Indlela yokutshintsha, ukuchitha nokugcina imali
Abavakhenkethi ba tyelela iVietnam bathanda ukuhlambalaza ngokuhamba kude nabashintshi bemali ngokuthi "abaxhamli bemali." I- Vietnamese d ong (VND), imali yaseburhulumenteni yaseVietnam, ifumane amanqaku apolymerized with multiple zeroes: I-VND 10,000 iyona ntlawulo encinci kakhulu oyifumanayo kwi isitalato kule mihla (iindleko zezantsi njenge-VND 200 ziye zagqitywa ngokukhawuleza), kunye nomda ophezulu uthatyathwe yi-VND 500,000 bill.
Ngezinga lokutshintshiselwa kwamanani (phakathi kwama-20,000 ukuya ku-21 000 kwi-VND nge-dollar yase-US), ukutshintsha i-buck-buck note kukufumana i-dong 1.138 yezigidi .
Ka- ching .
Ukufumana zonke ezo zeroya kunokuba ngumngeni kumvakatyelelo wokuqala kwiVietnam. Ngethuba elincinane kunye nokuziqhelanisa, ukuthenga nokuchitha i-Vietnamese dong iba yinto yesibili kwindwendwe yaseVietnam.
Umguquleli wemali: i-USD kwi-VND-XE.com
Kuphi ukutshintsha imali yakho
Iimali ezinkulu zinokutshintshwa ngokubanzi naphina eVietnam, kodwa akuzona zonke izakhiwo zokutshintshiselwa zenziwe zilingana. Amabhanki kunye nabashintshi bemali ye-aseplanethi banokutshintsha imali yakho ngeendleko eziphezulu malunga nevenkile yokugcoba kwi -Quarter ye-Old Age , ngoko ihlawulela ukubuza ngapha nangaphambi kokuthengisa idola kwi-dong.
Amabhanki. Urhulumente wase-Vietcombank unokutshintshela i-dong kwiidola zase-US, iiYurophu, iiplani zaseBrithani , iJapan Yen, i-Thai Baht kunye neRansor dollar . Amabhanki kwizixeko eziphambili ezifana neHanoi kunye neHo Chi Minh City ziya kukuvumela ukuba utshintshe iirekhodi zamanye amazwe kunye neendlela ezininzi zokuhlola. Uyahlawulwa intlawulo yekhomishini phakathi kwe-0.5 ukuya kwi-2 ekhulwini ukwenzela ukugqibela.
Njalo uzisa amanqaku amatsha; naliphi na amanqaku abonakalisiweyo okanye angcolileyo aya kuhlawulwa iipesenti ezimbini ezongezelelweyo zobunini bebhanki.
Amahotele. I-mileage yakho ingahluka ngeehotele: iihotele ezinkulu zinganikeza amaxabiso okukhuphisana kunye neebhanki, kodwa iiforikhi ezincinci (njengalezo kwiKota elidala laseHanoi) zinokufumana imali eyongezelelweyo yenkonzo.
Igolide kunye neevenkile zeevenkile. Amaxabiso kula maziko angamaMama ne-pop angamangalisa, kwaye akukho mali (ngokungafani nalawo amahotele kunye ne-airport bureaux de change). Iintlanzi kwi-Quarter yase-Hanoi ye-Old Quarter-ikakhulukazi izitalato ze-Hang Bo kunye neHaut Trong-zinikeza iintetho ezingcono, njengokuba igolide kunye nezitolo zezinto zokugcoba e-Ho Chi Minh Street yaseNongyen An Ninh (kufuphi ne-Ben Thanh Market).
Ukufumana nokusebenzisa ii-ATM
Uqinisekile ukufumana i-ATM ukuhoxisa kuyo nayiphi na iidolophu ezinkulu zaseVietnam, kodwa iidolophana ezincinane sele ziqalise ukuzisa umdlalo wabo-A. Oko akuqinisekisiweyo, nangona kunjalo, kusengqiqweni ukuhoxisa kwiidolophu ngaphambi kokuba wenze indlela yakho yokuphuma kwii-boondocks, uthi, uMay Chau .
Ngaba ii-ATM zibhetele ngaphezu kokutshintsha iidola kwisikhululo? Kuxhomekeke ukuba ngubani ocelayo.
Ukuba usichitha ngaphezu kweentsuku ezimbalwa eVietnam , ukutshintsha yonke imali yakho e-Vietnam dong kwandisa umngcipheko woba: ukuphanga omnye kwaye uya kuphuka kuze kube sekupheleni kohambo lwakho.
Abanye baya kuthi uxolo lwengqondo oluza ngokukrazula zonke iintsuku ezimbalwa kwi-ATM lifanelekile ukuhlawulwa kwemali ehlawulwe.
Imirhumo kunye neentlawulo ziyahlukahluka: ii-ATM ezikufutshane nezithili ze-backpacker ezifana ne- Pham Ngu Lao eSaigon kuthiwa zihlawule ixabiso lokuphanga kwipesenti ezintathu kwiimali zakho eziqhelekileyo zebhanki.
Imirhumo efanelekileyo ngakumbi inokuhlawulela ukuya kuma-1-1.5 ngeepesenti nganye.
Amabhanki avumela ukurhoxiswa okukhulu phakathi kwe-VND yezigidi ezine ukuya kwi-VND yezigidi ezilisithoba, unikezela amanqaku angama-50k-100k-dong. Njengoko izigidi ze-dong zingongeza kwi-wad eninzi yemali, qaphela xa uhoxisa imali ephezulu kwi-ATM.
Ukusebenzisa iikhadi zetyala
Iimali zilawulwa eVietnam, nangona amakhadi ekwereta avunywa kwiindawo ezininzi zokutyela, iihotele, kunye neevenkile kwiidolophu ezinkulu zaseVietnam. I-Visa, i-Master Card, i-JBC kunye ne-American Express yile makhadi aqhelekileyo ahloniphekileyo e-Vietnam.
Ungasebenzisa ii-ATM ukuze ufumane ukunyuka kwemali kumakhadi wakho ekwereta; kwi-pinch, ungatyelela i-Vietcombank ukufumana ixesha eliphambili kwi-counter.
Ukuthengiswa kwekhadi lesikweletu, unokuhlawulwa udibaniso kwiphepha le-3-4 ngokwepesenti.
Ngaba Amadola ase-US angasetyenziswa?
Asemthethweni; kunye nokuqhekeka kukaRhulumente malunga nokusetyenziswa kwemali yangaphandle ngaphakathi kweVietnam, ukusetyenziswa kweedola kweli lizwe kunzima kunokuba kunokwenzeka.
Izitolo ezazisetyenziswa ukwamukela intlawulo kwiidola ngoku zibophezele ukuba zifune ukuhlawulwa ngemali yendawo kuphela; ukucela ukuhlawulwa ngeedola ngoku ngokuchasene nomthetho. Ulungele ukutshintsha imali yakho kwiibhanki okanye nakwamanye amaziko okutshintshiselana ngemali .
Ngaphandle koko, ukuhlawula kwi-Vietnamese dong kukuzuzisa ngakumbi kunokuba ukhokhe ngeedola. Kulungele ukuchitha imihla ngemihla usebenzisa i-VND, ngelixa ugcina i-stash yeedola ngeenxa zonke ezingxamisekileyo.
Ukuhamba eVietnam
Hayi ncma. Iihotele ezinkulu kunye neevenkile zaseVietnam zongeza i-5% yentlawulo yeenkonzo kwiibhili, ngoko unokukhetha ukungaziphosi kule ndawo. Kwezinye iindawo, iingcebiso ezincinci zihlala zilungileyo. Abalindi, abaqeshiweyo abaqhubi, kunye nezikhokelo kufuneka ziboshwe.
Landela izikhokelo ezingezantsi zokubala izicwangciso:
- Iindawo zokutya kunye nemivalo: Iindawo ezininzi zokutyela azidingi ukukhawuleza, njengoko inkokhelo yenkonzo ye-10% sele isetyenziswe kwi-bill yakho.
- Abalindi: Iipoti kunye neemali zaseMelika ziya kuxabiswa kakhulu.
- Iinkonzo zeehotele: Iihotele zikaRhulumente ziza kwongeza intlawulo yeenkonzo kwi-bill yakho ye-10%.
- Ieteksi: Iingcebiso azikho imfuneko, kodwa inkululeko encinci iya kuxabiswa kakhulu.
Xa ku Haggle
Kukho umgaqo owodwa wegolide ukuthengwa eVietnam: ukuxoxisana, kunye nobudlelwane obunzima .
"Ixabiso elithengisiweyo" kwiivenkile ezininzi zokutyelela azinakunyaniswa ngokupheleleyo; amanani adwelisweyo angama-300% aphezulu ngaphezu kwexabiso lokugqibela onokulihlawula xa udela ixesha elide. I-Bargaining isiluleko esiqinileyo, kwaye iyakhathaza kakhulu umhambi onobuchule ongeyasetyenziswa ekuhlaseleni emuva nangaphandle.
Kwaye abathengi baseVietnam abazonazona zithengisa kakhulu. Kwiindawo ezinokutyelela kwezothutho, ngamanye amaxesha abathengisi bayenqaba nayiphi na imizamo yokuxoxisana, beyazi ukuba kuya kubakho omnye umhenketho ozimisele ukuhlawula amaxabiso acatshulwayo. Ngoko, kwiSixeko saseHo Chi Minh, abathengisi baseBen Thanh Market (ukuphakanyiswa kwezithuthi eziphezulu) baya kukugubha kanzima, ngoxa abahlobo babo baseRussia Market (ezantsi ukuya kwintengiso yezotyelelo) baya kunika.
Yonke ibilisa kuye: ungowokutyelela, uhlawule ixabiso lentengiso. Indlela kuphela efanelekileyo yokuphepha "irhafu yowamazwe" kukufumana umhlobo waseVietnam ukuba aguqele egameni lakho.
Ingakanani uhlahlo lwabiwo mali ngosuku
Abahambi beBhajethi baseVietnam banokulindela ukuchitha imali engama-R25 ngosuku ngosuku lokutya nokulala. Abathengi beebhajethi abaphakathi-mali banokuzonwabisa nokutya okutya okulungileyo, baqeshwe iikhabhi, kwaye bahlale bekhululekile kwihotele ezintle malunga ne-35-65 zamayela ngosuku.
Ukugcina iindleko ezantsi, udle ukutya kwesitalato yonke isidlo; akuyona nje ingqiqo yemali, yinto ekufuneka ungaphuthelwa ngayo xa uhlala eVietnam. Ukutya kwezitrato eHanoi kulungile , kufanelwe ngabaMongameli kunye nemikhosi ye-TV yamazwe ngamazwe, ngeendleko eziphantsi kakhulu.
Uhambo lwangaphakathi lomoya lube lubi kakhulu, kunye nokufika kweViJetAir (i- Vietnam kuphela yebhajethi yeebhajethi ) ekhuphisana neenqwelo-moya ezizeleyo ze-Vietnam Airlines kunye ne-"Reunification Express".
Ezinye iikhompyutheni ze-Vietnam
Musa ukuphosakela enye ibhilikhwe enye. Njengokuba i-zeroes ezininzi azidideli ngokwaneleyo, ezinye iindidi ze-VND zinokubonakala zifana naso kweso elingafundile. Abatyeleli abaninzi baye bahlawula ngaphezulu iindleko ze-VND 100,000, baziphosa kwi-VND 10,000.
Isilumkiso: amanqaku epolisi anamathele. Umxholo we-2003 u-Vietnam dong uyenziwe nge-polymeri ehlala ixesha elide, kungekhona iphepha: kwaye ezi nkcukacha zeplastiki zingabambelela kunye, zibonise enye ingozi uza kuhlawula imali yakho. Flibanisa okanye uphawule amanqaku akho ngokucophelela xa uhlawula ukuthenga.
Gwema ukuhlawula kwiindleko eziphezulu. Abathengisi bambalwa kakhulu baya kutshintsha ngokuzithandela i-VND 500,000 yakho, ke qiniseka ukuba uthwala iibhola ezincinci xa uthengisa.
Musa ukuguqula iirhafu zakho kwiimarike ezimnyama . Izinga lokutshintshiselana ngokusemthethweni libetha amaxabiso omnyama athengisa nayiphi na ixesha; Amabango amazinga angcono mhlawumbi nje ekukhokelelweni kweso sikratshi.
Xa u tyelela i-pagoda, shiya umnikelo omncinane ngaphambi kokuba uhambe.