01 ngo-06
Iingeniso zeKhadi leMboleko onokuthi ulahleke
UKathleen Finlay / Getty Izithombe Abahambahambayo abaninzi banamanani ubuncinane kwikhadi lesikredithi kwikarletti yabo, esoloko iqokelela amanqaku kunye neekhilomitha ngokuthenga konke. Nangona ezo currenti zingaba luncedo ekunciphiseni iindleko zokuhamba, ezininzi zala makhadi nazo zibambe iintlawulo zeprayimenti ezifumanekayo kwabo baziyo ukuba bangabheka kuphi.
Ukusuka kwamandla okubhuka iiholide ezinhlanu zeenkwenkwezi kunye neebhonasi, uncedo olungxamisekileyo lendlela, amaninzi amakhadi ekhredithi anika iingeniso eziphezulu kwixabiso lawo eliphezulu-kodwa zidlalwa ngamanqaku kunye neekhilomitha. Ukuba ubamba ikhadi lokuthenga ngetyala, jonga ngokukhawuleza kwisikhokelo senzuzo, kuba unokushiya ibhonasi kwithebula minyaka yonke. Nantsi iklasi elongezelelweyo lekhadi lesikweletu elongezelelweyo mhlawumbi alilisebenzisi, kodwa kufuneka uqikelele.
02 we-06
Ukungena kwi-Global okanye iTSA PreCheck yeMali yeMali
izusek / Getty Izithombe Kwabo abaye bahamba ngomoya kwihlabathi leposi le-9/11, ukufumana ukhuseleko kungaba yinto ebalulekileyo. Ngaphambi kokuba ugibele indiza, abahambi baphoqeleka ukuba bathathe izicathulo zabo, bahambe nge-scanner yomzimba , baze bajongane ne-pat down phantsi kwi-TSA. Ngombulelo, ama-flyers aqhelekileyo angadlulela yonke le miqathango yokhuseleko ngokubhalisa kwinkqubo yokuhamba ethembekileyo, njenge- Entry Global okanye iTSA PreCheck .
Ejoliswe kubahambi bamazwe ngamaxesha amaninzi, ukungena kwi-Global inikwe "inkqubo yokukhawuleza" yi-US Customs and Border Protection. Emva kokungena kwingqungquthela yokutshekisha kunye nodliwano-ndlebe, abahambi bangaphinda bangene kwi-United States kwi-kiosk endaweni yeendlela zokungena emide.
Ngokufanayo, i-TSA PreCheck ivumela abahambahambayo ukuba bafikelele kwimigca yeevenkile zaseMerika. Emva kokuvunywa, abagibeli be-TSA PreCheck abaye bahlulwa ngaphambi kokuba babalekele ukuya kwinqanaba elikhethekileyo apho bahamba kuphela ngomtshini wensimbi kwaye banokushiya izihlangu zabo.
I-TSA PreCheck ifakiwe kwi-Entry Global, kodwa ukungena kwe-Global akufakiwe kwi-TSA PreCheck. Njengoko zombini iinkqubo zinomrhumo wesicelo ukusuka kwi-$ 85 ukuya kwi-100 yeminyaka iminyaka emihlanu, umrhumo werhafu uvumela abahambi ukuba bafike
Ngawaphi amakhadi anikela ngawo? I-Entry Global okanye i-TSA PreCheck Imali-mboleko ixhaswa ngokukodwa kumakhadi ekhredithi aphakamileyo ajongene nabahambi bezhenketho. I-Platinum Card esuka kwi-American Express, i-Chase Sapphire Reserve, iCiti Prestige Card kunye ne-US Bank FlexPerks I-Gold American Express khadi yonke inika i-Global Entry okanye i-TSA PreCheck Imali-mboleko xa abahambi bahlawula isicelo sabo ngekhadi labo. Ukongezelela, iCiti / AAdvantage iGosa le-World Elite MasterCard kunye nekhadi leRitz-Carlton Rewards liza kunye neentlawulo zemboleko.
03 we-06
Ufikeleleko lweeNkcukacha zoLuntu lweNdwendwe
UMartin Barraud / Getty Images Kwabaninzi abahambahambayo, ukufika kwindawo ekuya kuyo kuyisiqingatha semingeni. Xa belapho, bafuna ukuhlala kwiindawo zokungcebeleka ezona zilungileyo kwaye bafumana inkonzo engcono kakhulu enokuthenga ngayo imali. Ukufumana ezi zehotele kwizinga lokukhuphisana kunokuba nzima kumaxesha athile, apho iiprogram zeehotele zentengiso zekharityhulam ziza kungena.
Iiprogram zeehotele eziphambili zivumela abanikazi bamakhadi ukuba bafikelele kwiihotele ezininzi kunye neendawo zokungcebeleka kwihlabathi jikelele ngefowuni elula okanye ukubhuka kwikhompyutha. Amalungu enkqubo akhethile iindawo zokuhlala, elowo unikezela ngamalungiselelo ahlukeneyo kunye namanqanaba okunethezeka kumhambi. Ukongeza koko, abahamba ngeendlela bafumana izipho zebhonasi kunye neenzuzo kwi-check-in, kubandakanya ukuphuculwa kwamagumbi, iindawo zokutyela okanye ama-credits ase-spa kunye nezinto ezincedisayo ezingenakuthola kwiindwendwe ezingezobukhulu.
Ngawaphi amakhadi anikela ngawo? Kwakhona, ukufikelela kumahotele enqabileyo rhoqo kuza njengenzuzo yamakhadi aphezulu aphezulu kunye nesikhokelo samatyala atholakalayo kubahambi abahamba rhoqo. I-Platinum Card esuka e-American Express inikezela ukufikelela kwiiNkcukacha zeeRafa kunye neRaresorts, ngelixa i-Chase Sapphire Reserve ine-Luxury Hotel kunye ne-Resort Collection. Okwangoku, abo babambe iKharityhulam yeNkulumbuso yeGadi ye-Gold evela kwi-American Express bayakwazi ukubhuka ngokusebenzisa i-Hotel Collection, banikezela amagumbi kwiindawo zokunethezeka ezinamaxabiso angama-dollar angama-75 engama-asethi ukuba bachithe ekudleni, kwi-spa kunye nasezintlangeni zesikhenketho ngelixa isayithi.
04 we-06
I-Airport Lounge Access
Iifoto zeHero / i-Getty Izithombe Xa uhamba ngeenqwelo zeezindiza, akukho nto inomtsalane njengoko ubalekela kwi-enclave ukufumana i-snack, isiphuzo esingagqithwanga, kunye nokufowunela iifowuni phakathi kohambo. Ii-lounges ze-Airport zibonelela ngokuzinzileyo kwisiqhwithi sokuhamba, ukuvumela abahambi ukuba baphume kwesikhashana njengoko balinde ukuhamba kwabo ngokuzayo.
Ngelixa ezininzi iinkampani zee-airline zinika i-lounges kwiivenkile zee-airport, ezinye ziquka ii-lounges ezizimeleyo ezifikeleleke kwixabiso elifanelekileyo. Ngokubamba iqela lekhredithi elifanelekileyo okanye isimo se-elite, abahambi bangavula umnyango kula maphulo okuphumla kwaye bafumane uxolo oluncinane phakathi kweenqwelo.
Ngawaphi amakhadi anikela ngawo? Bobabini iChase Sapphire Reserve kunye nePlatinum Card esuka e-American Express inikezela ukufikelela kwindawo yokuphumla kwabahambi emhlabeni jikelele ngePriority Pass Select . Nangona kunjalo, i-American Express Platinum iyahamba ngokunyuka ngokunikezela ukufikelela kwezinye iindawo zokudibanisa, kuquka ne-signature ye- Centurion Lounge . Abaphathi bamakhadi asePlatinum banokufumana ukufikelela kwi-Airspace Lounges kwiinqwelo ezikhethiweyo zaseMelika, kunye ne- Delta Air Lines 'Sky Club xa behamba ngeenqwelo ze-Atlanta.
Amakhadi e-airline aphezulu anikezela ubulungu be-lounge njengenzuzo yemali ephezulu yonyaka. I-Citi / AAdvantage yeGosa le-World Elite MasterCard, i-Delta Reserve Credit Card evela kwi-American Express, kunye ne-United MileagePlus Club Card bonke banikezela ukufikelela kwi-lounge kunye nabathwali babo njengenzuzo enkulu.
05 ka 06
Isimo se-Hotel Elite
Simon Watson / Getty Izithombe Abo bahlala ixesha elingaphezu kweentsuku ezilishumi kunye neyunithi yehotele efanayo banokufaka ubungqina kwiintlobo zobume obukhulu . Ukusuka kwamagumbi okuphucula ukuya kwiindawo zebhonasi kunye nezipho ezingaphezulu kwi-check-in, ukuba uvakatye rhoqo kwiprogram enye yehotele kunokufumana inzuzo.
Nangona kunjalo, ezinye iindwendwe azidingeki ukuba zihlale ubusuku obuninzi minyaka yonke ukwenzela ukuba zithole indawo ezivela kwiinqetyambo zabo zeehotele ezizithandayo. Amakhadi amaninzi ekwereta anikezela iindwendwe ithuba lokufumana imeko kunye nabalingani abakhethiweyo, okanye ukugcina ikhadi labo lekethi yekredithi. Ukongeza, abo basebenzisa ikhadi labo lesikweleti kwietyunithi zabo zehotele banokufumana iintlawulo ezingaphezulu, kubandakanywa amanqaku ebhonasi kwiindawo zokuhlala zamahotele zamahhala.
Ngawaphi amakhadi anikela ngawo? Amakhadi eentengo zempilo yokugqibela, kuquka i-Platinum Card esuka kwi-American Express kunye neRik-Carlton Rewards Card, bobabini banikela isimo seGolide kunye neeMarriott Hotels kunye neNdwendwe ye-Starwood. Ukongezelela, i-American Express Platinum inikezela isimo seGolide kwiprogram yokwethembeka kukaHilton, uHlton Honors.
Ukubamba i-high-end, ephakamileyo yemali yamakhadi yesikweleti akuyona yodwa indlela yokufumana imeko kwikhadi lesikweletu. Amaninzi amaninzi ahlawuliswayo kunye namakhadi-krediti angakhokheli anikezela ngesimo sokuncedisa kunye neenqwelo zabo zeehotele. I-IHG Imivuzo yeKladi Khetha iKhadi leMali-mboleko inikeza i-Platinum Select isimo kwihotele ze-InterContinental Hotel Group, ngelixa i-Visa Priverges Visa kunye ne-Hilton Honors Card Surpass Card evela kwi-American Express bobabini banikela isimo segolide kwiinqetyana zabo zehotele.
06 we-06
Uxhasano oluPhezulu lweeNkcazo kunye neNyunithi yoMshwalense wemoto
UColin Anderson / Getty Images Hayi konke ukuhamba kwenziwa ngomoya. Kunyaka ngamnye, izigidi zabantu abahamba ngeendlela ziza kwiindlela zokubona ihlabathi ngokusebenzisa iifrikhsi. Ngokwenza njalo, bafumana igalelo elincinci lento ehamba ngendlela engafanelekanga, isuka kwipaneli esicacileyo ukuya kutshatyalaliswa kweenjini.
Xa kwenzeka into embi, amakhadi ekwereta aphinde afike ekuhlanguleni. Amakhadi amaninzi anika iingeniso zomshuwalense wemoto yerenti xa abahambi bahlawula ngokupheleleyo imoto yabo kwaye bahlukane nazo zonke iimveliso zomshuwalense ezinikezelwa yinkampani yokuqashisa imoto. Ukongezelela, i-Visa, MasterCard, ne-American Express inikezela uncedo lwasemakhayeni kubanini bamakhadi, nganye kwiiyure ezihlukeneyo kuxhomekeke kwikhadi elithathayo.
Ngawaphi amakhadi anikela ngawo? Kwi-inshurensi yemoto yerenti, i-Chase Sapphire ekhethiweyo inika enye yezona zikhuselo ezinamandla. Ukusebenza njenge-inshorensi eyona nto xa abahambi basebenzisa ikhadi labo ukuhlawula imoto yokuqashisa, umgaqo-nkqubo we-inshurensi wemali uza kubonelela ukuhlawulela ukuya kwixabiso langempela lemali xa kwenzeka utywala imoto okanye uqhaqha.
Ukuncediswa kwindlela yokukhawuleza kwendlela, onke amakhadi amathathu anika inzuzo kwabanye abahambi. Abanini bamakhadi beVisa banokufumana inkonzo ye-tow, utshintsho lokutshatyalaliswa, ukuhamba, ukufikelela kwiimoto ezikhethiweyo, okanye ukuhanjiswa kwegesi kwintlawulo ephathekayo, ngelixa abaphathi be-MasterCard banokufumana iinkonzo kwiirhafu zangaphambili. Abo babamba iClatinum Card esuka kwi-American Express okanye kwiNkulumbuso iMvuzo yemivuzo ye-Gold evela kwi-American Express bayamkela ukuNcediswa kweeNkcazo ze-Premium njengenzuzo yokugcina ikhadi labo. Ngefowuni enye, bafumana iinkonzo zamahhala ukuya kumaxesha amane ngonyaka, kubandakanywa utshintsho lokutshatyalaliswa, ukukhupha okanye i-jumpstart yebhetri.