Ngaba i-inshurensi yokuhamba ikhupha ukuzamazama komhlaba?

Isikhokelo esiphezulu kwinto kwaye asiyibo

Kuzo zonke izingozi umhambi ojongene nazo njengoko bebona ihlabathi, iinyikima zentlanzi zingabikho phakathi koogonyamelo. Ngaphandle kwesixwayiso, iinyikima zehlabathi zidala inani elikhulu lomonakalo kwaye zisongela ubomi ekuvukeni kwazo. Uhlalutyo lubonisa ingxelo yenyikima yenkunkuma yesibini enkulu enkulu yentlekele yendalo kwihlabathi , kunye nabantu abayizigidi ezingama-283 emhlabeni jikelele abasengozini. Ngaphezu koko, iindawo ezininzi ezithandwayo zokuvakasha zihlala phantsi kwesongelo lweentshukumo, kuquka iKalifornia, eJapan ne-Indonesia.

Nangona ezi ndawo zinokuthi zonakaliswe yindyikima, imbali ibonise ukuba iziphumo ezinobungozi zingenzeka naphi na. Ngo-2015, inyikima enkulu yahlasela iNepal, yabulala amakhulu kunye nokufudukela kwamanye amaninzi. Ngo-2016, inyikima enkulu e-Ecuador yashiya abantu abangama-600 bafa kunye nabangaphezu kwe-2,500.

Xa kunyikima komhlaba, abahamba nge-inshurensi yokuhamba bayakwazi ukufikelela ngaphezu kokunyamekela xa bevakatye ilizwe. Umgaqo ofanelekileyo unokunceda abahambi ukuba badibanise nabathandekayo, okanye baphume kwilizwe baze babuyele ekhaya.

Nangona kunjalo, i-inshurensi yokuhamba ihamba kunye nenani leemingalo ngokunjalo. Ngaphandle kokuqonda iqondo lokufikelela, abahambi bangashiywa bodwa ngaphandle kwenqanaba lokubakholelwa ukuba banakho.

Ngaphambi kokuba uhambe uye kwindawo oya kubongelwa yihlabathi, qi Nazi iindawo eziqhelekileyo ezibuzwayo malunga nenyikima kunye ne-inshurensi yokuhamba.

Ingaba i-inshurensi yam yokuhamba kwindishurensi iya kubakhokelela iinyikima komhlaba

Kwiimeko ezininzi, iinjongo ze-inshorensi zokuhamba ziya kubakhokelela iinyikima komhlaba phantsi kweentlekele zemvelo. Ngokutsho kwe-inshurensi yomthengisi we-Squaremouth, ezininzi iinkqubo ze-inshorensi zokuhamba zithengwa kubanikezeli be-inshorensi enkulu zijonga inyikima njengengozi yendalo engalindelekanga.

Ngoko ke, ukuba inyikima yayiza kubetha xa ivela ekhaya kwaye ihambele ilizwe langaphandle, i-inshurensi yokuhamba iya kunceda abo bahambayo.

Nangona kunjalo, ezininzi iinkqubo ze-inshorensi yokuhamba ziya kubonelela ngokukhawuleza inyikima xa umgaqo-nkqubo uthengwa ngaphambi kohambo kwaye ngaphambi kokuba inyikima yenzeka. Xa kunyikimazama komhlaba, ininzi yabatshutshisi bayicinga ukuba imeko "isiganeko esaziwayo." Ngenxa yoko, malunga nabanikezeli be-inshorensi yokuhamba abayi kuvumela inzuzo kwimigaqo-nkqubo ethengwe emva kokuba kwenzeka isiganeko. Abahambi abachaphazelekayo malunga nokuphila kwabo ngelixa behamba kufuneka bahlale bethenga inqubomgomo yomshuwalense wokuhamba kwangoko kwenkqubo yokucwangcisa.

Ingaba ipolisi yomshuwalense wam wokuhamba iya kuhamba emva kwee-inshocks

Uninzi nje ngeenyikima, ukulandelelana kulandelwa rhoqo kwiintsuku kunye neveki emva kwenyikima, kwaye ngokuqhelekileyo kuza ngesilumkiso esincinci. Ngelixa ezininzi iinkqubo ze-inshorensi zokuhamba zijonge iimbali ezimbini ngelo lensi efanayo, indlela ezixutywe ngayo kuxhomekeke kwimeko yokuthengwa kwe-inshorensi yokuhamba.

Xa kuthengwa umgaqo-nkqubo we-inshurensi yokuhamba ngaphambi komcimbi, kokubili inyikima yokuqala kunye nokulandeleka emva kokulandelelana kugqitywe ngumgaqo-nkqubo. Ngenxa yoko, abahambi banokufumana i-suite yabo epheleleyo yokukhawuleza xa kwenzeka ukutshatyalaliswa kokutshatyalaliswa kwenkqubo yomshuwalense wokuhamba.

Xa i-inshurensi yokuhamba iyathengwa emva kwenyikima yokuqala, abahambahamba abayi kufumana ukuxhaswa kwezinto ezilandelayo. Ngenxa yokuba inyikima yaye yaba "isiganeko esaziwayo," ababoneleli be-inshorensi yokuhamba bahlala beshiya ukukhutshwa kwithuba elithile emva kweso siganeko. Ngenxa yokuba i-aftershock ithathwa njengengxenye yenyikima yokuqala, inkqubo yomshuwalense wokuthengwa uthenge emva kokuba umcimbi ungayi kubakho i- postshocks.

Ziziphi iingenelo ezinokusinceda emva kwenyikima?

Ngokutsho kweCartmouth, kukho iinqununu ezinhlanu ezibalulekileyo abahambayo abanokuyisebenzisa ngokunjalo emva kwenyikima. Ezi zibandakanya unyango, ukukhutshwa, ukuphazamiseka kokuhamba, kunye neenzuzo zokulibazisa.

Kwixesha emva kokuzamazama komhlaba, umgaqo-nkqubo we-inshorensi yokuhamba ungancedisa abahambi ukuba bafumane uncedo kwigumbi eliphuthumayo elisondeleyo.

Nangona ipolisi yomshuwalense yokuhamba ingaze igule iindleko zonyango phambili, umgaqo-nkqubo unokunika isiqinisekiso sokuhlawula kunye nokubuyiselwa kweendleko, ukuvumela umhambi ukuba afumane ukuxhaswa. Ukuba i-ambulensi yomoya okanye ukukhutshwa kwezonyango kuyadingeka, iintlawulo zokukhutshwa kwezonyango zingancedisa abahambi ukuba bafike kwisibhedlele sonyango esiseduze ukuze baphathe ukulimala kwabo.

Imigaqo-nkqubo eninzi iquka inzuzo yendalo yokukhutshwa kweentlekele, evumela abahambi ukuba baphumelele kwindawo ekhuselekileyo ekufuphi kwaye ekugqibeleni baye kwilizwe labo. Kwiintlanga ezixhomekeke kwiintlekele zemvelo, le ntlawulo ingaba luncedo, njengoko u- ambassy wase - US akayi kunceda abo bahambayo emva kwentlekele.

Ekugqibeleni, ukuphazamiseka kohambo kunye neenzuzo zokulibaziseka kokuhamba kunokunceda abo bahambayo bahlawule iindleko zabo xa kwenzeka intlekele yokulibazisa uhambo lwabo. Izinzuzo zokuphazamiseka kohambo zingancedisa abo bahambayo ukuba babuyele ekhaya emva kwenyikima phantsi kweemeko ezithile, kubandakanywa ukuhanjiswa kukahulumeni-ukulahlwa okanye ukugweba ihotele yabo. Ukulibaziseka kokuhamba kunokunceda abahamba ngeendleko zokufihla iindleko ukuba ukuhamba kwabo kuxhaswa ngenxa yentlekele, kunye neenzuzo ezithile zokukhaba emva kweeyure ezintandathu zokulibala.

Ngaba i-inshurensi yokuhamba ngekhadi yekhredithi ingaba neenzuzo ezininzi

Nangona abaninzi abahambahamba bebenokuhamba nge- inshorensi yokuhamba ngemakhadi abo okuthenga ngetyala , le nkqubo isebenza ngokufana neleyo ethengiweyo kumniki-nkonzo wesithathu. Ngelixa i-levelage coverage ingafana, indlela esetyenziswa ngayo iimeko ezimbini ezahlukeneyo.

Uninzi lwamanqanaba asemgangathweni wokubhengezwa, okubandakanya izibonelelo zonyango eziphuthumayo, iinzuzo zokuphazamiseka kohambo, kunye neenzuzo zokulibaziseka kokuhamba, ziya kubhekiswa kwisicwangciso se-inshurensi yokuhamba ngekhadi. Nangona kunjalo, iinzuzo zomonakalo okanye ukulahlekelwa yimpembelelo yomntu onokuthi zingabhekiswa yiplani ye-inshurensi yokuhamba ngekhadi lesikweletu. Ngenxa yokuba izinto azizange zilahleke ngokuhamba, isicwangciso sekhadi lesikweletu asiyi ku nya nzeliswa ukufihla ezo zinto.

Ukongezelela, ukukhutshwa okongezelelweyo (njengomonakalo wefowuni) kungabikho mthethweni ngenxa yentshutshiso yenyikima. Nangona i- Citi inikeza inqanaba eliphezulu le-inshurensi yokuhamba yabanini bamakhadi abahlawula ngamakhadi abo, inzuzo yabo yokubuyisela ifowuni yabo ayiyi kusebenza xa ifowuni ilahlekile ngogumbe, inyikima, okanye enye inhlekelele yendalo.

Ngaphambi kokwenza izicwangciso ngomgaqo-nkqubo wekhadi lesikweletu, abahambi bahamba ngokufanelekileyo ngokuqonda ukuba zeziphi iziganeko ezifunyenweyo, kwaye zeziphi iziganeko ezingabandakanywa. Ngale ngqiqo, abahambi banokukhetha ukuba yeyiphi ipolisi eyenza ingqiqo kubo.

Ndiyakucima uhambo lwam ngenxa yenyikima?

Nangona uhambo lokukhansela luya kufumaneka emva kokuxakeka, umcimbi wenyikima-mhlaba akwanele ukuvumela abahambi ukuba banqande izicwangciso zabo . Kunoko, umhambi makathinteke ngqo ngeso siganeko ukuze akhansele uhambo lwabo ngokupheleleyo.

Ngaphantsi kwemigaqo-nkqubo ye-inshorensi yokuhamba, i-Squaremouth icebisa abahambahambayo ukuba banqande uhambo lwabo ukuba inyikima iyabangela enye yeemeko ezintathu. Okokuqala, ukuhamba kwindawo echaphazelekayo kulibaziseka ixesha elithile. Oku "kubaluleka" kunokuba nje ngeeyure ezingama-12, okanye zide iintsuku ezimbini. Okwesibini, abahambi banokufanelekela uhambo lokukhanselwa ukuba ihotele okanye ezinye izindlu zokuhlala zonakaliswe kwaye zingenakulungelelaniswa. Ekugqibeleni, abahambi banokufanelekela ukukhansela uhambo lwabo xa kuhanjiswa urhulumente wengingqi.

Kwabo banenkxalabo yokuhamba ukuya kwindawo ekuya kuyo inhlekelele, ininzi yomshuwalense wemigaqo-nkqubo iya kukhupha i- Cancel nayiphi na inzuzo yokuthenga njengento eyongeziweyo. Nangona inzuzo itholakala kuphela ngokuthengwa kwangaphambili kunye nemali yokumisela, le ntlawulo ivumela abahambi ukuba babuyiselwe ininzi yeendleko zabo ezihambelana nokuhamba xa kufuneka bathathe isigqibo sokususa.

Nangona inyikima inokubamba naliphi na ixesha, abahambi akudingeki baxakeke okanye bangazi ukuba i-inshurensi yokuhamba inokukunceda njani. Ngokucwangcisa nokulungiselela, abahambi banokuqiniseka ukuba benza inkoliso yabo ye-inshorensi yokuhamba-kungakhathaliseki ukuba kwenzeke nyikima.