Yiyiphi inqabileyo yokuhamba efanelekileyo kuwe?
Ehlelwe nguJoe Cortez, ngoMatshi 2018
Ixabiso elilinganayo leli dolaphu lephuzu alinakukwazi ukukhonkwane. Masithi uthe wasebenzisa iilipi ezingama-25 000 ukuhamba ukusuka eNew York ukuya eDallas endaweni yokuhlawula i-$ 250 ithikiti. Ngelo nqanaba, wakwazi ukufumana malunga neepesente enye kwixabiso leekhilomitha zakho. Le miyela enye ingamisela iicenti ezili-10 zexabiso kumntu oyisebenzisayo ukuhamba ngokuhamba ngeekhilomitha ezili-135 000 ukuya kwinqanaba lokuqala ukusuka eNew York ukuya eHong Kong eya kuhlawulisa i-$ 13,500.
Iifayili zinika ixabiso kwixesha eliqhelekileyo lokuhamba ngeekhilomitha kuphela xa uhamba ukuthenga. Kodwa nje ngeemali zempilo-zinyani, ezo zixabiso zingatshintsha ekuhlaleni kwephetshana. Unokubala njani ixabiso le-mile yeflaya okanye iqhosha ngaphambi kokuba uthenge ithikithi? Ngokuxhomekeke kwindlela oyisebenzisayo ngayo, kunokwenzeka ukuba ufumane ixabiso elininzi kwiindawo nganye.
Ukubala ixabiso leekhilomitha zeenqwelo-moya
Ingakanani uhlawula ngayo iikhilomitha zeenqwelo-moya kunye nokuba ukhulula kangakanani ukuba zihlala zizinto ezimbini ezahlukeneyo. Ngokomzekelo: ukuba usebenzisa ikhadi lekhredithi yeenqwelo - moya ukuthenga ngaphandle kwerhafu yebhonasi, uhlawula i-$ 1 nganye nge-airline miles. Ukuba uthengisa kwisigaba sebhonasi apho ufumana iilili ezimbini nge dollar, uya kuchitha imali engama-50 eekhilomitha nganye. Iindleko zeekhilomitha ziyancipha ngakumbi ngokusekelwe kwinani leekhilomitha ozifumanayo nge dollar esichithwe. Unako ukufumana amawaka athile ngokuhamba ngeenqwelo zokuhamba, kodwa zingaphi iindleko ozifumanayo ngokuqhelekileyo zisekelwe kwinqanaba le-airfare yakho kunye nokuba unesimo se- elite .
Ukuba uthengisa iikhilomitha ezivela kwiinqwelo-moya , ixabiso lingahluka ngokusekelwe kwindlela ofumana ngayo. Ngokomzekelo, ungathenga amawaka ama-American Airlines AAdvantage mayela ngokukodwa ukusuka kwinqwelo-moya ye-$ 29.50, okanye i-2.95 yeekhilomitha nganye. Kodwa ukuba uthengisa amawaka angama-150,000 AAdvantage kwaye ufumana iiligidi ezili-115 000 zeebhonasi ngeeRandi 4,425, uza kuhlawula i-1.67 yeekhilomitha ngeeyure ezingama-265,000.
Kodwa xa kufika ixesha lokusebenzisa loo mayela, unokuqiniseka njani ukuba ufumana ixabiso elikhulu? Indlela elula yokufumanisa ukuba uphuma ngaphaya kweyimiyela ngayiphi na enye ukwahlula intlawulo yendiza yakho phezu kwexabiso lemakhilomitha. Kulo mzekelo ophezulu, ukwahlula intlawulo yetikiti eziyi-13 500 yeklasi yokuqala ngexabiso lesitikiti kumaxesha athile ama-flyer miles (135,000) eziphumo kwixabiso leetenti ezili-10 nganye. Ukukhala okukhulu ukusuka kwikhilomitha nganye ukuya kwiiyure ezingama-25 000 kwiThikithi ye-250 yezoqoqosho.
Ngaba kukho umgangatho onokubamba amawaka akho? Amaphuzu Guy (apho umbhali wangaphambili wale post uhleli umhleli ngokubanzi) ushicilela ixabiso leenyanga kwiiprogram ezihamba phambili zeflaya. Kwiiprogram ezihamba phambili zeflaya e-United States, kufuneka udubule ukuze ufumane ixabiso elingaphezu kwama-1.5 centi nganye ngeyitikiti lakho - kodwa ngokucwangcisa, unokwenza ngcono .
Ukubala ixabiso leendawo zeehotele
Iikhilomitha ze-Airline azizona kuphela ezibamba inani elithile lexabiso. Iingongoma zeehotele zixabisekileyo xa zisetyenziswe ngokuchanekileyo. Kodwa ukubala iindleko zabo kunye nexabiso lihluke kancinane kunaloo mayela e-airline.
Njengamamayela eenqwelo-moya, unokufumana iililesi zehotele ngeendlela ezahlukeneyo, ukuhlala kwiihotele zechungechunge, ukusebenzisa amakhadi ekwereti ehotele .
Ngokungafani namakhadi-mboleko e-airline, uya kufumana amanqaku amaninzi kwikhadi lekredithi ye-hotele ukuchitha imali yansuku zonke, kunye naliphi na ibhonasi yecandelo elijoliswe kuyo. Oku akuthethi ukuba ufumana imali ethe xaxa yokuchitha imali yakho, kuba amanqaku eehotele ahlala ebamba ubuncinci ngaphezu kweekhilomitha zomoya.
Makhe sicinge ngokuhlala ubusuku obubodwa kwiSixeko saseNew York ehlobo. Ihotele yaseSt. Regis, inxalenye yeNdwendwe ekhethiweyo ye- Starwood, inokubiza i-$ 695 ngosuku. Kodwa igumbi elinye lifumaneka kwi-30,000 Starpoints. Oku kubonisa ixabiso le-2.3 centi nganye ngephuzu.
Ngaphaya kweGrith Hyatt, igumbi linokubiza i-$ 253 ngobusuku bonke. Kunoko, unokuchitha ii-25,000 zehlabathi ze-Hyatt , ngenxa yexabiso elingaphantsi kwekhilomitha nganye.
Okwangoku, i-JW Marriott inokufumaneka i-$ 398. Kulo gumbi elinye ubusuku buya kuhlawula iindleko ezingama-45,000 zeMarriott , kwixabiso le .8 centi nganye ngephuzu.
Ngaba oku kuthetha ukuba ii-Starwood ezikhethiweyo zeeNdwendwe zibaluleke ngakumbi kuneMaphumo kaMarriott? Akunjalo: nangona ufumana ixabiso elingcono kwi-Starpoints, qwalasela ukuba ii Starpoints zingaguqulelwa kwiingqinisiso zeMarriott Iingqinisiso kumlinganiselo omnye ukuya kweyesithathu: enye Inkwenkwezi ilingana neempendulo ezintathu zeMarriott. Kuloo meko, i-30,000 Starpoints oyisebenzisayo kwi-St Regis iya kuba ubusuku obini kwi-JW Marriott, enokukunika ixabiso elikhulu.
Kwakhona, i-Points Guy iyisisombululo esihle sokuqwalasela izinga lokuhlengahlengiswa kwinqanaba elithile lehotele. Ngexesha iindawo zeehotele zijolise kwiimpawu ezivela kwi .5 centi nganye ngepopu ekupheleni, ngaphaya kweentente ezimbini ngeyona ndawo ekupheleni ekupheleni, ukuhlengwa kwexabiso eliphezulu kuza kukunika ngaphezu kweesentimenti ezimbini kwinqanaba.
Ukubala ixabiso leendawo zebhanki
Ngokungafani neenqwelo zomoya kunye namaphuzu ehotele, amaphulo asebhanki acacile ngokukhawuleza ukubala ixabiso. Ngolunye lweebhanki ezintathu ezinkulu ezikhutshwa ngetyala-i-American Express, iChase ne-Citi-ikuvumela ukuba usebenzise amaphupha abo ngqo kwii-portals zabo kwiindawo zokuhamba zamahhala okanye ezihlaziyiweyo. Kodwa ixabiso langempela lazo ngongoma liyakwazi ukuhluka.
Ngama-Rewards e-American Express yobulungu, ungasebenzisa amanqaku okuhamba nge-American Express Travel. Kungakhathaliseki ukuba yiyiphi inqwelo-moya okanye ihotele oyibhubhileyo, amanqaku akho aya kuhlala efanelekileyo kwipesenti enye nganye. Ngenxa yokuba usebenzisa imali eninzi ukuze ufumane ezo ngongoma, ukutshulwa kwakho kukugqithiseleyo kukudlulisa amanqaku kwenye indawo.
I-Chase ikuvumela ukuba usebenzise iingongoma ezigqwesileyo kwiinqwelo-moya ezininzi ngokusebenzisa i-Ultimate Rewards Travel Centre. Ubaluleka bunjani obusekelwe kwikhadi elibambe ngalo. Ukuba unayo i- Chase Sapphire Reserve , amaqonga akho anelungelo le-1.5 cents ngalinye, elithetha ukuba ama-50,000 ama-Rewards aphezulu axabisa ama-dollar ayi-750. I-Chase Sapphire Iimpawu eziPhezulu zeMali eziPhezulu zi-1.25 cents per point, oku kuthetha ukuba ama-50,000 amanqaku afanele ama-625 ayi-$. Nangona le nto ayilona nto ingalunganga kwamaphuzu, kuhlale kulungele ukuqwalasela amaqabane othungelwano ngaphambi kokubhubha kwi-Ultimate Rewards Travel Portal.
Ngokufana ne-Chase, i-Citi inika isamba esicacileyo sokusebenzisa i-Citi ThankYou Amaphuzu ngokusebenzisa isikhungo sokuhlengwa, esekelwe kwikhadi elinawo. Ukuba unamakhadi aphezulu aphezulu, iCiti Prestige Card okanye iCiti yeNkulumbuso yeNkulumbuso, iinqununu zakho zixabisa i-1.25 nganye nganye. Ukuba ubambe elinye iCiti kwikhadi elifumana amaNqaku oMbulelo, amaphuzu akho athathele enye ipesenti nganye. Ukuba ubamba amakhadi aphakamileyo aphezulu, ukusebenzisa amanqaku ngokusebenzisa i-portal akuyona indlela embi yokuhamba. Kodwa ukuba ubambe elinye iCiti khadi, khangela ngokuqinisekileyo ukhangele iqabane lokuqala loqhagamshelwano.
Ziziphi iindawo ezibalaseleyo kunye nezixhobo zokubala zeekhilomitha?
Kukho izixhobo eziliqela kunye neeklasi zokubala ongayisebenzisa namhlanje ukuqinisekisa ukuba zonke iindawo zixabisa isisindo sokuhamba. I-ExpertFlyer.com ingenye yezixhobo zethu ezizithandayo zokufumana izihlalo zokubonga, ukubala amaxabiso ngokumelene namaphuzu, nokugqiba indlela efanelekileyo yokusebenzisa onke amanqaku akho. Nangona kunjalo, i-ExpertFlyer ifihla intlawulo: inguqu eyinqobo yi-$ 4.99 ngenyanga, ngelixa i-premium version i-$ 9.99 ngenyanga okanye i-$ 99.99 ngonyaka.
Ezinye izixhobo zokubala ukubaluleka kwamaphupha kunye neekhilomitha zi:
- Isihlalo 17A "Ngaba ndifanele" i-Calculator: Ukuba unganqamka phakathi kokusebenzisa amaphupha okanye ukuhlawula ngemali, sebenzisa le calculator elula ukubona ukubaluleka koba uza kufumana kwinqanaba ngalinye.
- I-Miles.biz: Le calculator elula ukuyisebenzisa ikuvumela ukuba ufake kwimvelaphi yakho kunye neendawo zokuya kuyo ukubona ukuba ingakanani imoto yakho iya kuba neendleko kwiinkqubo ezininzi. Ngolu lwazi, unokugqiba isigqibo sokuba ngaba ungayikhokheli ngemali okanye ungatshintshi amaphuzu ukuze ufumane ixabiso.
Ndingaqalisa njani ukubala amaphulo kunye neekhilomitha?
Ukubala ukubaluleka kwamaphupha kunye neekhilomitha akuwona umsebenzi olula, ngakumbi kwiindawo ezintsha kunye nomqokeleli weekhilomitha. Ukuba awukhululekile ukuzama ukuqonda ubunzima obufunekayo ukuba uphume kuyo nganye, qalisa ngekhadi lesikredithi lesemva kwemali, okanye iibhanki zekhadi lesikweletu. Ezi zephulo iinkqubo zikunika isantya sokuhlawulela esinqununu, ukuvumela ukuba unqume ukuba uza kuphumla phi uhambo lwamaphupha akho.
Njengoko ufumana ukhululekile ngakumbi kwaye uyazi ukuba yiziphi iinqwelo-moya ozithandayo ezindizayo ezininzi, cinga ukongeza iinkqubo ezongezelelweyo zamaphuzu kumxube. Phakathi kohlobo lwemali, amaqabane ogqithiso kunye nezinye iiprogram zokuzuza, uya kuba seendlela zakho zokukhwaza iingongoma kwaye uzinike imali ekuhambeni kwexesha.