Ngaba ukhathele ukuhlawula irente kwaye ulungele ukuthenga indlu yakho? Funda malunga nokwahlukana phakathi kweikhondomu kunye neendawo zokuhlala kunye nendawo yaseNew York City kwaye unqume ukuba ngubani na onelungile.
Yintoni i-Co-op?
KwiSixeko saseNew York, malunga neepesenti ezingama-85 zazo zonke iindawo zokuhlala ezithengwayo (kunye neephesenti ezili-100 zeendawo zokuhlala zangaphambili kwemfazwe) zisebenza ngokubambisana, okanye "i-co-op", izakhiwo.
Xa uthenge intsebenziswano, awuyiyo eyakho indlu.
Kunoko, unayo izabelo ze-co-op corporation ezakhe isakhiwo. Inkulu yakho indlu, izabelo ezingaphezulu kwinkampani onayo. Iindleko zokugcina ngenyanga ziquka iindleko zokwakha kuquka ukushisa, amanzi ashushu, i-inshurensi, imivuzo yabasebenzi kunye neerhafu zezindlu
Iinzuzo zokuthenga i-Co-op
- Ii-co-ops zibiza ngokuncinci kunokuba zifane neendawo zokuhlala.
- Ezinye zeemali zakho zondlovu zenyanga zihlawulwa irhafu.
Iingxaki zokuthenga i-Co-op
- Bonke abathengi abathengi kufuneka bavunywe yibhodi yabalawuli be-co-op. Inkqubo yokuvunywa kwebhodi idla ngokukhawuleza ixesha kunye neqatha-efuna ulwazi olubanzi malunga nemali, umsebenzi kunye nemvelaphi yakho. Kwaye abadumileyo baye bachithwa ngamanye amabhodi asebenzayo eNew York.
- Iindleko zokugcina ngenyanga ze-co-ops ziphakamileyo kakhulu kunokuba i-condos. Oku kungenxa yokuba umrhumo wenyanga uquka inxalenye yesithwathwa semali esekelwe kwisakhiwo.
- Iibhodi ezininzi ze-co-op zinciphisa inani lexabiso lokuthenga elinokuxhaswa ngemali kwaye lifuna iintlawulo eziphantsi kunokuba zifunwa rhoqo kwiikhondomu.
- Kunzima ukuhlawula i-co-op. Isakhiwo ngasinye se-co-op sinemithetho yaso, kodwa ininzi imida okanye iyakwenqabela ukungenisa.
Yintoni iCondom?
Iibondom ziya kuba ziyaziwayo kwiSixeko saseNew York njengoko izakhiwo ezintsha zokuhlala zakhiwa.
Ngokungafani ne-co-ops, ama-condo amaziko "ayimpahla" yangempela. Ukuthenga i-condo kufana nokuthenga indlu. Iyunithi nganye inomsebenzi wayo kunye neyayilwayo yerhafu. Iikhondos zinika ukuguquguquka okukhulu kodwa zihlala zixabiso eliphezulu kunama-co-oper apartments.
Izinzuzo zokuthenga iCondo
- Kwiimeko ezininzi, abathengi banokuxhasa imali enkulu kwinani lokuthenga (ukuya kuma-90 ekhulwini) kwaye ubeke imali encinci.
- Ngekhondomu, akufanele ujongane nokuvunyelwa kwebhodi.
- Amaqonga e-Condo angabonwa ngokukhululekile, anokunika uguquko oluthe xaxa.
- Imirhumo yokugcinwa kwenyanga nganye i-condos iyancinci kakhulu kune-co-ops.
Iingxaki zokuthenga iCondo
- Iikhondos zibiza ngokugqithiseleyo kuneendawo zokudibanisa ii-co-op.
- Intlawulo yesondlo yenyanga ayifumanekanga irhafu.
- Kukho iipropos ezimbalwa ezikhoyo kwiMakethe ye-Real Estate yaseNew York, enqanda ukhetho lwakho.