Amakhadi e-Debit akhutshwe ngamaziko ahlukeneyo emali, kuquka amabhanki kunye neemanyano zemboleko. Elinye lala maziko linemithetho yalo elawula ukuba okanye ungayisebenzisi njani ikhadi lakho lokubambisa ngokukhuselekileyo ngaphandle kwelanga.
Ngaphambi kokuba uhambe kwelinye ilizwe, qiniseka ukuba uya kukwazi ukufikelela kwimali yakho, mhlawumbi kumatshini we-automated teller (ATM) okanye kwibhanki kwelinye ilizwe, usebenzisa ikhadi lakho lokukhishwa kwe-debit yase-United States.
Ukongezelela, kufuneka ujonge amathiphu okhuseleko ukuphepha ulwazisi okanye i-credit card yeebhanki ngexesha lokuhamba. Soloko unesicwangciso sokulondoloza imali xa ungeke ukwazi ukufikelela kwiimali zakho ngebhanki yakho yaseMelika.
Ukuba ulandela la macebiso alula okuhamba ngekhadi lasebhange laseMelika, kufuneka ukwazi ukuhamba malunga naliphi na ilizwe ngaphandle kokuvalelwa kokufikelela kwimali phesheya kwelinye ilizwe.
Uphando lwee-ATM kunye neeNethiwekhi
Amakhadi e-Debit "intetho" kunye neziko lakho lemali ngokusebenzisa amanethiwekhi omnatha. I-Maestro kunye ne-Cirrus, ezimbini zee-amanethiwekhi ezinkulu ze-ATM, ziyi-MasterCard, ngoxa i-Visa inomnatha we-Plus.
Ukuze usebenzise ikhadi lakho lokubambisa kwi-ATM, i-ATM kufuneka ihambelane nenethiwekhi yakho yeziko lemali. Unokujonga ukuba yiyiphi intanethi ongayisebenzisa ngokujonga kwicala lokungena kwekhadi lakho lokubambisa kwiimpawu zenethiwekhi ze-ATM. Bhala phantsi amagama enethiwekhi ngaphambi kokuba uhambe.
Bobabini iVisa kunye ne-MasterCard banikela iindawo ze-ATM ze-intanethi.
Sebenzisa abahlali ukuba bahlole ukufumaneka kwama-ATM kumazwe oceba ukutyelela.
Ukuba awukwazi ukufumana i-ATM kwimimandla yakho ekuya kuyo, kuya kufuneka ufumane ukuba utshintshisane nabahloli bahambi okanye imali kwiibhanki zasekuhlaleni, okanye uya kufune ukuzisa imali kunye nawe kwaye uyithwale kwisikhwama semali .
Biza iBhanki Yakho
Ubuncinane ezimbini iinyanga ngaphambi kokuba uceba ukuhamba, shayela ibhanki yakho okanye inyunyana yekhredithi.
Tshela ummeli ukuba uceba ukusebenzisa ikhadi lakho lokubambisa ngaphandle kwaye ubuze ukuba i-Personal Information Number (i-PIN) iya kusebenza phesheya. Iipinithi ezine ezineenombolo ezinezinombolo zisebenza kumazwe amaninzi.
Ukuba i-PIN yakho iqukethe i-zeroes, cela ukuba iza kubonisa iingxaki kwi-ATM ezingenayo inethiwekhi. Ukuba i-PIN yakho inamadijithi amahlanu, cela ukuba unokuyitshintshela inombolo yenani lamanani amane, ii-ATM ezininzi zangaphandle aziyi kuqonda i-PIN eneenombolo ezinhlanu. Ukubiza phambili kuya kukunika ixesha elininzi lokufumana nokukhumbula ngePIN enye.
Ngethuba lefowuni yakho, cela malunga nokuthengiswa kwamanye amazwe kunye nemali yokuguqula imali. Thelekisa le mirhumo kulabo abahlawulwe ngenkampani yakho yekhadi lesikweletu. Imirhumo iyahluka ngokubanzi, ngoko kufuneka uqiniseke ukuba ufumana into onokuhlala nayo.
Iibhanki ezininzi, iimanyano zetyala, kunye neenkampani zekhadi zekhredithi ziphofisa amakhadi amakhasimende ukuba amakhadi asetyenziswa ngaphandle kohlobo oluqhelekileyo lokuhamba. Ukuze ugweme iingxaki, biza amaziko akho emali ngeveki ngaphambi kokuba uhambe. Yilulekise kuzo zonke iindawo zakho kwaye ubatshele xa uceba ukubuyela ekhaya. Ukwenza oku kuya kukunceda uphephe ukuhlazeka kweentengiso ezithintekayo okanye ikhadi lekhredithi eliqingqiweyo.
Yenza Isicwangciso Sokulondoloza kwaye Ukwazi Ukulinganisela
Ungaze uhambe ngaphandle kwelinye uhlobo lunye lwemali yokuhamba .
Ukuzisa ikhadi lokuthenga ngetyala okanye ezinye iincwadi zokuhlola xa kwenzeka ikhadi lakho le-ATM libiwe okanye lihluleka ukusebenza.
Yithatha uluhlu lwamanani oqhagamshelwano nomnxeba xa ulahlekelwa ikhadi lakho le-ATM. Ngeke ukwazi ukudayela iinombolo ze-freell okanye "800" ukusuka ngaphandle kwe-United States. Iziko lakho lezemali linokunika inombolo enye yefowuni ukuyisebenzisa xa ubiza ukusuka phesheya.
Shiya uluhlu lweenombolo zomnxeba kunye neenombolo zekhadi zamatyala kunye neebhanki kunye nelungu losapho okanye umhlobo othembekileyo. Lo mntu unokukunceda ukuba wenze umnxeba ngokukhawuleza ukuba uyayilahla ikhadi lakho.
Qinisekisa ukuba unayo imali eyaneleyo kwi-akhawunti yakho ukugubungela iindleko zakho zohambo, kwaye ke ezinye. Ukuphuma ngaphandle kwemali ngaphandle kwezilwanyana kuhamba ngeso lengqondo. Ekubeni ama-ATM amaninzi aphesheya kwee-ATM anemiqathango yokurhoxiswa kwansuku zonke engafani ukufanisana nalabo abathweswe liziko lakho lezemali, kufuneka ucebe phambili xa ufumana umda wokunciphisa ophantsi ekuhambeni kwakho.
Hlala Ukhuselekile Xa Ushiya Imali
Ukunciphisa umngcipheko, yenza uhambo oluninzi kangangoko kunokwenzeka kwiATM. Memori iPIN yakho, kwaye ungalokothi ubhale phantsi kwindawo ecacileyo. Soloko uhamba nemali yakho kwindawo efihlekileyo yemali kwaye ugcine i-ATM yakho kunye namakhadi esikwereti ngemali yakho.
Gwema ukusebenzisa ii-ATM ebusuku, ukuba kunokwenzeka, ngakumbi xa uwedwa, kwaye ubukele omnye umntu asebenzise i-ATM ngempumelelo ngaphambi kokufaka ikhadi lakho. Izigwenxa zingenisa i-plastic sleeve kwi-slot ekhadini le-ATM, thabatha ikhadi lakho, kwaye ulinde uluhlu lwePIN yakho. Xa ikhadi lakho linamathele, banokuyifumana kwaye bahoxise imali ngePIN yakho. Ukuba ubona omnye umthengi ehoxisa imali kwi-ATM, loo mshini mhlawumbi ukhuselekile ukuyisebenzisa.
Njengoko uhamba, yenza i-ATM kunye neeritikhi zokuthengiselana kwiimvulophu ukuze ubenokuzihambisa ekhaya kwikhwama yakho. Gcina i-passage yakho yokupaka i-airline ukuqinisekisa ubungqina bakho. Ukuba ufuna ukuphikisana nokuthengiselana, ukuthumela ikopi yerisiti yakho iya kukhawuleza isisombululo sesisombululo.
Emva kokuba ubuyele ekhaya, qwa lasele ngeenkcukacha zakho zebhanki uze uqhubeke wenze njalo kwiinyanga eziliqela. Ubusela bokuba yinto ebomini, kwaye akugcini kwilizwe lakho. Ukuba ubona naziphi na iintlawulo ezingavumelekanga kwisitatimende sakho, xelela isikhungo sakho sezimali ngokukhawuleza ukuze bakwazi ukulungisa umba phambi kokuba umntu onxweme angene kwi-cash ear-earned.