Gcina umsebenzisi ogunyazisiweyo ukuvuna le mivuzo yokunyaniseka
Ayikho imfihlo ebhalisela umvuzo wemali yekredithi yindlela enkulu yokufumana amaphulo kunye neekhilomitha. Ukusuka kwegesi ukuya kwizinto zokuthenga, phantse nayiphi na into yokuthenga kunokukunceda uhambe isinyathelo esinye kufuphi neeholide lakho lephupha.
Kodwa kungcono kunjalo, kutheni ungaqhubeki ngokukhawuleza ukufumana amandla akho ngokungongeza umsebenzisi ogunyazisiweyo kumvuzo wakho wekhadi lesikweletu kwaye uvule umnyango wokugcina imali engaphezulu? Ininzi yemivuzo yokuhamba ngamakhadi-kredari anikezela ngeemfuno ezizodwa kubanikazi bamakhadi abanomntu omnye ogunyazisiweyo.
Nazi izinto ezintathu endicinga ukuba zona zifanelekileyo.
Amanqaku eBhonus kunye neeMiles
Ukuba unamaphuzu ambalwa okanye iikhilomitha ezimfutshane zomvuzo wokunyaniseka, ke ukongeza umsebenzisi ogunyazisiweyo kumvuzo wakho wokuhamba umvuzo wekhadi lesikwelethi unokuba yinto enyayo ukuyenza ukuze ufikelele umnqweno wakho. Ngokomzekelo, amalungu e-Chase Hyatt Credit Card athola ama-5,000 we-Hyatt Gold Passport amanqaku kumsebenzisi ngamnye ogunyazisiweyo abongeza kwi-akhawunti yabo. I-American Express Abagcini bamakhadi ase-Hilton banandipha ukuphakanyiswa okufanayo kweli hlotyana elidlulileyo elinikezela ngamanqaku ayi-10,000 eHilton HHors kumsebenzisi ngamnye omtsha wongezwa ekhadini.
Ekubeni uninzi lwale phromoshini alupheli ngaphezu kweeveki ezimbalwa, kubalulekile ukuhlala phezulu kwindlela ozithandayo yokuhamba ngemali yekhadi lesikredenti. Ubuncinane kanye emva kweentsuku ezimbalwa ndiyakhumbula kwi-Twitter kunye ne-Facebook ukuze ndibone ukuba kukho naziphi na izibonelelo ezikhethekileyo eziza phantsi kwe-pike. Ndiyabhalisela iincwadi zeendaba ze-imeyile kwiimpawu zam intandokazi, ngoko ndiyakwazi ukwaziswa ngokugcwele kunikezelo oluzayo-oluquka abasebenzisi abagunyazisiweyo kunye nenye indlela.
Ufikelelo lweLounge lokuLungisa uLwazi
Andizi ngawe, kodwa ukugijima kwimizuzu emininzi ngaphambi kokubhukuda akuyinto endiyithandayo. Enyanisweni, ndiza kufika kwiiyure eziyi-moya ngaphambi kokuba ndihambe, ndibone ixesha elininzi lokubulala. Ngenhlanhla, bonke abasebenzisi abagunyazisiweyo be-Citi AAdvantage Executive World Elite MasterCard bafumana ukufikelela okufikelelekileyo kwiiLoyal Club kwii-lounges kuwo wonke umhlaba.
Ngoko kunokuhlala esangweni elixakekileyo, ndinokwenza ixesha lam elikhulu kwisikhululo sezindiza ngokufumana umsebenzi okanye ukuphumla kwi-Admirals Club lounge.
Kanti olunye uhambo luvuza ikhadi lekhredithi elibonelela ngeendawo zokungena kwiindawo zasemaphandleni kwiintsapho kunye nabahlobo obakhethayo njengabasebenzisi abagunyazisiweyo yiCiti Prestige Card. Ukufumana i-$ 50 kuphela, umsebenzisi ngamnye ogunyazisiweyo uya kufumana ubulungu obuphambili kwi-Priority Pass Sele, olubandakanya ukungena kwii-Priority Pass lounges ngokwabo kunye neendwendwe ezimbini ezikhululekile.
Iibhonasi zokungena ezifikelelekayo
Xa kuziwa kukutsala abanikazi bamakhadi amasha, ibhonasi yokubhalisa ihlala iqhinga. Emva koko, ngubani onokujika amawaka angama-25,000 mahhala nje ngokusayina? Kubanikazi bamakhadi, umngeni wenene uzayo kamva. Uninzi lwamakhadi ekhredithi ahambayo afuna amalungu ukuba asebenzise inani elithile lamadola kwinyanga ezimbalwa zokuqala ukuze athole ibhonasi yokubhalisa. Ngabasebenzisi abagunyazisiweyo, ukufikelela kwiibhonasi ezinjalo zilula.
Yithi lakho iqabane lingumsebenzisi ogunyazisiweyo. Ngenxa yokuba bobabini unako ukuthenga ngeemali zokuhamba ngekhadi lesikweletu, ixesha eliya kuthatha ukufikelela kwibhonasi yexabiso liya kunqunyulwa kwisiqingatha. Ngokomzekelo, umhlobo wam usanda kutshalisa kwiKhadi lekhredithi yeMakethe yeeNkampani zeNdwendwe.
Ekuqaleni konyaka, i-Starwood inikezela ubusuku obukhululekileyo kubanini bamakhadi abenza ubuncinane i-$ 5,000 ekuthengweni kwiinyanga ezintathu zokuqala. Esikhundleni sokuzama ukufikelela kwiinjongo zokuchitha, ngokwakhe umhlobo wam wongezelela umyeni wakhe njengomsebenzisi ogunyazisiweyo. Bonke, bakwazi ukuchitha ngokwaneleyo ukufumana ubusuku obungasimahla.
Kubalulekile ukuba ukhumbule ukuba njengomnini-makhadi oyintloko, unembopheleleko kuyo nayiphi na into yokuthenga. Ngaphambi kokuba ungene ngemvume ngomvuzo wokuhamba ngekhadi lesikweletu, thabatha ixesha elifutshane ukucinga ukuba ungakhetha bani njengomsebenzisi ogunyazisiweyo. Ngaba umviwa onokukwazi ukubala kuyo? Ukuba kunjalo, ngoko uhamba kakuhle endleleni yakho ukuze ujabulele konke oku kulungelelanisa isicwangciso-mali sokufumana umvuzo.