njengoko kufuneka.
Nangona kunjalo, ngelixa iidolophu kumazwe anjenge-Jiputa kunye neMzantsi Afrika enesityebi se-ATM, unokuba nzima ukufumana enye kwinkampu ye-safari okanye kude kwisiqithi sase-Indian Ocean . Ukuba uhamba kwiindawo apho ii-ATM zingathembeki okanye zingekho, uya kufuneka udwebe imali oyihlose ukuyisebenzisa ngaphambili. Naluphi na oya khona, yinto efanelekileyo yokuphatha iimali okanye amanqaku amancinci ngokubethela abantu abaza kuhlangana nabo endleleni, ukusuka kubalindi bemoto ukuya kubaphathi bee-gas.
Imali Nokhuseleko e-Afrika
Ngoko, ukuba unyanzelekile ukuba udwebe imali eninzi yemali, uyayigcina njani iphephile? Ubhedu bakho obuhle kukuhlula imali yakho, ukuyigcina kwiindawo ezahlukeneyo (enye ihlanganiswe kwi-sock kwimithwalo yakho eyintloko, enye kwindawo efihlakeleyo emkhombeni wakho, enye kwindawo ekhuselekileyo ehotele njl. Ngaloo ndlela, ukuba isikhwama esinye sibiwe, uya kusenayo enye imali yokuhlawula imali.
Musa ukuthwala isikhwama sakho kwisikhwama esiphezulu, esicacileyo-endaweni yoko, utyalo-mali kwi-belt imali okanye ugcine amanqaku atyathelwe kwi-pocket e-zipped.
Ukuba unquma ukuhamba kwindlela yekhadi, qaphela kakhulu indawo oyi-ATM. Khetha enye kwindawo ekhuselekile, ilungileyo, kwaye qiniseka ukuba ungavumeli nabani na ukuma ngokukhawuleza ukufumana iPIN yakho. Qaphela ukuba ngabaculi be-con you offer to help you make your withdrawal, okanye ukucela uncedo lokwenza kwabo. Ukuba umntu efika kuwe xa udweba imali, qaphela ukuba asebenzi nje ngothintelo xa omnye umntu ethatha imali yakho. Ukuhlala uphephile e-Afrika kulula - kodwa ukuqonda okubalulekileyo kubalulekile.
ZeNgxowa-mali zaseAfrika
I-Algeria: i-dinar yase-Algeria (DZD)
I-Angola : I-Angolan yokuqala (AOA)
IBenin: I-franc ye-West African CFA (XOF)
IBotswana : I-Botswanan pula (BWP)
IBurkina Faso: i-West African CFA franc (XOF)
IBurundi: iFranc yaseBurundi (i-BIF)
ICameroon: I-franc CFA franc (XAF)
I-Cape Verde: Cape Verdian isicudo (CVE)
ICentral African Republic: I-Central African CFA franc (XAF)
I-Chad: i-franc CFA franc (XAF)
IiCoros: iCororian franc (i-KMF)
I-Cote d'Ivoire: iFrancis ye-West African CFA (XOF)
IDemocratic Republic of Congo: I-franc yaseCongo (i-CDF), iZaire yaseZaire (iZRZ)
I-Djibouti: i-Djiboutian franc (i-DJF)
EYiputa : iipiliti zaseYiputa (EGP)
Equatorial Guinea : I-CFA franc (XAF)
Eritrea: Eritrean nakfa (ERN)
I-Ethiopia : I-Ethiopian birr (ETB)
IGabon: i-franc CFA franc (XAF)
IGambia: iGambian dalasi (GMD)
IGhana : iCedi yaseGhana (GHS)
IGuinea: i-Guinean franc (i-GNF)
IGuinea-Bissau: i-West African CFA franc (XOF)
IKenya : i-shilling yaseKenya (i-KES)
I-Lesotho: Lesotho loti (LSL)
Liberia: i-dollar yaseLiberia (LRD)
I-Libya: Dinar yaseLibya (LYD)
IMadagascar: i-Malagasy ariary (MGA)
UMalawi : UMalawi waseMalawi (MWK)
Mali : I-West African CFA franc (XOF)
I-Mauritania: I-Mauritanian ouguiya (MRO)
I-Mauritius : iRussia rpee (MUR)
I-Morocco : dirham yaseMorocco (MAD)
UMozambique: I-Mozambican metical (MZN)
EMamibia : I-Namibia dollar (NAD), i-rand yaseMzantsi Afrika (ZAR)
IGer: I-franc ye-West African CFA (XOF)
ENigeria : i-naira yaseNigeria (NGN)
IRiphabhliki yaseCongo: I-CFA franc (i-XAF)
URwanda : I-franc yaseRwanda (i-RWF)
I-Sao Tome ne-Principe: I-São Tomé ne-Príncipe dobra (STD)
ISenegal : I-franc ye-West African CFA (XOF)
I-Seychelles: I-Seychellois rupee (SCR)
ISierra Leone: I-Sierra Leonean leone (SLL)
ISomalia: Ishilling yaseSomalia (SOS)
UMzantsi Afrika : I-rand yaseMzantsi Afrika (ZAR)
ISudan: i-Sudanese pound (SDG)
ISouth Sudan: i-pound yaseMzantsi Sudan (iSSP)
ISwaziland: iSwazi Lilangeni (SZL), irandi yaseMzantsi Afrika (ZAR)
Tanzania : I-shilling yaseTanzania (i-TZS)
I-Togo: i-West African CFA franc (XOF)
I Tunisia : Dinar yaseTunisia (TND)
Uganda : I-shilling yase-Uganda (UGX)
I-Zambia : I- Zambia kwacha (ZMK)
I-Zimbabwe : I-dollar yase-United States (i-USD), irandi yaseMzantsi Afrika (i-ZAR), i-Euro (i-EUR), i-rupee yase-Indiya (INR), i-Pound sterling (GBP), i-Yuan yaseYinan / i-Renminbi (CNY), i-Botswanan pula (BWP)