Yintoni ekhredithi yakho? Uninzi lwethu luthwala izinto eziza kwenza kube lula ukuba amasela angabonakali enze umonakalo omkhulu, utshilo u-Becky Frost, uMphathi wezeMveliso zabaThengi kwi-Experian's ProtectMyID, inkonzo yokukhusela inkohlakalo.
Nazi iindlela ezithandathu zokuzikhusela kwibabi zobungqina xa uhamba:
Gcina phantsi amakhadi akho ekwereta. "Ingqiqo efanelekileyo yokwenza i-wallet inventory phambi kohambo lonke," watsho uFrost.
Unokufuna enye yamakhadi ekwereta kwikhefu kodwa akudingeki ukuba ulethe zonke iitaliti, ukudibanisa, kunye nokugcina ikhadi lokuthenga. Musa ukucinga ukuba unayo ixesha lo msebenzi? Cinga ukuba kuthatha ixesha elide ukuthatha indawo yamakhadi athathayo xa ilahlethi yakho ilahlekile okanye ibiwe.
Gcina irekhodi. Ukuba i-wallet yakho ilahlekile, kuya kufuneka ukuba uqhagamshelane ngokukhawuleza neebhanki yakho, nabanikezeli bamakhadi abemali-khredithi, nabanikezeli bomshuwalense wezonyango kunye nezinye iinkampani. Endaweni ekhuselekile ekhaya, gcina iikopi zephambili nangemuva kuwo onke amakhadi akho abalulekileyo. Kwakhona ingcinga efanelekileyo yokuhamba kunye nekopi yokugcina yokugcina eyahlukileyo kwi-wallet yakho. "Ngokuqhelekileyo amanqaku oqhagamshelwano olubalulekileyo afumaneka kumakhadi," watsho uFrost.
Shiya ikhadi lakho lokhuseleko ekhaya. Phantse enye kwisine kuthi sithwele iinombolo zethu zokhuseleko loluntu okanye ii-SSN zabantwana zethu kwizikhwama zethu, ezinobungozi kakhulu, kutsho uFrost. Emva kwamakhadi e-inshorensi yezokwelapha, amanani okhuseleko loluntu anenani lexabiso lesibini kwi-market emnyama, "watsho.
Yenza ikhadi lakho le-inshurensi yempilo, kunye nekhophi ikopi. "Mhlawumbi ayikho into ephezulu yengqondo ukuqhagamshelana nenkampani yakho yomshuwalense ukuba i-wallet yakho ibiwe," watsho uFrost. "Kodwa kule mini kunye neminyaka, abantu banokwenza umonakalo omkhulu ngekhadi yomshuwalense yezokwelapha xa befumana iimpahla okanye iinkonzo egameni lakho kunye nenombolo yakho." Nangona ufanele uhambe nekhadi lakho le-inshurensi kunye nawe kwimeko yongxamiseko, uze urekhode ikopi.
Sebenzisa ihotele yakho iphephile. Emva kokuba ufike kwindawo oya kuyo, faka amaxwebhu okulondoloza amaphepha kunye namanye amakhadi ekwereta kwindawo ephephile. "Ngokuqhelekileyo xa sihamba, i-hophekile yehotele yindlela efanelekileyo," watsho uFrost.
Okuncinci kuninzi kwimakethi yomthwalo. Nangona uthabathe imithwalo yempahla ihlakaniphile, "ukubonakalisa ngokugqithiseleyo yonke inkcazelo yakho ebonakalayo ayiyona nto inqabileyo," watsho uFrost. Cinga ukubeka uluhlu kuphela igama lakho lokuqala, ifowuni kunye ne-imeyile idilesi kunokuba igama lakho elipheleleyo nedilesi yasekhaya.
Nangona ucinga ngezokhuseleko, funda indlela yokusebenzisa ngokukhuselekileyo i-wi-fi xa uhlala eholide .