Ngaphambi kokuba ufike eUnited Kingdom , yinto efanelekileyo yokuziqonda ngemali yendawo. Imali esemthethweni yaseNgilani, iWales, eScotland naseNyakatho yeIreland yiyona pound sterling (£), isoloko igqityiwe kwi-GBP. Imali e-UK ayiguqukanga ngovoti lwaseYurophu ka-2017. Nangona uceba uhambo lwase-Ireland, kunjalo, kufuneka uqaphele ukuba iRiphabhliki yase-Ireland isebenzisa i-euro (i-euro), kungekhona iipounds.
Iipounds kunye nePence
Elinye ibhilidi yaseBrithani (i-£) yenziwe nge-100 pence (p). Iingqekembe zeemali zilandelayo: 1p, 2p, 5p, 10p, 20p, 50p, £ 1 ne-£ 2. Amanqaku atholakala kwi-£ 5, i-£ 10, i-£ 20 kunye nee-£ 50 zamahlelo, ngamnye nombala wakhe ohlukileyo. Yonke imali yaseBrithani inomfanekiso wentloko kaEt Queen. Elinye icala libonisa umfanekiso ophawulekayo wembali, uphawu lomhlaba okanye uphawu lwesizwe.
I-slang yaseBrithani inamagama amaninzi ahlukeneyo kwiimpawu ezahlukileyo zemali. Uphantse uva i-pence ebizwa ngokuba yi "pee", ngelixa i-£ 5 neepalati ezili-10 zibizwa ngokuba yi-fivers kunye nama-tenners. Kwiindawo ezininzi zase-UK, imali ye-£ 1 ibizwa ngokuba yi "quid". Kucingelwa ukuba eli gama laqala ukususela kwigama lesiLatini elithi quid pro quo , elisetyenziselwa ukutshintshiselana nokutshintshwa kwezinto enye kwenye.
Iingxowa-mali zezomthetho e-UK
Ngoxa iStotland naseNyakatho ye-Ireland zisetyenziselwa i-pound sterling, amanqaku abo eebhanki ahluke nakwezo zikhutshwe eNgilani naseWales.
Ukudibanisa, amanqaku asebhantshi aseScottish nase-Irish awahlawulwanga isimo seethenda esisemthethweni sase-England naseWales, kodwa angasetyenziswe ngokusemthethweni kwilizwe laseBrithani. Uninzi lwabathengi baya kubafumana ngaphandle kwesikhalazo, kodwa ababophekile ukuba benze njalo. Isizathu esiyinhloko sokuba banqatshelwe amanqaku akho aseScottish okanye ase-Irish ukuba aqinisekanga malunga nendlela yokujonga ubungqina babo.
Ukuba unengxaki, iibhanki ezininzi ziya kutshintshiselana neScottish okanye amanqaku ase-Irish ngesiNgesi mahhala. Amanqaku asebhantshini aseNgesi aqhelekileyo ayamkelwa rhoqo kwi-UK.
Iindwendwe ezininzi zenza iphutha lokucinga ukuba i-euro iyamkelwa ngokubanzi njengenye imali e-UK. Ngelixa izitishi kwiivenkile ezikhulu okanye izithuthi ziyakwamkela ii-euro, ezinye iindawo azikho. Imveliso yecandelo lezakhiwo ezifana neHarrods , i-Selfridges kunye neMarks ne-Spencer, ngubani oya kumkela i-euro kodwa anike utshintsho kwi-pound sterling. Ekugqibeleni, ezinye izitolo ezinkulu eNyakatho ye-Ireland zingamkela i-euro njengesigunyaziso kwiindwendwe ezisuka kumzantsi, kodwa azivumelekanga ngokomthetho ukwenza njalo.
Ukutshintshwa kwemali e-UK
Unenketho ezininzi ezahlukileyo xa kuziwa ekutshintshisweni kwemali e-UK. Iingxowa-mali zecala ezizimeleyo zeenkampani ezinjengeTravelex zifumaneka kwiitrato eziphakamileyo ezininzi kwiidolophu nakwizixeko, nakwiikhululo zezitimela ezinkulu, iindawo zokuhamba ngeenqanawa kunye namaziko eenqwelo-moya. Ivenkile yesebe ebalaseleyo Iimpawu kunye ne-Spencer inayo idesksi yokutshintshwa kwendawo kwiindawo ezininzi ezikulo lonke. Ngaphandle koko, unokutshintshiselana ngemali kumaqela amaninzi asebhanki kunye neeposi.
Ingcinga efanelekileyo yokuthenga ngeenxa zonke, njengemali yokutshintshisiswa kunye neentlawulo zekhomishana ziyahlukahluka ukusuka kwenye indawo ukuya kwenye.
Indlela elula yokufumana ukuba yeyiphi enye into efanelekileyo kukubuza ukuba zingaphi iipounds oza kuzifumana ngemali emva kokuba zonke iindleko zithathwe. Ukuba uye waya kwindawo yasemaphandleni, yinto efanelekileyo yokutshintshisisa imali kwindawo yokuqala yokungena. Eyona mzi mkhulu, ukhetho oluninzi oluya kuba nalo kunye nezinga elibhetele lokufumana.
Ukusebenzisa iKhadi lakho kuma-ATM kunye nePoint of Sale
Ngaphandle koko, kunokwenzeka ukuba usebenzisa ikhadi lakho lebhanki rhoqo ukuze udwebe imali yasekuhlaleni evela kwi-ATM (edlalwa ngokuba yi-cashpoint e-UK). Nawaphi na amakhadi angamazwe ngamazwe kunye nePIN kufuneka amkelwe kwii-ATM ezininzi-nangona abo abaneVisa, Mastercard, Maestro, Cirrus okanye Plus uphawu lwakho lukhuselekile kakhulu. Iindleko ziphantse zifunyenwe ngenxa yeengxelo ezingezizo ze-UK, nangona ezi zinto zihlala ziphantsi kwaye zihlala zithengisa ngaphezu kwekhomishini ehlawulwa yi-bureaux de change.
Iimali zengxowa-mali eziphathekayo ezifumaneka ngaphakathi kwiivenkile, izitishi zegesi kunye nezitrato ezincinci zihlawulisa ngaphezu kwe-ATM ezikwisebe lasebhanki. Ibhanki yakho nayo inokuhlawula umrhumo wokurhoxiswa kwamanye amazwe kunye neentlawulo zokuthengisa (POS). Ingcinga efanelekileyo ukujonga ukuba zeziphi iimali phambi kokuba uhambe, ukuze uhlele isicwangciso sakho sokuhoxisa ngokufanelekileyo.
Nangona iikhamera zeVisa kunye ne-Mastercard ziyakwamkelwa yonke indawo, kubalulekile ukuba sikhumbule ukuba amakhadi aseMelika Express kunye neeKlabhu zeDiners azivunyelwanga ngokukhawuleza kwiintlawulo ze-POS (ngakumbi ngaphandle kweLondon). Ukuba unamanye amakhadi, kufuneka wenze enye indlela yokuhlawula kunye. Iintlawulo zekhadi ezingabandakanyiyo ziye zanda kakhulu kwi-UK. Ungasebenzisa i-Visa, i-Mastercard kunye ne-American Express amakhadi ukuhlawula izithuthi zikawonkewonke eLondon, kunye neentlawulo ze-POS ngaphantsi kwama-£ 30 kwiivenkile ezininzi kunye neevenkile.