I-Air Miles Credit Cards inomdla wokubaluleka okuninzi kumhambi ohlahlo lwabiwo-mali. Kodwa ezininzi zazo zingena kwizivumelwano zekhadi lesikweletu ngaphandle kokuqonda imiqathango. Iziphumo azihlali zilungile. Bathumela ii-imeyili ezibonisa umsindo, ukukhungatheka nokudumala.
Ingxaki ngokuphakamisa amakhadi athile kukuba akukho khadi eya kusebenza kuyo wonke umntu. Asinokwenza ibango lokufaka ingubo yekhredithi engcono kakhulu yokuqhuba ngeekhilomitha.
Oku akuthethi njengoluhlu olupheleleyo, nje ngo kukhethwa kwezinto ezimbalwa zokukhetha.
Inembopheleleko yakho ukuphanda ngokucophelela nayiphi na into enokuyenza.
Oku kufuna umgudu. Kubonakala ngathi ihlabathi lenkampani lizama ukunyanzelisa okanye ukuqhathanisa ukuthelekiswa kwamapile-to-aples. Nangona kusekho ukujonga kwi-APRs kunye neentlawulo zonyaka, imigaqo yokukhusela imivuzo yokuhamba ngoku iyahluka ngokubanzi kangangokuba ukuthelekiswa okuncedo kunzima. Uninzi lwamakhadi anikezelayo aluxeli ngokucacileyo le migaqo, kodwa adibaniswa ngokulula kwakho kweli khasi.
Xa ufunyenwe, cingisisa ngemigaqo kunye neendlela zakho zokuhamba. Ngokomzekelo, ukuba unako ukufikelela kumabala angama-25,000 ngokulula, ukuba nokuba njengendawo yokuqala yokuhlengwa kungabi yinto enkulu. Ukuba kuthatha iminyaka ukuba uchithe loo hlobo lwemali, usenokungafune ikhadi le-mileage, okanye unokuqwalasela enye evumela ukuhlengwa kumanqanaba aphantsi.
Iirhafu zenzala kuphela ukuba awukwazi ukuhlawula yonke ibhalansi.
Ukuba oko kuyafana nawe, ndiyakuncoma ngokukhawuleza ukuba ufumane enye ikhadi lekhredithi. Imivuzo yokuhamba ayiluncedo kakhulu xa uhlawula iindleko ezinkulu zezimali ngenyanga. Kwinqanaba elincinci, kuyafana neentlawulo ezinkulu zonyaka. Ukuba ufumana amawaka angamawaka angama-dollar ahamba ngokukhululeka, u-$ 95 umrhumo wonyaka ngumlingo omkhulu ekulondolozeni kwakho.
Esinye sokugqibela sicinga: Imigaqo yalezi zinikezelo, kubandakanywa ezolawulo zokuhlenga, zitshintsha rhoqo kwaye zingenasilumkiso. Emva kokufunda oku kuhlolwa, nceda nqakraza kwii-hyperlink kwaye ufunde imigaqo yakutshanje kwi-Web pages ngaphambi kokuba wenze isigqibo sakho. Ukulungelelanisa kwakho, iqhosha lokushicilela "elifanelekileyo" lifakiwe ekupheleni kwento nganye kwiifayile ezinxulumene ngezansi. Nceda usebenzise!
Nantsi isishwankathelo seengqamaniso zakho eziphambili:
Ukuphela kweMile
Ukuba ulondolozela uhambo olubanzi lwangaphandle, i-card inikezelo apho iikhilomitha ezingasetyenziswanga ziphela emva kweminyaka embalwa ingaba yinkcitho yexesha nemali. Amanye amakhadi aquka "akukho siphelo", abanye babeka umda wexesha kwiminyaka emihlanu. Kubaluleke kakhulu, kuba iikhilomitha eziphelileyo zixabisa kakhulu.
Iimali eziMnandi kakhulu
Iinkampani ezininzi ziza kuqalisa iiprojekti zentengiso kumaxesha athile omnyaka zinika i-0% iirhafu zokuqala. Ezi zinto zenzelwe ukukuhlakulela njengomthengi, kwaye kufuneka uthengise amaxabiso aya kunikwa xa isiluleko sokuqala siphelelwa yisikhathi. Ukuba umlinganiselo wenzalo uyinkxalabo ebalulekileyo, ikharityhulam yeekhilomitha yamaritha mhlawumbi ikhethi elikhethiweyo kuwe, kuba amaxabiso kula makhadi ahlala ephakamileyo, ngokukodwa ngamakhadi eentengo zemali. Ngamafutshane, ukuba uphethe ibhalansi, khangela ikhadi elingaphantsi kwekhadi, kungekho ikhadi leenzuzo zokuhamba.
Iimali zonyaka
Khumbula ukuba kukho ininzi "iimali zonyaka" okanye "imirhumo yobulungu" nganye kwiindidi zekhadi. Abaninzi banikela iinketho eziqhelekileyo, zegolide okanye zeplatinum, kwaye ixabiso liphakama ngamalungelo kunye nemimiselo yemali ekhoyo kumazinga aphezulu. Ngoko ungalindelanga ukuzuza kwezinye zeendlela ezikhethiweyo ngaphandle kokuba unako ukulinganiswa kweentengo zemboleko. Unokufumana amanye amakhadi angekho-ntlawulo kuphando lwakho. Qaphela: rhoqo, "akukho ntlawulo" ithetha ukuba ithoxiswa kuphela ngonyaka wokuqala.
Amanqaku angaphantsi kweeMayile zohambo
Kukho iintsuku apho ufanele uchithe i-$ 25,000 ukuqala ukuhlawulela umvuzo wokuhamba. Ezinye iincinci zisezantsi ngoku, kodwa qaphela ukuba uya kusadingeka ulondoloze amanqaku amanqaku okuvuza ekuhambeni okukhulu.
Abantu abaninzi ngoku basebenzisa iikhilomitha ukuhlawula iindleko ezincinci ezihamba ngeendlela zokuhamba ezifana ne-Uber okanye i-Lyft ukukhwela, iindleko zokuthutha zikawonkewonke, kunye nokuhlala kweehotele.
Ukuqhagamshelana neeCards zeAline kunye neeCards ezixhaswe ngeBhanki
Ngaloo maphepha engqondweni, jonga iikhodi ezine ze-Airline kunye ezintathu Iibhanki ezixhaswe ngeBhanki eziye zabonakalisa zithandwa kwaye zi luncedo ekuhambeni kwebhajethi.