Ngethuba lonyaka weerhafu ngokukhawuleza kwinqanaba, izigidi zabantu baseMelika zihlaziya amakhaya abo kwiirisithi kunye neebhilikhwe ukwenzela ukuba bafumane ukuba bangakanani i-IRS. Kwaye ngaphandle kokuba uqeqeshelwa ngerhafu, ukugcina umkhondo wento kwaye kungabi na irhafu kunokuba ngumngeni.
Ngenhlanhla, xa kuziwa kumaphulo okunyaniseka kunye neekhilomitha, kulula ukuba uqonde ukuba ingaba umvuzo ongeke uwenze umfune ukuba uhlawule irhafu.
Ngelixa ndingengomsebenzi wezentlawulo zentela, nolu luphawu olusheshayo kulokho okufuneka ukwazi malunga neekhilomitha zeenqwelo-moya ukuze wenze ixesha lakho lerhafu lula.
Ixesha lokuhlawula
Sonke siyafumana ezo zinikezelo kwi-imeyile efunda into encinane njengale, "Vula ukonga olutsha okanye ukujonga i-akhawunti kwiiveki ezintathu ezizayo uze ufumane iikhilomitha ezili-30 000 ukusuka kwinkqubo yakho yokunyaniseka kweenqwelo-moya!" kunzima ukugqithisa - ingakumbi ukuba ukhangele kwisitokethi kwiimitha zeenqwelo zomoya ngeeholide ezizayo - ngoko kubalulekile ukuqonda umgama apho iililesi zingabonwa njengeniso engenayo.
Ekubeni akudingeki ukuba uchithe nayiphi na imali yakho ukuze ufumane iikhilomitha, zithathwa njengesipho - kungekhona umvuzo. Zonke iibhaso okanye izipho ezixabisa ngaphezu kwe-$ 600 zihlawuliswa.
Xa ungayikhokheli
Nangona isipho seemitha ezili-moya ezixabisa i-$ 600 okanye ngaphezulu zihlawuliswa, nayiphi na iililesi ozifumanayo ngokuthatha inqwelo okanye ukuthenga ngekhadi lakho lesikweletu alihlawulwanga.
Ngo-2002, i-IRS yamemezela ukuba iingxaki zobuchwepheshe nezolawulo zenze kube nzima kakhulu ukuba zixabise ngokuchanekileyo iikhilomitha zeenqwelo-moya ezibangelwa ukuhamba. Ngoko ke, nayiphi na iililesi zeenqwelo zomoya ozifumanayo ngokwenene ukuthabatha inqwelomoya ayiyixakeka. Iimali ezifunyenwe kwiindleko ezongezelelweyo zokuhamba ezinxulumene ne-flight, kubandakanywa ukuqashisa imoto okanye ukuhlala kweehotele, nazo ziyaxolelwa kwiirhafu.
Xa kuziwa kumvuzo wekhadi lesikweletu, irhafu kwakhona ayisisebenzisi. Yithi, umzekelo, ubhalisele umvuzo wekhadi lesikredithi eliza kukunika iikhilomitha ezili-100 000 zee-airline xa uchitha i-$ 5,000 kwikhadi kwiinyanga ezimbini zokuqala. Ekubeni uchitha imali yakho ukuze ufumane iikhilomitha, abahlawulwanga.
Esinye isizathu sokuba i-IRS igweme iirhafu kulezi ntlobo zemivuzo yekhadi lesikweletu kukuba awukho phantsi koxanduva lokusebenzisa iikhilomitha oziqokeleyo. Kungenxa yokuba umthengi ufumene iililesi zee-airline ngokuchitha imali ethile kunye nomvuzo wekhadi lokuthenga ngetyala akuthethi ukuba kufuneka asebenzise loo mayela.
Indlela yokuhlawula
Ukuba ulunge kwiirhafu, inqanaba elilandelayo kukuhlawula. Gcina iliso kwifomu yerhafu ye-1099-MISC evela kwintlangano eyanikezela ngeekhilomitha zeenqwelo-moya. Ifom, esetyenziselwa ukubhalwa ubuncinane imali engama-R6 600 yemali engenayo efana nemibasa kunye namabhaso, mayibekwe uphawu ngoJanuwari 31 wonyaka emva kokuba ufumene iikhilomitha. Xa ifomu lifika, landela le khokelo ngezinyathelo ukuligcwalisa:
Faka igama lomhlawuli, idilesi yesitalato, isixeko, urhulumente, ikhowudi yeefowuni kunye nombolo yefowuni kwinqona eliphezulu elingakwesokunxele. Kwiimeko ezininzi, eli candelo liza kuzaliswa ngumbutho owanikezela ngeekhilomitha zamanxweme.
Kwibhokisi engezantsi, faka inombolo yesazisi yentlawulo yenhlangano. Ibhokisi elikufutshane lenzelwe inombolo yakho yokhuseleko loluntu.
Emva koko bhala igama lakho, idilesi yesitalato, isixeko, urhulumente kunye neefowuni kwiibhokisi ezifanelekileyo.
Ekugqibeleni, faka ixabiso lemali yeemitha ezili-moya ozifumene njengesipho okanye ibhonasi kwibhokisi yesithathu. Ixabiso, elimele likhulu okanye lilingane no-600, lungafakwa. Gcina ikopi yefom egcwalisiweyo kwiirekhodi zakho.
Umbono ochazwe kweli nqaku ngowolwazi oluqhelekileyo kuphela, kwaye akufanele lithathwe njengengcebiso yerhafu kunoma yimuphi umntu. Kufuneka uqhagamshelane nomcebisi wakho werhafu ngaphambi kokwenza nayiphi na igqibo malunga neemali zakho.