Yintoni, ngokuqinisekileyo, Ngaba ukuPhuzulwa kweNkampani yomshuwalense?
Inkokhelo yokuphazamiseka kwendwendwe ihamba nawe xa ugula, ulimaze okanye ufe emva kokuba uhambo lwakho luqala. Intshutshiso yokuphazamiseka kokuhamba, ikukhupha ukuba ilungu lentsapho okanye umntu ohamba naye uhamba, uyalimala okanye uyafa xa uhambo lwakho luqalisile. Ngokuxhomekeka kwinqanaba elikhethayo, isigatya sakho sokuphazamiseka kohambo lwe- inshorensi yehambo yomhlala-phantsi singakubuyisela yonke into okanye inxalenye yeendleko ezihlawulwe kuqala, okanye unokuhlawula ngokwaneleyo ukuhlawula iindleko zotshintsho kwikhaya lakho lokungcola.
Uhambo lokuphazanyiswa kweeNkcenkceshi
Imigaqo-nkqubo eninzi ichaza ukuba wena (okanye ugula okanye ulimele) kufuneka ubone ugqirha uze ufumane ileta evela kuye okanye uthi uyagula okanye ukhubazekile ukuqhubeka nohambo lwakho. Kufuneka ufumane ileta yonyango phambi kokuba ukhansele lonke uhambo lwakho. Ukuba awukwenzi oku, ibango lakho lokuphazamiseka kwetyala lingafunyanwa.
Inkcazo ye "umlingane wokuhamba" ingabandakanya imfuno yokuba iqabane limele lifakwe kwiikontrakthi zokuhamba okanye enye incwadi yokubhalisa. Kwezinye iimeko, iqabane lizimisele kwakhona ukwabelana ngeendawo zokuhlala kunye nawe.
Ezinye iinkampani ze-inshorensi ziza kuhlawula zonke okanye iipesenti ezingama-150 zeemali zakho ezingahlawulwanga kunye neendleko zokuhamba. Abanye baya kuhlawula imali ethile, ngokuqhelekileyo i-$ 500, ukuhlawula iindleko zokutshintsha i-airline yakho yokubuyela, itekiti okanye ibhasi ukuze ufike ekhaya. Kukho nawuphi na, ukuphazamiseka kohambo kufuneka kube ngumphumo wesigqibo esithile, njengokugula, ukufa kwintsapho okanye imeko ekhuselekileyo ukhuseleko lwakho.
Ezi zizathu ezicwangcisiweyo ziza kubalwa kwisitifiketi somgaqo-nkqubo we-inshurensi yokuhamba.
Ukukhutshwa kokukhazamiseka kohambo kungakukhusela kuzo zonke iingxaki, ngaphandle kokuba zenzeka emva kokuba uhambo lwakho luqale. Ezi ngxaki zingabandakanywa nemiba yemozulu, ukuhlaselwa kwamagorha , ukuxabana komphakathi , ukuxabana, umsebenzi wejury, ingozi ehamba kwindlela yokuhamba, kunye nokunye.
Uluhlu lweziganeko ezixutywayo luhluka kumgaqo-nkqubo ukuya kumgaqo-nkqubo. Ukufunda ngokucophelela isitifiketi somgaqo-nkqubo phambi kokuhlawula i-inshurensi yokuhamba.
Iikhompyutheni ze-inshurensi zokuphazamiseka kokuhamba
Ngaphambi kokuba uthenge umgaqo-nkqubo, qiniseka ukuba uyaqonda ukuba luhlobo luni lwamaphepha oya kuwufuna ukuze wenze ibango. Gcina zonke iimpapasho ezihambelana nohambo lwakho, kubandakanywa iikontraki, iirisithi, iitikiti kunye ne-imeyile, ukuba uhambo lwakho luphazamisekile kwaye kufuneka ufake ibango ngumboneleli wakho we-inshurensi yokuhamba.
Ababoneleli nge-inshurensi yokuhamba abayi kuguqula imicimbi eyaziwayo, njengeziqhwithi ezinqamlekileyo ezitshatyalaliswayo, ezithiwa iziphepho zebusika okanye ukuqhuma kwe-volcanic. Xa isiqhwithi sinegama okanye ifu lomlotha, awuyi kukwazi ukuthenga umgaqo-nkqubo ochaphazela ukuphazamiseka kokuhamba okubangelwa yeso siganeko.
Fumana indlela "isisongelo esiphezulu ngayo ukhuseleko lwakho" ichazwa ngumniki-nkonzo wakho we-inshurensi yokuhamba. Ezinye iipolisi aziyi kubeka ingongophiso ngaphandle kokuba uMnyango weeRhulumente wase-US ukhankanye isilumkiso sohambo malunga nongozi. Phantse onke amaxesha, isilumkiso sohambo kufuneka sikhutshwe emva komhla wokuqalisa kohambo lwakho.
Khangela umgaqo-nkqubo ojongene neemeko ezinokuvela kwindawo oya kuyo. Ngokomzekelo, ukuba uhamba eFlorida ngo-Agasti, kufuneka ukhangele i-inshurensi yokuphazanyiswa kwehambo ehlanganisa ukulibaziseka okubangelwa ziziphepho.
Ukufunda ngokucophelela isitifiketi sakho somgaqo-inshurensi yonke ngaphambi kokuhlawula i-inshurensi yokuphazamiseka kokuhamba Ukuba awuyiqondi isatifiketi, fowuni okanye i-imeyile umnikezeli we-inshurensi uze ucele ukucaciswa.
Ukuba ucinga ukuba unokufuna ukunciphisa uhambo lwakho olufutshane ngenxa yesizathu esingaboniswa kwipolisi yakho, qwalasela ukuthenga ukuChoxisa nayiphi na ingxelo yokuxubusha.
Uthini Umehluko Phakathi Kokuphazamiseka Kwetyelelo Nokuhamba KweeNtsholongwane?
Abanye ababonelela nge-inshurensi yokuhamba bahlela iimeko ezibangelwa yiyo yonke into ngaphandle kokugula, ukulimala okanye ukufa njengokuthi "ukulibaziseka kokuhamba" kunokuba "ukuphazamiseka kohambo," ngoko kufuneka ukhangele zombini iindidi ze-inshurensi yokuhamba njengoko uphando malunga nokhetho lwenkqubo yomshuwalense. Unokugqiba isigqibo sokuba ufuna enye yolu hlobo lweentlobo, okanye unokufumanisa ukuba uyadinga bobabini.
Ukuba udidekile, unganqikazi ukubiza umnxeba wakho we-inshurensi okanye qha ga mshelana nomniki-nkonzo wakho womshuwalense we-intanethi. Kungcono ukucima imibuzo okanye ukukhathazeka ngaphambi kohambo lwakho.