Iingcebiso zeMali zabahambi abaya eAfrika
Iingcebiso zokuhamba malunga nemali e-Afrika ziquka indlela ekhuselekileyo yokuphatha imali xa uhlala e-Afrika, iindleko ezifanelekileyo ukuzisa eAfrika kunye neengcebiso ngendlela engcono kakhulu yokuzisa e-Afrika. Iziqhagamshelwano zamazwe ahlukeneyo aseAfrika kunye neengxowa-mali zawo zifumaneka kwizantsi kweli phepha.
Iimali zeeNgcaciso eziMnandi zokuzisa eAfrika
Iimali ezingcono kakhulu zokuzisa uhambo lwakho oluya eAfrika yi-US Dollar kunye neYurophu yaseYurophu.
Unokuzisa ezi currenti ngenkokhelo okanye uhambo lokuhlola (jonga ngezantsi ngeenkcukacha ezingaphezulu).
Eyona ndlela efanelekileyo yokuzisa imali e-Afrika
Ingcinga efanelekileyo yokuzisa imali ngeendlela ezahlukeneyo, ukuba uthe wahlahla imali, akukho ndawo yokutshintsha isheke lomhambi, okanye umthengisi akayi kuthatha ikhadi lekhredithi. Ngezantsi zikhona ezinye iinkonzo kunye neengxaki ezikhethiweyo ozikhethayo xa uzisa imali yakho yokuhamba e-Afrika.
ATM / Debit Cards
Ngokuqhelekileyo ndithatha ikhadi lam ATM / Debit (ikhadi lamakhadi, ikhadi lebhanki) kwaye ndihoxise imali ngokukhawuleza ukuba ndifike, nokuba yi- moya okanye kwidolophu. Ndiyifumana ukurhoxisa imali ngale ndlela ithatha imali encinci yamatyala ukuze ndifumane ingxowa yam buck. Kwakulungile ukuba ufunde indlela oomashini bebhanki asebenza ngayo ngokukhawuleza xa ufika. Kufuneka ufumanise indlela yokufumana imali yakho (ingaba ucinezele "ngetyala" okanye "hlola"), kwaye ziphi iimpawu ezizocatshulwa kuba zingabhalwa ngolwimi olungaqhelekanga.
Ufanele ukwazi ukufumana ibhanki kwiinqununu ezininzi zaseAfrika ezamkela ikhadi lakho lokubambisa (kunye ne-cirrus okanye i-maestro isimboli kuyo).
Ngaphandle kwezixeko ezinkulu, kunye nezinye ihotele eziphezulu, mhlawumbi ungenalo inhlanhla.
Indlela yokufumana imishini ye-ATM e-Afrika:
- I-Locator ATM Locator
- Indawo ye-MasterCard ATM
- IBarclays Bank eAfrika
Musa ukulibala ukuba iimashishini zebhanki zingaphelelwa yimali kwaye ngamanye amaxesha zidla ikhadi lakho, ngoko ungathembeli kwikhadi lakho leebhanki kuphela.
Kufuneka ubize ibhanki yakho ngaphambi kokuba uhambe kwaye ubazise ukuba uya kusebenzisa ikhadi lakho kwelinye ilizwe. Ngamanye amaxesha amabhanki aya kumisa ukurhoxiswa kwamanye amazwe ngenxa yokhuseleko lwakho.
Amakhadi aMatyala
Amakhadi enkoleko ayenceda kwizixeko ezikhulu kunye namahotele asezithengisa kodwa amaziko amancinci awamkelekanga. Ukuba ungasebenzisa ikhadi lesikratshi qinisekisa ukuba ucela malunga nezinga lokutshintshisiswa kunye neerhafu ezihlawulweyo. I-Visa ne-MasterCard ngokubanzi bayamkelwa ngokubanzi kunakubani na elinye ikhadi lekhredithi. Ukuba uhamba eMntla Afrika okanye eMzantsi Afrika, amakhadi enkoleko avunywe kakhulu ngokubanzi.
Shayela inkampani yakho yekhadi lesikweletu ngaphambi kokuba uhambe kwaye ubazise ukuba uya kusebenzisa ikhadi lakho phesheya. Ngezinye amaxesha bayakulahla inkokhelo ngenxa yokhuseleko lwakho ukuba luvela ngaphandle kwelizwe lakho.
Abahambi bahlola
Ekugqibeleni ndandifumana i-checker's check from the bank of mine, abaxeleli bangandijonga ngathi ndingumfokazi. Akukho mntu kwisebe onokukhumbula indlela yokuthengisa ngayo. Kodwa, ukuhlolwa kweendwendwe kusetyenziswa kwaye kwamkelwa e-Afrika kuba zikhuselekileyo kunokuba zifumane imali kwaye zingatshintshwa xa zibiwe. Ingxaki yokukhangela i-checker checks kukuba kufuneka ufumane ibhanki ekulungele ukwenza intengiso, kwaye xa wenza, unokuqiniseka ukuba baya kuhlawula imali ephezulu kakhulu.
Ngoko ukuba ufumana ixabiso elifanelekileyo kwaye unokuhlola ihambo, ukhethe imali ngexesha elinye.
Ufanele ufumane iirekhodi zokuhamba kwiiDola zase-US okanye iiYurophu.
Cash
Soloko sithwala imali kunye nawe, iidola zaseMelika mhlawumbi kulula kakhulu ukusebenzisa lonke leli zwekazi. Yithatha iifom yeeyala kunye nawe kwaye uqaphele ukuba amazwe amaninzi ahlawula iifizi zee-yisebhendi kwimali yase-US kunye nezinye iipaki zelizwe ziya kwamkela iidola zase-US kuphela ngemirhumo yazo yokungena. Ukuba uhlala kwi-safari ephakamileyo, kuyinto eqhelekileyo ukuphoqa usebenzisa iidola zase-US ngokunjalo, kodwa kwiimarike zendawo kwaye ngokubanzi, zama kwaye uphakamise ngemali yendawo. Qaphela ukuba ezinye i-Bureau of Changes ziza kwamkela iibhola ze-dollar zase-US ezikhutshwe emva ko-2003. Ezinye iibhanki kunye neeehotele ziya kwamkela kuphela iimali ezikhutshwe emva ko-2003 (kunzima kakhulu ukuzinza).
Ndisoloko ndiya ebhankini ngaphambi kokuba ndiphume ehambo ndize ndifumane iindleko ezintsha zetyala ukwenzela ukuba ziphephe kuzo zonke iinkathazo. Ngokufanayo, musa ukwamukela iinqununu ze-US ezikhethiweyo okanye ezidala njengenguqu, ukuba uceba ukuyisebenzisa ngelixa e-Afrika.
Ukuthatha imali yakho eAfrika
Indlela ekhuselekileyo yokuphatha imali yakho ngelixa uhambo lwakho lusebhantshini lwemali elithembekileyo onokugqoka phantsi kweengubo zakho. Gcina imali oceba ukuyichitha loo mini kwi-pocket okanye imali ebonakalayo. Kuninzi ngaphezu kokubamba phantsi kweengubo zakho, kwaye kuyinto enobungozi obuhle xa uphangwa. Ukuba ihotele yakho ikhuselekile, gcina imali yakho yangaphandle, ipaspoti, kunye netikiti kwindawo ekhuselekileyo uze nje ulethe imali yeendawo kunye nawe xa uphuma kwaye malunga.
Njalo uzame kwaye ugcine iibhokhwe ezincinci kunye neengqekembe zixhaphake ngeengcebiso kunye nezibonelelo. Nanini na ukuba ucinga ukuba umntu uza kutshintsha i-bill enkulu kuwe-qhubeka phambili wenze njalo.
Ukutshintsha imali kwiSitalato
Xa ufika kwilizwe laseAfrika, unokudibana nabantu abaza kuzama ukukukhuthaza ukuba utshintshe imali kwaye uya kunika izinga elingcono kunokuba ibhanki inokunika yona. Musa ukulingwa ukuba utshintshe imali yakho ngale ndlela. Akukho mthethweni kwaye akuyiyo ingcamango enkulu yokubonisa umntu yonke imali yakho yangaphandle. Kukho amazwe ambalwa kakhulu e-Afrika ngoku apho izinga lemarike emnyama yemali yangaphandle lihluke kakhulu kwizinga lokutshintshiselwa ngokusemthethweni .
Ukutshintsha imali yakho kwisitratweni akufanelekile ukulahleka okanye umngcipheko wokuphangwa okanye ukukhohliswa.
Ukufumana iCash Cash ngaphambi kokuba Uhambe
Kukho iimali ezithile ze- Afrika ongazithenga ngaphambi kokuba uhambe. Kuthetha ukuba akudingeki uxinezeleke ngokufumana ibhanki kwisikhululo-moya-nangona ngoku kube lula kunokuba ufumane ibhanki edolophini. Ungathenga iRandi yaseMzantsi Afrika, iShilling Shilling, iPound yaseYiputa, iRiphabliki eRussia, iRussia eRussia kunye neZambian Kwacha. Inkampani ebizwa ngokuthi i-EZForex inikeza ixabiso elifanelekileyo lokuthenga ezi currenti nangona ndingayisebenzisi inkonzo ngokwayo.
Imiba Yeemali ngeNgingqi yeAfrika
Ukujonga yonke imali yelizwe laseAfrika, jonga i- Currencies e-Afrika . Ukufumana inkcazelo enzulu kwiindawo ezikhethiweyo zokuvakasha eAfrika, cofa kwiikhonkco ezingezantsi: