Imivuzo yeengongoma zakho kunye neekhilomitha akumele ube yindlela yokuhamba
Ndandisandul 'ukuthetha nomhlobo wam uShannon, ongenaso nonke imonde yokugcina amaphulo akhe kunye neekhilomitha ukuze ahlenge iholide enkulu. Ngokombono wakhe, ingqalelo engenakukufumana kwaye akanakuvakalelwa ukuba ufumana inzuzo eninzi kwinkqubo yokwethembeka ade abone iziphumo ezibonakalayo - inqwelo yendiza ide kakhulu. Kukho isisombululo kubantu abanjengoShannon. Ngokuziphatheka kumakhadi wesipho ukusuka kwiivenkile okanye kwiitishi zokuhamba kunye namaphupha kunye neekhilomitha zakho, unokufumana iziqhamo zokuqokelela ngokukhawuleza.
Akufuneki ukuba ufumane ukuxhamla ngokukhawuleza kwangoko - ungagcina iikariti zesipho eziphezulu. Ngaphezulu, uza kusindisa imali kwaye ufumane into oyifunayo. Nantsi indlela yokukhulula amaphupha kumakhadi wesipho kwaye isebenza njani ngokufanelekileyo xa usebenzisa le siqhinga.
Ukusebenzisa umvuzo wekhadi lesikweletu
Ekubeni i-Shannon ingakhange ijolise ekuqokeleleni amaphulo kunye neekhilomitha ukuba zihlenge ngeenqwelo zeenqwelo, ndincoma ukuba azinikezele ngamakhadi wesipho. Ukuba le siqhinga sakho, unokusebenzisa ngamakhadi athile ekhredithi esebenza ngcono ukuhlengwa kwekhadi lesipho. Ngokomzekelo, nge-Discover's Cashback Match ™ program, uza kufumana ipesenti enye kwiintengo onokuzikhulula kumakhadi wesipho, i-e-certificates kunye ne-Amazon oda. Amanqaku amaninzi ekwereta anikezela ngamakhredithi enkcazo ngaphezu kwendawo yamakhadi wesipho, anokuncedisa ukunciphisa iibhidi zesikhadi lakho lesikweletu.
Ukuxhamla iMvuzo Eyona mivuzo yenye inkqubo yembuyekezo yemakhadi ekhredithi evumela ukuba ukhulule amaphupha akho ngamakhadi wesipho.
Njengomqokeleli oPhambili weMbuyekezo, unokuhlawulela amaphupha akho ngamakhadi wesipho ngokulinganisela kwepesenti nganye kwinqanaba lokuthengisa (kubathengisi abaninzi). Ngako-ke ikhadi lesipho se-$ 50 lingabakho ngokukhulula amaphuzu ama-5,000. Abathengisi baquka indawo efana neSebe laseKhaya, amaThagethi namaHongathi.
Ukusebenzisa iinkqubo ezithile zee-airline
Ezinye iinqwelo-moya ziqhuba iiprogram zeekhilomitha eziya kwi-card-gift-gifts, eyindlela enkulu yokuhlawulela ukuba unemizuzu yokutshisa kodwa ungacwangcanga ukuhamba ngokukhawuleza.
Ngokomzekelo, ama-Airlines aseHawaii akuvumela ukuba uhlawulele amaHawaiianMiles akho ngamakhadi wesipho kwiintengiso zabalingane. Ezinye zikhethiweyo zenzalo kulabo abahlala kwendawo, njengesiqinisekiso sesipho sama-$ 25 kwiivenkile zokutya ze-Foodland ngama-5,000 eHawaiianMiles. Kodwa kukho nezinye iinketho ezininzi ezinokubhena, njengama-$ 50 ukuya ku-Alamo, i-Avis, iBhajethi okanye ukuqashisa imoto yeSizwe ngee-10,000 zaseHawaii.
Ukuba ungumlungu we-SkyMiles Medallion okanye ube ne-Delta SkyMiles kwikhadi lesikweledu esuka kwi-American Express, ungathengela amakhadi wesipho kwi-SkyMiles Marketplace, edibene neentlobo ezahlukeneyo zabadayisi. Ukuhlengwa kwekhadi lesipho kwiivenkile ezifana neTunes, i-Starbucks ne-Amazon iqala kwi-SkyMiles eyi-3,000 nje.
Yiya kwi-intanethi uze uyithenge
Ukuba kukho ukulungelelanisa ngakumbi ngamaphuzu akho, iiplatifomu ezinjengeengqinisiso zeWaltyty Wallet ziyakunceda ukuba uzikhulule iindawo zakho zeentlobo ezahlukeneyo zabathengisi. Amathuba angapheliyo, ukusuka kumakhadi esipho sokuthengwa kwansuku zonke kwiivenkile zokutya kunye nezitishi zegesi, kwiivenkile zokugqoka zokuzonwabisa kunye neendawo zokutyela. Iingqinisiso zokunyaniseka kweWallet kukuvumela ukuba uhlawulele amanqaku kunye neekhilomitha ukusuka kule nkqubo kumakhadi wesipho: i-American Airlines AAdvantage, iFrontier Airlines ekuqaleni, i-HawaiianMiles, i-Icelandair Saga Club, i-IHG Imbuyekezo yeKlabhu njl njl.
Ngokomzekelo, masithi uqokelele izitampu ze-AAdvantage iikhilomitha ukusuka kwiibhonasi zokubhalisa ngekhadi-mboleko kunye nokuthenga. Ngethuba lomtshato phezu kwethu, unako ukuhlawula ngamakhilomitha angama-24,600 ukutshintshela i-$ 100 yekhadi lesipho kwiBhed, iBath kunye ne-Beyond. Umtshakazi nomyeni bahamba kunye nesipho sokhetho lwabo ngelixa usolulele imali yakho yasehlotyeni nje kuphela.
USannon nomyeni wakhe uBrian bawabelana ngekhadi lesikweletu. Baya kusebenza kwiinjongo zokuhlengwa ezincinci. Baya kuhlengahlengisa ama-6,500 amamayela ngokutshintshana ngekhadi lesipho sama-$ 25 kwi-AMC Iingcali, ubusuku obusondayo bobabini banokuzonwabisa. Nazi ezinye iindlela ezinkulu onokuzihlawulela umvuzo wakho wokuthembeka kumakhadi wesipho:
I-25 ye-Barnes & Noble inokutshintshaniswa kuma-7 300 Icelandair amaphuzu
I $ 20 ukuya kwi-Amazon ngokutshintshisa ama-4,800 MeliaRewards amaphuzu
- I-50 ukuya kwi-Macy inokutshintshisa ama-32,000 kwi-IHG Imivuzo yeClubs
Faka iingongoma zakho kakuhle
Amanqaku okukhulula kunye neekhilomitha ngamakhadi wesipho anika umvuzo osheshayo wokuchitha okanye enye indlela yokufumana umvuzo. Ingaba yindlela yokusebenzisa kakuhle amaphulo kunye neekhilomitha ezikufutshane nemini yazo yokuphelelwa yisikhathi, okanye kwiprogram owaziyo ukuba awuyi kuphinda uzuze kwakhona.
Into ebaluleke kakhulu yokukhulula imali yakho yokwethembeka kukuba kusebenza kuwe. Inketho yokukhusela amakhadi wesipho yindlela enye yokwethembeka kwimiba kunye neekhilomitha kukunika ukuguquguquka nokuxabisa.