Ukuba awukwazi ukukwazi ukulahlekelwa utyalo-mali lwakho, khawuqwalasele ukuthenga umgaqo-nkqubo we-inshurensi yokuhamba. Siyakunceda uhambe kwinqanaba le-inshurensi yokuhamba kwaye ufunde ngeendlela ezahlukeneyo zokuhamba kwe-inshorensi yokuhamba.
01 ngo-12
Ngaba ufuna i-inshurensi yohambo?
Umthombo wesithombe / i-Getty Izithombe Kukho iintlobo ezahlukeneyo ze-inshurensi yokuhamba. Ukuba unomxholo wabemi base-US ukuhamba phesheya kwaye uyagcinwa yi-Medicare, kufuneka ufune ukuthenga umgaqo-nkqubo we-inshorensi yezohambo. Funda malunga ne-inshurensi yonyango, i-inshuwalense yokukhutshwa kongxamiseko kunye nokunye, kwaye unqume ukuba ufuna i-inshorensi ekuhambeni kwakho okulandelayo.
02 we-12
Umshurensi weMali
Kwenzeka ntoni ukuba i-airline yakho okanye umqhubi wezokhenketho unqanyula ukusebenza ngaphambili-okanye, ngakumbi nakakhulu, ngexesha lokuhamba kwakho? I-inshorensi engapheliyo yezemali ingakunceda ukuphinda ulahlekelwe ilahleko zakho ukuba umniki-ntengiso wakho uchaza ukutshatyalaliswa. 03 we-12
I-inshurensi yokuhamba kunye neenqantyambo / ezibizwa ngeSiphepho
Ngaba bekungeke kube kuhle ukuba sinokubikezela imozulu xa sibheka izikhefu zethu? Ukuba uceba uhambo oluya kwindawo eyaziwayo ngeziphepho ezitshisayo, ungase ufune ukuphanda ukhansela lokurhoxiswa nokuhamba kwe-inshorensi yokulibazisa. Fumana oku ngakumbi malunga nokuqinisekisa uhambo lwakho ngexesha lombhoshongo kwaye ufunde xa kufuneka uthenge i-inshurensi yokuhamba.
04 we-12
Intshurensi yokulahlekelwa kwempahla
Iinqwelo-moya azikuhlawulelisi ngexabiso elipheleleyo lezambatho kunye nezinto zakho xa umthwalo wakho ulahlekile ngokuhamba. Ngaba i-inshurensi yokulahlekelwa yintengiso kunye nezinto zakho zobuqu ziyakukufihla ukuba iifotukthi zakho ziya kwiMpahla yeLandi? Unokufumana phi na ukuba kufuneka ufake ifowuni? Funda malunga neentlobo ezahlukeneyo ze-inshorensi yokulahlekelwa kwemithwalo kwaye ufumane ukuba yiyiphi ilahleko-kwaye ayifuni.
05 we-12
Inyulo yoKhuseleko lokuKhuphela
Intshurensi yokukhansela kwindwendwe iya kukubuyisela iindleko zokuhamba oye wakhokhela ukuba ufuna ukukhansela uhambo lwakho. Ukubamba: Ufanele ukhansele uhambo lwakho ngesizathu esibalulekileyo.
06 we-12
Yomshuwalense weNkcazo yoLimo
I-inshurensi yokukhutshwa ngonyango ihlawula ukuba uye esibhedlele sendawo okanye kwisibhedlele sasekhaya ukuba ugula okanye ukalimala ngexesha lokuhamba.
07 we-12
Ukukhansela Naliphi na isizathu se-Intshurensi
Ukukhusela nayiphi na ingqiqo (i-CFAR) i-inshurensi ingaba yindleko, kodwa iya kukunceda ufumane amaninzi kwindleko zakho zokuhamba xa ufuna ukucima uhambo lwakho ngenxa yezizathu ezingagqunywanga ezinye iintlobo ze-inshurensi yokuhamba.
08 ka 12
I-inshurensi yokuhamba, iMfazwe kunye noManyano
Ngelishwa, ihlabathi lethu alisoloko linoxolo. Ukuba uceba ukuhamba kwindawo engazinzanga kwezopolitiko, kufuneka uphande iindlela zakho zokuhamba nge-inshurensi yokuhamba ngokukhawuleza nje xa ubhala uhambo lwakho. Fumana ulwazi oluthe xaxa malunga neengxabano zomphakathi, i-inshurensi yemfazwe nokuhamba.
09 we-12
Ubugqirha kunye ne-Inshorensi yokuhamba
Kuyakwazi ukuthenga i-inshurensi yokuhamba ebandakanya ukulibaziseka kunye nokukhanselwa ngenxa yobundlobongela, kodwa kuya kufuneka ufunde isitifiketi somgaqo-nkqubo ngokucophelela ukuba uqiniseke ukuba uyayiqonda ingxelo yakho. Abaninzi bango-inshorensi abandakanyekayo ngeendlela zokuhamba ngezobugqubuthelo bangafaki iziganeko ezithile okanye iimeko, ezinjenge-nyukliya (ukuhlaselwa kwebhomu).
10 kwi-12
Iintlabathi zezabasebenzi kunye ne-Inshorensi yokuhamba
I-inshurensi yakho yokuhamba iyakubhalela ukuba uhambo lwakho luchaphazelekayo ngesiteleka somsebenzi, kodwa kuphela xa uthengela umgaqo wakho ngexesha elifanelekileyo kwaye ukuba isiteyimu sihlala sikwanele.
11 kwi-12
I-inshurensi yokuhamba kunye ne-H1N1 (Swine) Flu
Yintoni eyenzekayo xa uceba uhambo uze uhla nge-novel H1N1 (ingulube) umkhuhlane? Ngaba unokuziqinisekisa ukuba ungekho? Oko kuxhomekeke kwiimeko zohambo lwakho kunye nohlobo lokuthengwa okuthengayo. Fumana ulwazi oluthe xaxa malunga ne-H1N1 yomshuwalense kunye ne-inshurensi yokuhamba, kwaye khumbula ukuba imeko yomshuwalense yehambo yengulube iyaqhubeka ishintsha. 12 kwi-12
Iziganeko zeNtshonalanga kunye ne-Inshorensi yokuhamba
I-inshurensi yokuhamba iyakwenza okanye ayikukugubungela ukuba ukukhuphuka kwe-volcanic kukuphazamise uhambo lwakho. Kwihlabathi le-inshurensi yokuhamba, kukho umda phakathi kweemvula eziqhutywe nge-volcanic kunye neziganeko ze-ash ash volcanic.