Ukutshintshwa kwemivuzo yakho yokuthembeka
Wenze zonke izinto ezifanelekileyo ukwakha imfuyo enempilo yeekhilomitha kunye neengongoma-ukusebenzisa iibhonasi zokubhalisa kunye nezibonelelo ezikhethekileyo ukusuka kumvuzo wakho wekhadi lesikweletu kwaye usebenzisa ikhadi lakho ngokuhlakanipha. Ngoku, unesixa esilungileyo, ulungele ukuhlenga iintlobo ezahlukeneyo, uphuculo, kunye namahhafu. Ngokuqinisekileyo inxalenye engcono kunye nenandi kakhulu yokuqokelela amanqaku.
Abanye abakhupha amakhadi ekhredithi bakuvumela ukuba uguqulwe ngamanqaku azuziweyo (ngokuqhelekileyo ngesantya se pesenti nganye), kodwa kutheni ungaphupha umkhulu nakakhulu?
Iholide yetyhiloji, ithikithi yokuqala yokuqala, ithuluzi elitsha lekhamera yedijithali, okanye ngeveki kwiindawo ezinqamlezileyo ezintlanu ziyakwazi ukufikelela, ngenxa yeminye inkqubo yokunyaniseka inxulumene nomvuzo wakho wekhadi lesikweletu.
Ukukhetha iNkqubo
Bhalisela iinkqubo zokunyaniseka kunye nezibonelelo ezihambelana nani, ngokusekelwe kwiminqweno yakho kunye nendlela yokuphila. Oku kunokubandakanya nayiphi na into esuka kwi-spree shopping kwi-Amazon.com okanye iikiti zamashishini aseBrazil. Gcina ngoku kunye naluphi na utshintsho lwenkqubo zakho ezizithandayo ezenziwe. Ngokomzekelo, iinkampani zekhadi zekrediti zihlala zongeza amaqabane amasha. Iintlawulo Zobulungu be-American Express zisanda kwamkela u-Uber noPlenti, ukubonelela ngeempahla kunye neenkonzo ezivela kumagama amakhulu njenge-Exxon, kwilizwe lonke nakwi-Macy.
Ukuba unamaphupha afafazwe kwinani lenkqubo yokwethembeka, cinga ukuwadlulisela kwinkqubo enye ukuze ukwandise amandla abo okuhlawulela. Ukufumana iholidi leentsuku ezili-10 ukuya eFransi ngehlobo ezayo, uya kufuna ukubeka iifowuni zakho kwinqanaba elifanayo ukwenza uhambo lube yinyani.
Ukufumana Ixabiso Elikhulu
Nje ngezinto ezininzi ebomini, ixesha lilonke. Kuyinyaniso xa kuziwa ekudluliseni amawaka kunye namaphuzu. Ukuba unolwazi, unokwazi ukuzithengisa kwiindawo ezizodwa apho kukho ezinye iibhonasi ezintle (amanqaku angaphezulu!) Anikezelwa kubaqokeleli.
Iiprogram zokunyaniseka zifuna ukuba uzikhethele (ngokukhuphisana nabo) ukuba ube ngumkeli weengongoma zakho ezixabisekileyo ukwenzela ukuba bakuhende ngokukhutshwa kwexesha elifutshane.
Abaqokeleli be-Smart babhalisela i-imeyli blasts kunye nezilumkiso zetekisi zokufumana iindaba zakamuva kunye nezibonelelo. Kwakhona, yenza ingqalelo ukulandela abo baqabane kumajelo asekuhlaleni kwiintlobo ezikhethekileyo zefowuni, kwaye ulungele ukutshintsha ekusebenzeni xa ubona.
Ukuqulunqulwa kweeRatios eziTshintshe kakhulu
Ngokuqhelekileyo, i-credit card yakho yokwethembeka kwamakhilomitha kunye neengongoma zingadluliselwa kwamanye amaqabane enkqubo yokwethembeka inxaxheba kwisilinganiselo esingu-1: 1-oku kuthetha ukuba akho ama-50,000 Citi aMawonga ngamaphuzu, umzekelo, aya kuba ngama-50,000 ahamba nge-Blue Award Miles (ahlawulelwa kwi-Air EFrance naseKLM).
Ngamanye amaxesha uya kufumana amaninzi aphilileyo apho, ngokomzekelo, loo mawaka angamawaka aMawonga ® aya kuba ne-1,500 i-Hilton HHonors. Inkqubo yokunyaniseka nganye ineemeko zayo, ngoko qiniseka ukuba ukhangele. Kwakhona qaphela izinto ezinjengeemfuno ezincinci kunye nezindleko zokudlulisa, ukuphelelwa yisikhathi, kunye nemihla emnyama.
Uninzi lwe-globetrotters njengekhadi lekhredithi elikhethiweyo likaChese Sapphire. Inika amaxesha amabini kwiingxelo zokuhamba kunye nokutya. Ukuba ungumgcini wekhadi le-Chase Sapphire, sebenzisa ezo ziphumo ze-Chase Ultimate Rewards kwixabiso elipheleleyo (1: 1 ratio) kunye neenkqubo ezihamba rhoqo zokuhamba ngeenqwelo-moya ezivela kwi-British Airways, e-United, e-Korean Air, kuMzantsi-ntshona kunye neVirgin Atlantic, okanye ihotele ihlala ne-Hyatt, I-Marriott, i-Ritz-Carlton, ne-IHG.
Njalo u Cwangcisa phambili
Xa usulungele ukuhambisa amaphuzu akho kwintsebenziswano yenkqubo yokwethembeka, khumbula ukuba akuyiyo yonke into yokudluliselwa eyenzekayo ngokukhawuleza - abanye bangathatha iiyure ezimbalwa okanye kwimihla embalwa. Into enokufuna ukuba uyicebe xa ufumana iindiza kunye namahhotela. Iindaba ezilungileyo kukuba, ezinye iinqwelo-moya (ezifana neLufthansa ne-American) zivumeleke ukubeka isihlalo sokubonga ngokubamba, kukunika ixesha elide lokudluliselwa kweekhilomitha kunye namaphuzu ukufikelela kwiakhawunti yakho.
Elinye iqhosha lokugqibela: xa kuziwa ekunqumeni ukuba ungadlulisela phi iingongoma kunye nendlela yokuzikhulula, ezininzi iingcali ziyavuma ukuba zisetyenziselwa ukuhamba ngokubhekiselele kumvuzo ongahambiyo wokuhamba njengempahla. Ekubeni unemibuzo ekhethekileyo yokukhetha xa kuthengwa kuthengisa amaxabiso angcono kwiimpahla kwihlabathi lenene, unokuphela ukuhlawula ngaphezulu kwisayithi lokuthenga elixhomekeke kwinkqubo yakho yokwethembeka.
Yiyo iindaba ezilungileyo kulabo bahamba ngeenyawo. Ihlabathi lilindele!