Ii-ATM, iiKhadi zeMatyala, abaTyeki beeKhenketho, kunye ne-Cash e-Asia
Ngeendlela ezimbalwa, abahambi abaninzi abaqinisekanga ngeendlela ezifanelekileyo zokufikelela kwimali e-Asia ngelixa behamba. Ukukhetha ngokungalunganga kunokuhlawula imali eninzi elahlekileyo kwiimali zebhanki kunye neekomishini.
Njengoko i-mantra endala yokutyalomali ihamba: ukudibanisa. Ukubheja kwakho ngokukhuselekileyo ngokuhlala ufumana imali yasekuhlaleni e-Asiya kukufumana indlela engaphezulu kweyodwa yokufikelela kwimali.
Nangona ii-ATM ziqhelekileyo indlela yokufumana imali e-Asia, amanxibelelwano kwiziqithi okanye kwiindawo ezikude angahlahla iintsuku ngexesha.
Amaxesha amaninzi athabatha amakhadi; ezininzi iibhanki aziyi kubathumela iidilesi zamazwe ngamazwe. Ukuze uxolo lweengqondo, ufuna iifomu zokugcinwa kwemali.
Iinqunto zakho zokufumana imali ngelixa uhamba e-Asia zihlala zixhomekeke kule ndlela:
- Ukusebenzisa ii-ATM zendawo
- Ukutshintshiselana imali ukusuka ekhaya ngemali yendawo
- Ukusebenzisa ikhadi lokuthenga ngetyala ngemali
- Ukutshatyalaliswa kweethenkile zokuhamba
Ukusebenzisa ii-ATM zeMali yaseKhaya e-Asia
Ngaphandle kweedolophana ezincinci kunye neziqithi, iiATM ezixhomekeke kuzo zonke iinqununu zaseNtshona zifumaneka kwiindawo ezininzi zokutyelela e-Asia. IMyanmar yayiyinye yezinto zokugcina eziseAsia, kodwa i-ATM ezininzi kwaye ziyafumaneka apha.
Ukusebenzisa i-ATM ukuze ufumane imali kuthetha ukuba unokukhupha imali engaphantsi, umlinganiselo omhle wokulwa nobusela obukhoyo . Unokufumana imali nje njengoko kufuneka. Ama-ATM ahambisa imali yendawo, ukuphelisa imfuno yokutshintshiselana imali.
Ngaphambi kokuthatha ikhadi lakho le-ATM e-Asia, khangela ngebhanki yakho; baninzi bahlawulisa imali encinci yokuthengiswa kwamanye amazwe (malunga ne-3% okanye ngaphantsi) rhoqo xa uthabatha imali.
- Yazi malunga neengcingo zangoku e-Asia ngaphambi kokuba ufike.
Iingcebiso zokusebenzisa iKhadi lakho le-ATM e-Asia
- Vumela i-bhanki yakho yazi ukuba uya kusebenzisa ikarhulumente phesheya ukuze bangafaki i-akhawunti yakho kwaye vimbele ikhadi xa iindleko zivela e-Asia! Bona ezinye izinto ongayenza ngaphambi kokuba uhambe ekhaya .
- Imirhumo ye-ATM e-Asiya iyahluka ngokubanzi ukuze uhlale uhlola kuqala; umrhumo eThailand ungama-US $ 5 ngomsebenzi ! Ngenxa yesi sizathu, unokufuna ukuthatha umda wemihla ngemihla ngalunye. Iphulo: Ii-ATM eziqhotyoshelwe kwiibhanki ziba nemingcele ephakamileyo yemihla ngemihla kunezo zimeleyo ezithatha umgudu wokuzalisa imali.
- Kwezinye iindawo, amasela afaka iifowuni zokukhupha iikhadi kwi-slot yangempela kwi-ATM. Umfundi uthatha inombolo yekhadi lakho njengoko ikhadi lakho lingena ngaphakathi kumatshini. Naka ingqalelo kwi-slot yekhadi , kwaye unamathele ekusebenziseni ii-ATM kwiibhanki okanye kwindawo exakekileyo.
- Xa ukhetha isixa sokurhoxisa, khetha ityhidi eya kwenza umatshini awanikezele iibhola ezincinci kunokuba kunamaphepha amaninzi adibanisa okungaba nzima ukuwaphula kamva. Ngokomzekelo, musa ukucela i-baht eyi-6 000, cela indawo ye-baht ye-5,900.
Ukutshintsha Imali e-Asia
Okwesibini kuma-ATM, abaninzi abantu basatshintsha imali kwisikhululo se-moya emva kokuba bafike e-Asia. Ngona kunjalo, inqanaba lokutshintshisana ayiluncedo.
- Yiba nombono wezinga lokutshintshiselana ngamazwe phambi kokuba ufike kodwa ungalindelanga ukuba ufumane isantya samanje.
- Izikhumulo zeenqwelo-moya zikhuselekile, kodwa kaninzi zibonelela ngexabiso elithengisa kakhulu.
- Kanye esetratweni, unamathela ekutshintshiseni imali kwiibhanki; Izitishi zezitalato ezinokuthi zenzeke okanye zingabi mthethweni. Ukuqhaqhaqhaqhelo kuyaqhelekanga - ungatshintshanga imali nomntu kwisitalato.
- Bala imali yakho ngaphambi kokuba uhambe kwiwindow exchange.
- Ungamkeli amanqaku aqhekekileyo okanye aphelile. Abaninzi banqanyulwa ngaphandle kwamanye amazwe kwaye kungenakukwazi ukuchitha ixesha elizayo.
- Kwamanye amazwe afana neNepal, kuyakufuneka ugcine irisidi yakho ukutshintshisisa imali kwimali yakho kwindlela yokuphuma. Oku kukuqinisekisa ukuba awuzange uzuze imali ngelixa lizwe.
Khangela amanani okutshintshiselwa kwamanje kunye namacebiso amaninzi malunga nendlela yokutshintshisisa imali e-Asia .
Ukusebenzisa Amakhadi Eemali e-Asia
Nangona ukuthwala ikhadi lokuthenga ngetyala kwikhambo lakho ngokucacileyo liyimpembelelo elungileyo, ungalindelanga ukusebenzisa ikhadi lekhredithi njengomthombo wakho oyintloko wemali yokutya nokuthenga.
Uninzi lweentengiso ezincinci, ii-bars kunye neendawo zokudlela ezisezantsi-mpuma yeAsia aziwamkeli amakhadi esikwereti, kwaye abo benzayo baya kudla ngokugqithisa okanye ukuthunyelwa kwe-10% okanye ngaphezulu. Ibhanki yakho mhlawumbi iyahlawulisa imali yentlawulo yangaphandle ngaphandle kokuba unekhadi elithengiswa kubahambi.
Amakhadi okuthenga ngetyala asetyenziswe kakuhle kwiivenkile zokutya kunye neehotele, ukuhlawula imisebenzi efana ne-scuba diving, kunye nokubhubha ngeenqwelo ezinqabileyo e-Asia. Ngaphantsi usebenzisa ikhadi lakho, ithuba elincinci lokuba inombolo iya kuguqulwa - ingxaki ekhulayo e-Asia.
Amakhadi asematyala angasetyenziselwa kuma-ATM ukwenzela ukuba ufumane ukunyuka kweemali eziphuthumayo, nangona uza kuhlawula umrhumo wokuthengiswa kwamanye amazwe kunye nemigangatho yemigangatho kwimpumelelo yenkcitho iphezulu.
I-Visa ne-MasterCard zamukelwa ngokubanzi kwi-Asia kunamanye amakhadi.
Ukusebenzisa i-Checks Travelers e-Asia
I-checker i-American Express yokuhlola i-traveler ingatshintshaniswa kwiibhanki kwi-Asia yonke imali. Ukunyathela i-checker's checks kuyilondolozi elidala lokungena kwemali eninzi ngexesha elinye, nangona kunjalo, baya kuba baninzi ngaphantsi.
- Ikhomishini ixutyushwa rhoqo ngetshektshana, kwaye ukuthwala iikopi ezininzi ziza kubangela iintlawulo ezimbalwa.
- Iitshekhi zokuhamba kufuneka zisetyenziswe nje ngeendlela eziphuthumayo zokutshintshiselana ngemali yendawo; Amahotele kunye nabathengisi abaza kubamkela ngokukhawuleza.
- Ngaphambi kokuba uphume ekhaya, rekhoda i-imeyile yeefayili yeekhadi kwi-email efihliweyo kunye nenombolo yamazwe ngamazwe ukubika ingxelo elahlekileyo okanye ebiwe.
Thatha iidola ze-US e-Asia
Kungakhathaliseki ukuba uqoqosho, i-dollar yase-US isasebenza ngokusemgangathweni njengemali yokuhamba kwiindawo ezininzi zehlabathi. Iidola zinokutshintshiselwa okanye zisetyenziswe kwi-pinch ngokulula ngaphezu kwezinye iirrenti. Kwamanye amazwe - iCambodia, iLaos, iVietnam, iMyanmar kunye neNepal, ukubiza ngamadola ambalwa ngamanye amaxesha atyathwa ngaphezu kwemali yendawo. Ukukhusela oku, oorhulumente base-Asiya baye baqalisa ukubeka izithintelo ezintsha ezikhuthaza ukusetyenziswa kwemali yasekhaya ngaphezu kweedola zase-US.
Kwaye iibalo zokuhamba kwamanye amazwe zikhetha ukufumana iidola kwiimali ze-visa xa abahambi bangena kweli lizwe. Ukuhlawula kuyo nayiphi na imali isebenza ngokusemandleni akho.
Ukuthatha imali eninzi yemali ingcinga ephosakeleyo, kodwa ukuba needola zase-US ngesandla kwiintlobo ezahlukeneyo zamaziko kuya kufikelela ngokufanelekileyo. Qinisekisa ukuba uthabathe i-crisp, amanqaku amasha njengabaguquli bemali baya kuthi banqatshelwe ubudala, iindleko ezigqityiweyo.
- Ukuba ixabiso linikwe ngeedola kunokuba imali yendawo, uyathemba izinga lokutshintshiselana nomrhwebi - cela indleko kwizinto zombini zemali.
- I-scam eqhelekileyo eVietnam kukuphetha intengo e-dong, ngoko-ke ithi ibalithi yayinedola xa uceliwe ukuba uyihlawule! Funda kabanzi malunga nokusebenzisa imali eVietnam .