Iingcebiso Zokuhlala Ukhuselekile Ngoxa Uceba Iholide
Sonke sisesetyenziselweni seendlela ezinkulu zokuhamba. Ngelishwa, oku kusenza sibe sengozi ekuhambeni izikhwama .
Cinga ngolu hlobo lwenkosikazi eTennessee. Isingeniso esinqabileyo sanikelwa emsebenzini. Kubonakala ngathi yileta ye-letterhead yeofisi yokuhamba yeefampani esebenzayo. Wayecinga ukuba isibonelelo sohambo oluhlawulelwe kakhulu luhlobo oluthile lwenkampani ye-perk, kwaye wakhawuleza ukuyibhala. Ngelishwa, izithembiso zeenkwenkwezi ezinqabileyo ezintlanu zeenkwenkwezi "zenkcitho encinci yokuphatha" yanyamalala ngokukhawuleza njengemali yakhe.
Le ngenye yezifundo ezininzi ezivela kwiifayile ze-scam ezihamba phambili kwi-US Federal Trade Commission (FTC). Yiya kwii-arhente zayo zoqhagamshelwano nakwezinye iintlanga ezikhuphisayo, kwaye unokufumana iikholeji ezifana nezobuxoki.
Kwiminyaka xa wonke umntu ezama ukufumana ihambo ehamba phambili yokuhamba, amanqaku angabakhweli abazenzekelayo baya kuzama ukuhlukana nemali yakho. Baya kunika, ngokufanelekileyo, amalungiselelo adidekayo.
Iintlobo zeScams
Ezinye iinkqubo zokuhamba zikumshiya kungekho nto. Abanye bathembisa izinto ezinkulu kwaye bahlangule udoti. Sekunjalo, abanye benza kakuhle kwizithembiso xa uhlawula iindleko ezongezelelweyo, ezinokubangela ukuba uhlawule ixabiso eliphindwe kabini, okanye mhlawumbi kathathu oko uqale ukukhokha. Abanye baya kuhambisa isipho sabo seBhahamas, kwaye akukho nto enye.
Cinga ibali le sibini saseMissouri: Baye bathembisa ihotele ephezulu. Oko bakufumene kwakukho igumbi elingenawo umoya womoya, i-concrete, kwaye akukho ukufikelela kuselwandle.
Amava onke eholide kwakungumsila, kwaye akukho nto ifana neyayimelwe yinkampani, "lo mfazi wathi ku-Federal Trade Commission.
Abanye abagculeli abaqeshwe basebenzisa ubugcisa obubizwa ngokuthi "ukwahlula intengo." Baya kunika i-airfare kunye neendawo zokuhlala kwixabiso ngamanani angaphantsi kwamanani emakethe, kodwa kuya kuba neentlawulo kwiprinta efanelekileyo engaphezulu kokucwangcisa ukugcinwa.
Abanye baya kukhankanya ihotele yokunethezeka kodwa bafihla into yokuba ixabiso elongeziweyo "i-add-on" liyadingeka ngaphambi kokungena.
Nangona iinzame zamaarhente karhulumente afana ne-FTC, ishishini lokuhamba lilawulwa kakubi. Nabani na onokulenga uphawu phambi komnyango wabo aze athenge iimveliso zokuhamba. Ukuba unokufikelela kumatshini wefeksi, i-fowuni okanye i-akhawunti ye-imeyile, ungathumela ukucela.
Indlela yokwenza i-Scam
Ubuninzi beli "galelo" liba nesimo esifanayo, okwenza kube lula ukubona, kwaye ekugqibeleni, ugweme.
- Uxinzelelo lokubhukuda ngokukhawuleza. Ukuba uke wanqumla imoto, mhlawumbi uvile umbuzo onomsindo "Ndingenza ntoni ukukubeka kule moto namhlanje?" Ingcamango yokuvala umthengi phambi kokuba umthengi angene nezichaso. Akusoloko ilungileyo, kodwa kwindawo yokuhamba, kufuneka iphakamise iiflegi ezibomvu zokulumkisa. Okuthakazelisayo kukuba, ezininzi zezo zinto zihamba ngokukhawuleza ziquka ukuhamba okungenani ezimbini kwiinyanga ezizayo. Ngoba? Amanqaku amaninzi ematyala anemivuzo engama-60 kwimingeni yokuthenga. Bafuna ukuba uqaphele isithuba sakho kuphela emva kokuba ixesha liphelile.
- Ukusebenzisa iinkonzo zeposi. Enye ifulegi ebomvu kufuneka ifakelwe xa inkampani ifuna ukwenza ishishini kuphela ngeenkonzo zeposi. Amaxesha amaninzi, injongo kukugwema imimiselo yobuqhetseba be-imeyili ehambelana neenkonzo zeposi.
- Amagama awafani . Nantsi enye uphawu ebonakalayo yenkathazo: xa amagama omthengisi kunye nomnikezeli wehambo ahluke. Ngaloo ndlela, amathuba okuba usebenza kunye ne-telemarketer okanye omnye umntu ohamba phakathi phakathi kwabo abangenalo inqwenelekayo entliziyweni.
- Ukulibaziseka ixesha elide. kunye nabathengisi abaninzi kufuneka bakhulise ukukrokra.
Indlela Yokugwema Ukukhwabanisa
Ngaphambi kokuba uthenge, qwalasela olu luhlu lokutshekisha, oluqulunqwe kwi-FTC, kwiSebe lezothutho, kunye neBhodi yoKhuseleko lwaBathengi. I-FTC inika ifom ye-inthanethi yezikhalazo. Kodwa khumbula ukuba akukho mntu unokunika iziqinisekiso zokubuyiswa emva kokuba uhlaselwe.
- Soloko usebenzisa ikhadi lekhredithi. Oku kukunika inketho yokuphikisana neendleko zobuqhetseba ngokusebenzisa inkampani yakho yekhadi lesikweletu. Akufanele nanini unike inombolo yakho yekhadi kumntu ofuna ukuqinisekiswa kobunikazi bakho. Nika kuphela inombolo yee-oda zangempela.
- Funda i sigama. Zingaphi izihlandlo ozifumene le imeyile elandelayo? "Ukhethwe ngokukhethekileyo ukufumana iSibonelelo sethu sokuThuthuka esiPhambili." Yifunde kaninzi, kwaye zibuze imibuzo elandelayo: Kutheni ukhethekileyo? Uhambo lukhangeleka njani? Ziziphi izinto ezenza uhambo lokunethezeka? Lawa ngamazwi aklanyelwe ukuqwalasela, kungekhona ukuba uchaze ngokuchanekileyo iinkonzo.
- Qinisekisa iinkcukacha zohambo lwakho. Xa bethetha ihotele yimiqathango yeenkwenkwezi ezintlanu, cela igama negama. Nge-intanethi ekulahleni kwakho, kulula ukuba ukhangele nayiphi ihotele. Ukuphelisa idibanti ukuba ayinakunikezwa. Kuyafana neenqwelo zeenqwelo, iindwendwe, iinqanawa zokuhamba, kunye neminye imikhiqizo. Iikhampani ezihloniphekileyo azizinqikazi ukubonelela le ngcaciso. Khangela irekhodi yenkampani, kwakhona. Amagunya asekuhlaleni kufuneka abe neenlist zeefemu ezenza izikhalazo ezininzi.
- Suka kwi "Instant Travel Agent". I-scam eqhelekileyo kukuba uthengise oko kuthiwa isatifikethi njengegosa lokuhamba. Oku, uya kuxelelwa, kukuvumela ukuba usebenzise inzuzo ngezaphulelo zengcali kunye nokuhamba kwamahhala. Ingxaki ngolu hlobo kukuba izaphulelo zengcali aziyibophelelo. Abathengi banqume ukuba ngubani kwaye banikezela ikhefu lentengo. Ezinye zezo zinto zibizwa ngokuba yiinkqubo zokurhweba kwamanqanaba amaninzi. Indaba ezimbi. Musa ukuphangwa.
- Jonga igama elithi "inkxaso". Cinga ngesizathu sokuba kukho into enikezelwa yona mahhala. Amaxesha amaninzi, le ngcamango ukubonelela abaphulaphuli abathunjiweyo kwiiyure zokuthengisa. Ngaba ufuna ukuchitha ixesha lakho lekhefu elixabisekileyo ukuphulaphula le mijelo? Ngenxa yokuba ezininzi zihlelwe ukukwenza uzive unyanzelekile, kwaye ezininzi zibonisa ukunyanzeliswa kwe-high-pressure, awuyi kuchitha kuphela ixesha lakho elixabisekileyo kodwa uvuselele ukuthenga into ongayifuni.