Isimo sezulu, ukugula kungenza utyalo-mali lube lukhulu
Ukuba uhamba, kufuneka ubhekane nokuthenga i-inshurensi yokuhamba , engenakukukhusela kuphela ukuba uhambo lwakho lukhanselelwe ngenxa yezizathu zokulawula kwakho, kodwa luya kugubungela iindleko zakho zonyango xa ulwaphulo okanye ugula xa uhlala kude ekhaya.
Abahambi baseCaribbean bajamelana neengozi ezimbalwa ezithi, nangona kungenakwenzeka ukuba zichaphazele uhambo lwakho, zinokufaneleka ukufumana i-inshorensi, mhlawumbi xa kunjalo.
Nazi imimiselo, kunye nolwazi olululathiso olunikezwa ngu-Travel Guard, umkhokeli ohamba phambili we-inshurensi yokuhamba:
1. Iziphepho zaseTropical neNqantyambo
Iqhwithi lonyaka kwiCaribbean liphela ngoJuni ukuya kuNovemba, kwaye ngelixa iziganeko ezincinci ukuba isiphepho siyakuthintela uhambo lwakho, kuya kwenzeka.
Kwimeko yesiganeko okanye enye imozulu engalindelekanga, i-inshurensi yokuhamba njengaleyo eyenziwa yi-Travel Guard inikezela ukuhanjiswa phantsi kweCandelo lokuChoxiswa kohambo lokuPhukisa nokuNciphisa inzuzo. Ukuba uhambo lwakho lukhanselwa ngenxa yezizathu ezifakwe kumgaqo-nkqubo wakho (funda ukuprintwa okulungileyo okanye qhagamshelana nommeli wakho we-inshurensi malunga neenkcukacha), umgcini-mboleko uza kubuyiselwa imali eyayihlawulelwa ngaphambi kokuhlawulwa, elahlekelwe, engabuyiselwayo, ukuya kumda wokubhengezwa.
Ukuba i-resort apho uceba ukuhlala khona yonakaliswe ngenxa yesiphango kwaye ayikwazi ukuhlala (okanye ukubonelela indawo yokuhlala), iindleko zakho ezingahlawulwanga ziza kubuyiselwa.
Ukuba isiphepho sichaphazela ngqo amalungiselelo akho okuhamba okanye indawo yokuhlala, unelungelo lokuKhutshwa kokuKhutshwa koKhenketho okanye ukuPhuzulwa koThutho. Umzekelo:
- isikhumulo sezindiza sivaliwe ngenxa yemimoya ephezulu
- Unyanzelekile ukuba uphume kwihotele yakho / indawo
- indlela ohamba ngayo ingapheli ngenxa yamanzi aphezulu
Ukuba isibhulophu apho uhlelwe khona ukuba ufike okanye uhambe luvaliwe ngenxa yesikhukhula okanye umcimbi wemozulu, i-inshurensi yokuhamba iya kubhalela iindleko ezenziweyo ukuba uhambo lwakho lulibazisekile, kwaye luya kubonelela ngokufanelekileyo, indawo yokuhlala kunye neendleko zokuhamba kude kube lula ukuhamba.
Amandla esiqhwithi akusikho into eyenza ukukhawuleza kwakho, kuyimpembelelo enayo kwizicwangciso zakho zokuhamba. Ngoko, umzekelo, imvula enokukhukula ihotele yakho inokuthi igutyungelwe, kodwa awuyi kuzuza imbuyekezo xa iqhushulwa liqhuma kodwa ayikunyanzelisi ukuphuma okanye ezinye iimeko ezinxulumene nokuhamba.
Inqaku elibalulekileyo: Ukukhutshwa kwemvula yeqhwithi ayiphumeli ngaphandle kokuba umgaqo-nkqubo we-inshorensi uthengwa ubuncinane iiyure ezingama-24 ngaphambi kokuba kuqhwitywe isithwathwa, ngoko uthenge i-inshurensi yakho yokuhamba kwangoko!
2. Ukulimala kunye nezifo zeTropical
Amazwe aseCaribbean kunye neendawo zokungcebeleka zichitha imali enkulu ngonyaka ngamnye ukuzama ukukhusela iindwendwe (kunye nabahlali) kwizifo ezithwala izidumbu ezifana ne-malaria kunye ne-yellow fever . Kodwa njengoko nawuphi na ohambahambayo owaziyo, awukwazi ukuphepha zonke izilwanyana ezilumkileyo , ikakhulukazi xa uphumelele ubuhle bemvelo beziqithi.
Ukuhamba kuhamba ngamava amasha, amanye ayenomngcipheko, njengokuthatha inxaxheba kwimidlalo ye-adventure njenge-ziplining or off-roading .
I-inshorensi yakho yonyango ayisoloko ihamba nawe, ngoko ke xa ufumana ubuhlungu okanye ugula xa uhamba, unokunyanzeliswa ukuhlawula ngaphambi kokuba uphathwe. Okanye, ungaziva ukhululekile ukufumana unyango kwindawo ohamba kuyo kuba amaziko ezempilo akangena kwimigangatho efunyenwe ekhaya.
KwiiCaribbean, umgangatho wokunyamekela unokwahluka ngokubanzi, ukususela kwiklasi yehlabathi ukuya kumaxesha ambalwa. Abalindi bahambo (njengabanye bango-inshurensi) banikeza iindleko zonyango zokuhamba kunye nezicwangciso zokukhawuleza ezikhuselekileyo eziza kukunceda ukufumana isibhedlele esona siphambili kwiimfuno zakho kwaye ziya kukuthutha esibhedlele ozikhethelayo, okanye ekhaya.
Izicwangciso zibandakanya nayiphina iindleko zonyango ezihambayo ezifanelekileyo ezihambayo. Ukuba uyaphula umlenze wakho ngelixa u-jet-skiing, umzekelo, kwaye kufuneka uphakanyise uhambo lwakho ekhaya, i-inshurensi yokuhamba ingafihla iindleko zesitulo sokuqala kwisikhululo ukuze sikulungele.
3. Uhambo lweeNdleko zohambo
Kwiindawo ezininzi zaseCaribbean, iindwendwe ziyakwazi ukufika ngeenqanawa zokuhamba ngaphaya kwemoya. Ukukhwabanisa kunamathuba amaninzi, kodwa ukulungelelaniswa kwishedyuli akukho omnye wabo. Kwaye emva kokungena, udibene kakhulu kwisikhephe size sifinyelele kwisibuko ngaphandle kokuba kukho imeko engxamisekileyo.
Abagcini banjenge-Guard Guard banikezela ngezibonelelo ezinokubaluleka xa iingxaki ezinxulumene neenqanawa zenzeka, njenge:
- Uncedo lokufumanisa inqwelo ukuze uhlangane nomkhombe wakho kwi-port elandelayo yefowuni ukuba ukulibaziseka kwendiza kukuphephe ukuqala kwakho. Umgaqo-nkqubo wakho unokuthi uhlawule iindleko zendiza eyongezelelweyo.
- Ukukhutshwa ngonyango kwinqanawa ukuba ugule ngokugqithiseleyo xa uhamba kwaye ufuna unyango olusesikweni esibhedlele.
- Uncedise ukufumana umrhumo wongxamiseko ozalisiweyo xa ulibale ukupakisha imithi efunekayo phambi kokuba ugibele.
- Uncedo olufumana umthwalo olahlekileyo kwaye usibambe ngokuhamba, xa kunokwenzeka. Ukuba lilibazisekile, i-inshorensi yakho iya kuhlawula iimfuno zakho de uze ufikelele umthwalo wakho.
Kuze kube ngo-2009, amazwe amaninzi aseCaribbean ayengafuni ipasipoti . Nangona kunjalo, akusekho imeko ngaphandle kokuba ungummi wase-US ehamba ePuerto Rico okanye kwiiIl Virgin Islands zase - US , ngoko ukuba ukuchongwa okuyimfuneko kubaluleke kakhulu xa uhamba kwiCaribbean.
Ukuba ukhohliwe ipasipoti yakho, u-Travel Guard unokuncedisa ukuba ube nepasipoti-othunyelwe kuwe xa usasahamba e-US Ukuba amaxwebhu akho alahleka okanye abiwe, iinkampani ezinjenge-Walk Guard zingakunceda ukuba ufake amaxwebhu abalulekileyo kunye namakhadi wesikweletu kwaye kukunceda ulungiselele ukuhanjiswa kwemali, kwakhona.