Iyiphi indlela encinci yokurhoxisa imali yendawo?
ISpain isetyenzisile i-euro ukususela ngo-2002, eyathatha indawo ye-peseta endala. Yimali efanayo efanayo esetyenziswa kwiindawo ezininzi zeNtshona Yurophu (ngaphandle kweSwitzerland, i-UK, iDenmark neSweden). I-euro yiyona kuphela imali eyamkelwe eSpanish - akunakwenzeka ukuba uya kukwazi ukusebenzisa nayiphi na into, nakwi-moya. Kungenzeka ukuba utshintshisane amanqaku asepalini aseSpain ebhankini, kodwa akukho venkile iya kuba samkela kwakhona.
Ufanele ufumane njani i-euro yakho?
Kukho ezininzi ze-ATM (iimashishini zemali) eSpeyin kwaye bonke bathatha amakhadi angaphandle. Oku kuquka i-VISA, i-Cirrus, i-Citibank kunye ne-American Express (i-AmEx). Uhlobo olulodwa kuphela lwamakhadi endibe neengxaki kwiSpain lwalu-VAY, olusebenza kuphela kumashishini athile.
Imirhumo yeMashishini Yee-ATM eSpeyin: Qaphela ukuguqulwa kweMali eDynamic!
Iimpawu ze-ATM eSpain zikunika ithuba lokuhlawulwa kwiiYurophu okanye imali yakho yasekhaya. Ngelixa lizwakala lizama ukuhlawulwa imali yakho yasekhaya , konke oku kuthetha ukuba ibhanki yaseSpain iya kukhetha izinga lokutshintshiselwa kunye neentlawulo zakho, kanti ukuba ukhetha ukuhlawulwa kwiiYurophu, ibhanki yakho yasekhaya iya kubeka iirhafu kunye nezinga lokutshintshiselana . Isibonelelo sebhanki saseSpain siya kuba sibi nakakhulu kunokuba ibhanki yakho yasekhaya ibonelela ngayo - njalo khetha ukuhlawulwa kwiiYurophu.
Isixa ohlawuliswayo sokurhoxisa imali kwi-bhanki yaseSpain isetyenziswe yibhanki yakho yasekhaya, ngoko kufuneka ukhangele iindleko kwibhanki yakho ngaphambi kokuba uhambe.
Isixa sisoloko sincinci (malunga ne-1.50FBP / 2 € / i-$ 3), malunga nekhomishini oya kuhlawulwa ngayo ukuba uthabatha imali ngaphandle kwebhankithi yoshicilelo. Ngaphandle kokuba uthabatha imali enkulu kakhulu (uthi, i-euro e zimbini), ikhomishoni iya kuhlala ifana, ngoko kuyafaneleka ukuthabatha into enokuyidinga iintsuku ezimbalwa.
Nangona kunjalo, ukuthabatha imali emininzi ngokucacileyo kukushiya ukuba ube ngamasela.
Izinga lokutshintshisana lilingana nolu hlobo lulandelayo:
- Elinye i-US Dollar (US $) = 0.90 €
- Enye yeBritish Pound (GBP) = 1.35 €
- Enye i-Dollar yase-Australia (AUS $) = 0.65 €
- Enye iCanada Dollar (i-CAN $) = 0.70 €
- Elinye iFrank Franc = 0.90 €
- Omnye isiSweden Krona = 0.11 €
Ngaba Ngaba Ndiza kuthatha i-ATM engcono kunokuba i-ATM ibe yi-Bureau of Change?
Ii-ATM zihlala zikunika izinga lokutshintshisana elingaphaya kwe-bureau yenguqu - kufuneka lifane nebhanki yakho ekhaya, kunye nemali encinci. Kwaye, akuzange nanini ufumane imali ekutshintshiseni kwisikhululo!
Amabhanki angayicelanga ukuba uKhuphe imali ngaphandle kweeMali
- E-US State Farm Bank ikuvumela ukuba uthabathe imali ngaphandle kwee-ATM ngaphandle kwetyala.
- I -akhawunti yesizwe sase-UK kunye ne- Abbey ye-Zero ayihlawulisi imali yokurhoxisa imali ngaphandle kwelanga okanye ukwenza ukuthengiswa kwekhadi lesikweletu kwilizwe le-EU.
- Ininzi yeYurophu Inombolo26 yi-akhawunti ye-intanethi engahlawulisi ukurhoxiswa kwi-ATMS naphi na kwihlabathi.
- Naphi na kwihlabathi I- Mastercard Cash Passport , unokufumana ithuba lokufumana imali echanekileyo (kunye neyona nto) xa ulayisha imali ekhadini. Ziyinto elinganayo yosuku lwangoku. Kwaye bakhululekile. Myalelo nje kuphela kwiwebhusayithi kwaye ukhethe indawo yokuthabatha (ngokuqhelekileyo unokukhetha i-moya yakho). Ndifumene ixabiso lokutshintshiselwa ukuba libe libalaseleyo xa ndisebenzisa mna. Ungasebenzisa le khadi zombini kwiATM nakwiivenkile.
Ukuba unamakhadi amabhanki amabini, shiya enye kwihotele yakho (okanye uyifake ephaketheni ehlukile kwisikhwama sakho) ukuze ukuba unayo ebiwe, usenayo enye indlela yokufikelela kwimali yakho.
Ngaba Abahambi Abahloli Bavunywa Ngokukhululekile EYurophu?
Abahloli baHlola babeyindlela ekhuselekileyo neyona ndlela elula yokuzisa imali eyaneleyo ukuze ugcine iholide yakho yonke. Isidingo sokubonisa i-ID xa sitshintshela imali kunye nokukwazi ukuyikhansela xa bebiwe babethetha indlela engenazo ingozi yokuhamba ngemali eninzi.
Nangona kunjalo, namhlanje abahanjisi beeKhenketho abasayi kuba lula xa bekade bekhona. Kukho iindlela ezilula kunye nezamkeleke ngakumbi ezifumanekayo kwiindwendwe eSpeyin.
- Indlela yohlahlo lwabiwo kwiSpanish yakho
- Iingcebiso ezihamba phambili zohlahlo lwabiwo lweSpeyin Vacation
- IMadrid kwiBhajethi
Kutheni Ndibacebisi Ukuzisa abahambi ukuba bahlole eSpain
Uninzi lwabahambi abaTyeki banokutshintshaniswa eSpain.
Kodwa izitolo ezizodwa eziya kwamkela zi-El Corte Ingles. Ukuba udinga ukutshintshishela Iifowuni ngemali, kuya kufuneka wenze njalo kwibhanki okanye kwi-Bureau of Change.
Nangona kunjalo, imigca kwiibhanki zaseSpain ihlala ide kakhulu, kwaye iiyure zokuvula zifutshane. Ukongezelela, kuya kubakho umrhumo wokuba utshintshwe abaTyeki beeKhenkethi zemali. Ngesizathu esithile, i- American Express Travelers Checks kunzima kakhulu ukutshintshisana.
Ukuthatha iMadrid njengomzekelo, i- American Express Travelers Itshekishe iwebhusayithi ithi indawo yodwa ecaleni kwendawo, ngaphandle kwe-El Corte Ingles, yindawo enye yokutshintshiselana ngemali, ebizwa ngokuthi yiRia.
I-ATM ilula kakhulu ukuyisebenzisa, ukuzisa abaTyeki beeTeksi ngokuqhelekileyo baninzi ukuphazamiseka kunokuba kubalulekile. Uninzi lwabantu luzisa iiKhenketho zabaHlola njengokhuseleko lokukhusela, nje kuphela xa amakhadi abo asebhanki abiwe. Kodwa ngubani na ongatsho ukuba abahamba ngeeThenkile bakho bebiwe?