Ukukhwabanisa kwe-ATM: Ziziphi iimfuneko abahambahambayo

Uphiko lwe-ATM?

Ukukhwabanisa komatshini ozenzekelayo, ngokuqhelekileyo kuthiwa yi-ATM yokukhwabanisa, kubandakanya ukuthatha inamba yakho yekhadi yedata kwaye uyisebenzise kwimisebenzi engagunyaziswanga. Ngenxa yokuba ufuna inombolo yesazisi, okanye i-PIN, ukugqiba ukuthengiswa kwekhadi lokubambisa, ukukhwabanisa kwe-ATM kuquka nokuba iPIN yakho.

Ukukhwabanisa kwe-ATM kufana nokukhwabanisa kwekhadi lesikweletu kwindlela yokulwa nobugebengu. Iphulo-mthetho isebenzisa isicatshulwa ukweba inombolo yakho yekhadi le-ATM, ithola indlela yokufumana i-PIN yakho, kwaye igxotha imali kwi-akhawunti yakho yasebhanki kwiivenkile okanye kwi-ATM.

Ukukhwabanisa kweATM

Ukwahlula omnye phakathi kobuqhetseba be-ATM kunye nobuqhetseba bamakhadi ekhredithi ngumthwalo wabathengi. EUnited States, uxanduva lwakho lokulahleka xa ukuthengiswa kwe-ATM yenkohlakalo kwenzeka ngokuxhomekeke kwindlela okhawulezayo oyibika ngayo ingxaki. Ukuba unika ingxelo yokuthengiswa okungagunyaziswanga okanye ukulahleka / ukweba kwekhadi lakho lokubambisa ngaphambi kokuba kuqhutywe umthengi, uxanduva lwakho luyiyo. Ukuba ubika ingxaki kwiintsuku ezimbini emva kokufumana ingxelo yakho, uxanduva lwakho li-$ 50. Ukususela kwiintsuku ezimbini ukuya kwi-50 emva kokufumana isitatimenti sakho, uxanduva lwakho li-$ 500. Ukuba ubika ingxaki ezingaphezu kweentsuku ezingama-60 emva kokufumana ingxelo yakho, awukho inhlanhla. Umda wokunika ingxelo weentsuku ezingama-60 usebenza nangona ikhadi lakho lisekho.

Iintlobo ze-ATM Ukukhwabanisa

Kukho iintlobo ezininzi zobuqhetseba be-ATM, kwaye izigwenxa zobugcisa ziqulunqa iindlela ezininzi zokukuhlukanisa nemali yakho yonke ixesha. Iintlobo zobuqhetseba be-ATM ziquka:

Iingcebiso zokuphepha ukukhwabanisa i-ATM ngaphambi kokuba uhambe

Yazisa ibhanki yakho okanye isebe lokukhusela inkohliso yamanyathelo akho ngaphambi kokuba uhambe. Njengengxenye yale nkqubo, bhalisela i-imeyli yokukhusela i-fraud kunye nezilumkiso zefowuni ukusuka kwibhankini yakho.

Khetha i-PIN engacatshangwanga lula. Gwema ukuhlanganiswa okulula kwamanani, afana ne-1234, 4321, 5555 kunye no-1010.

Khusela i-PIN yakho kunye nekhadi le-ATM njengoko uza kuthenga imali. Musa ukubhala iPIN yakho.

Yenza ezinye iindlela zokuhlawula, njengekhadi lesikweletu, xa kwenzeka into embi kwaye ikhadi lakho lokubambisa libiwe.

Yithatha uludwe lweebhanki kunye neenombolo zeefowuni zeenkonzo zobuqhetseba benkonzo yokukhwabanisa nawe ngexesha lohambo lwakho.

Iingcebiso zokugwema i-ATM Ukukhwabanisa ngexesha lokuhamba kwakho

Thatha i-ATM yakho kwibhanti yemali okanye isikhwama xa uhamba, kungekho kwipokethi yakho okanye esikhwameni.

Hlola i-ATM nganye ngaphambi kokuba uyisebenzise. Ukuba uhlola iprojekti yeplastiki ekhangeleka ngathi ifakwe kumfundi wekhadi okanye ubone iifayile zokuphepha, ungasebenzisi loo mshini.

Khusela i-PIN yakho. Gcina isandla sakho okanye enye into (imephu, ikhadi) phezu kwepikhidi ngelixa uthayipha kwi-PIN yakho ukwenzela ukuba izandla zakho zingenakucelwa.

Nangona ikhadi lakho lokukhawuleza lijonge, isela alikwazi ukusebenzisa le ngcaciso ngaphandle kwePIN yakho.

Ukuba abanye abantu balinde kufuphi neATM, sebenzisa umzimba wakho ukukhusela izenzo zakho kunye nezandla zakho. Kulungile, bahlobo bakho bahamba emva kwakho ukuvalela ukujonga izicatshulwa zakho ezivela kubathengi.

Musa ukuvumela abaxhasi, abashibi okanye nabani na omnye ukuba bathathe ikhadi lakho lokubambisa ngaphandle kwamehlo akho. Buza ukuba ikhadi iguqulwe phambi kwakho, mhlawumbi nguwe. Qinisekisa ukuba ikhadi lakho litshukunywe kuphela ngexesha elilodwa.

Gcina ibhalansi yakho yebhanki xa uhamba. Qinisekisa ukwenza oku ngendlela ekhuselekileyo; musa ukusebenzisa ikhompyutha yomntu okanye ukuvula inethiwekhi engenazintambo ukufikelela kwingcaciso yolinganisela yebhanki, kwaye ungasebenzisi ifowuni ukubiza ulwazi ngolwazi. Ngamanye amaxesha uhlolisisa ibhalansi yakho kwi risithi yakho ye-ATM.

Khangela itekisi, i-imeyile kunye nemilayezo ye-imeyile evela kwiibhanki yakho rhoqo ukuze ungaphuthelwa izaziso zesaqhetseba.

Yintoni enokuyenza Ukuba Ulwaphulo lwe-ATM

Biza ibhanki yakho kwangoko. Yenza inqaku lexesha, umhla kunye nenjongo yefoni yakho kunye negama lomntu othetha naye.

Landela umnxeba wakho umnxeba ngencwadi ebishwankathela iinkcukacha zefowuni yakho.

EUnited States, qhagamshelana namapolisa asekuhlaleni kunye / okanye iNkonzo yeNgcaciso ukuba ukholelwa ukuba uxhoba lobuqhetseba be-ATM.