Uninzi lwabahambi baye bathatha imali kunye nabo ePeru, ngendlela yeedola, i- Peruvian neuvos soles , okanye zombini. Kodwa ukuba uhamba ePeru iminyaka engaphezu kweentsuku ezimbalwa, mhlawumbi uya kufuna ukurhoxisa imali kwi-ATM (umatshini wokutshintsha ngokuzenzekelayo / umshini wemali).
Ukurhoxisa imali kwi-ATM yindlela eqhelekileyo yokuba abahambi bafikelele kwiimali zabo ngelixa basePeru. Kwakhona enye yeendlela ezilula, nge-ATM ezitholakala kuwo onke amaxeko.
Indawo zeATM
Uya kufumana amaninzi e-ATM kuwo wonke umzi omkhulu ePeru , kwaye ubuncinane ubuncinane kwiidolophu zonke. Iimpawu ze-ATM eziqhelekileyo zifumaneka rhoqo ngasecaleni kwedolophu, ngokuqhelekileyo kwindawo okanye kufuphi nesixeko sase-Plaza de Armas (isikwere esikhulu). Ngaphandle koko, khangela ibhanki yangempela, ininzi yayo ene-ATM ngaphakathi (khangela ukhuseleko ngaphantsi).
Uza kufumana ii-ATM kwezinye iipropati zasePeruvia kwaye ngezinye iinkcukacha kumayeza e-pharmacy kunye namaziko okuthenga. Ezinye zee-ATM zinokuba nemali ephezulu yokusetyenziswa (bona iirhafu ezingezantsi).
Amadolophu amancinci kunye nakwiidolophana akunakwenzeka ukuba abe ne-ATM, ngoko thabatha imali kunye nawe. Thatha i-nuevos soles kwiinkonzo ezincinci njengamashishini amaninzi asinakuguqulwa amanqaku amakhulu .
Njengengxelo yecala, ii-ATM zasePeruvia zikunika ezimbini iinketho zolwimi: iSpanish neSingesi. Ukuba ungathethi ulwimi lwendawo, khetha iNgesi / iiNgesi xa ubona ukhetho lweLwimi / Idioma .
Iimali zeeMali kunye neNkcazo ePeru
I-Visa yikhadi elivunyelwe kakhulu ( tarjeta ) ePeru, kwaye phantse onke ama-ATM avuma i-Visa ngokurhoxiswa kwemali.
Uya kufumana ii-ATM ezamkela i-Cirrus / MasterCard, kodwa i-Visa yinto eqhelekileyo.
Ngaphambi kokuba uhambe ePeru , soloko ucela ibhanki yakho malunga nokusebenzisa i-credit card yakho kunye namakhadi e-debit phesheya. Ngamanye amaxesha uzakufuna ukucima ikhadi lakho ukusebenzisa ePeru. Ngaphandle kokuba ucacisa ikhadi lakho, okanye ukuba ibhanki yakho ikuqinisekisa ukuba iya kusebenza kakuhle ePeru, ungamangaliswa ukuba ngokukhawuleza ivinjiwe kwinqanaba elithile (isebe le-Barclays lobuqhetseba liyakuthintela ikhadi lam debit).
Ukuba i-ATM ayiyi kukuvumela ukuba uhoxise nayiphi na imali, ingahlawulwa ngaphandle okanye ayikho imali (okanye ufake i-PIN yakho eneenombolo ezine ngokungalungile). Kule meko, zama enye i-ATM. Ukuba akukho ATM iyakunika imali, ungakhathazeki. Intanethi yendawo ingabonakala phantsi, okanye ikhadi lakho lingavinwa. Yiya kwindawo ye- locutorio esiseduze (i-call centre) uze ubize ibhanki yakho; ukuba ikhadi lakho livinjiwe naziphi na izizathu, ungaqhele ukuba ungavunywanga phakathi kwemizuzu.
Ukuba i-ATM igxotha ikhadi lakho, kufuneka uqhagamshelane nebhanki edibene neATM. Ukubuyisela ikhadi lakho kunokuba yinkqubo ende, kodwa yiba neentlonelo, zibeke kakuhle "Ndibuhlungu kwaye ndingenakunceda" kwaye uza kuwufumana kwakhona ekugqibeleni.
Imirhumo ye-ATM kunye nokukhawulelwa kwemali ePeru
Uninzi lwe-ATM ePeru aluhlawulisi imali yokuthenga - kodwa ibhanki yakho ekhaya iya kwenzeka. Le ntlawulo idla phakathi kwe-$ 5 kunye ne-$ 10 nganye ukuhoxiswa (ngamanye amaxesha ngaphezulu). Kukho kwakhona ukuhlawulwa kwee-1 ukuya kwi-3 zeepesenti zokuthengiselana kuzo zonke iikratshi kunye nekhadi lokukhishwa kwekhadi ngaphandle. Kufuneka ucele ibhanki yakho malunga neemali ze-ATM ePeru ngaphambi kokuba uhambe.
Ii-ATM ze-GlobalNet zihlawula umrhumo wokurhoxiswa (umrhumo we-$ 2 okanye i-$ 3, ndiyakholwa). Uza kufumana ezi ATM kwi-moya ye-Lima ; Ukuba ufuna ukurhoxisa imali xa ufika, thintela i-GlobalNet kwaye ujonge enye inketho ngeemali eziphantsi okanye ezingekho (akukho migaqo embalwa ephakathi kwesikhumulo sezindiza).
Zonke ii-ATM zasePeruvia zinomda wokurhoxa. Oku kunokuba ngezantsi kunye ne-S / .400 (i-$ 130), kodwa i-S / .700 (i-$ 225) iqhelekileyo. Ibhanki yakho inokuthi ibe nomda wokuhoxiswa kwimihla ngemihla, ngoko cela ngaphambi kokuba uhambe.
Iikholeji ezifumanekayo
Uninzi lwama-ATM ePeru luhambisa i-nuevos soles kunye needola. Ngokuqhelekileyo, ukuhoxisa i-nuevos soles kunengqiqo. Kodwa ukuba uzimisele ukushiya iPeru kwelinye ilizwe, kuya kuba bubulumko ukurhoxisa iidola.
Ukhuseleko lwe-ATM ePeru
Indawo ephephile yokurhoxisa imali kwi-ATM ingaphakathi kwebhanki ngokwayo. Iibhanki ezininzi ziqukethe ubuncinane iATM enye.
Ukuba udinga ukurhoxisa imali kwi-ATM kwisitalato, gwema ukwenza njalo ebusuku okanye kwindawo efihliweyo. I-ATM edibeneyo kwindawo exakekileyo (kodwa ingaxinyiwe kakhulu) isitalato yinto enhle. Qaphela indawo oyijikelezayo ngaphambili, ngexesha kunye nangoko emva kokuhoxisa imali.
Ukuba ukhathazekile ngokukhipha imali kwi-ATM, cela umhlobo ukuba ahambe nawe.
Ukuba ubona into engavumelekanga malunga ne-ATM, njengempawu zokutshatyalaliswa okanye nantoni na "inamathele" (njengento yangaphambili), gwema ukusebenzisa umatshini.