Ngamanye amaxesha uhambo lohlahlo lwabiwo-mali lufanele lukhanselwe kwimizuzu yokugqibela.
Kwenzeke ezininzi kwihambo: iintsuku ezintlanu ngaphambi kohambo lweentsuku ezisibhozo ukuya kwiSixeko saseMexico , iindaba ezingalindelekanga kunye nezobuganga zifikelele ngomntu othandekayo. Iholide kwafuneka ikhanselwe, kwaye i-$ 905 kwiindleko ezingaphambili azizange zihlanganiswe ne- inshorensi yokukhansela .
Iikiti zamatekisi, ihotele, ukuthutha iibhulophu, iindwendwe ezimbini, kunye nokugqithiswa kwezokwelapha esele kukhishwe. Ziziphi amathuba okunciphisa ilahleko kunye nokufumana ubuncinane imali leyo?
Iindaba ziyaxutyushwa, kwaye kuxhomekeke ekusebenzeni ngobulumko ngemveliso.
01 ngo 04
Airfare
Iifoto zeHero / i-Getty Izithombe Abahambi beBhajethi bahlala bebiza amabhasi aphantsi kodwa angabuyiselwa. Iimitike zokuhamba ezijikelezayo ukusuka kwiChicago O'Hare ukuya eMexico City zabhubhiswe iinyanga ezimbini ngaphambi kwe-United Airlines kwixabiso elixabisa i-$ 316 ngesihlalo.
Ndiyazi ngokupheleleyo ukuba amathikithi ayengabuyiselwa, ndadibana noMninimzi kwaye ndachaza iimeko.
Ummeli waseMerika wachaza ukuba ityala lemali esetyenzisiweyo liya kufumaneka kunyaka omnye wekhalenda ukususela kumhla wokubanjelwa, kodwa i-penalty ye-$ 400 (i-$ 200 ngekitikiti nganye) iya kuhlolwa phambi kokuba i-credit 632 isetyenziswe.
U-United unikezele ukuhlaziya isohlwayo, kodwa emva kokuba kukhishwe ibhanoza elizayo:
"Nceda ufake incwadana (kwi-letterhead) evela kumgqirha wakho oqinisekisa ukuba uhambo alukhuthazelwanga. Ukuba ngaba ngenxa yentsapho yentsapho esondeleyo, faka igama kunye nobuhlobo nawe. kwaye nayiphi na into eyahlukileyo ayiyi kubuyiselwa. "
Ngoko ke kunokwenzeka ukuba ubuncinane imali ethile esetyenziswe apha ingabuyiselwa, enokumangaliswa ngabanye abahambahambayo. Ndiza kufuneka nje ndifumane i-airfare airfare efanayo kwaye ke niyathembele ngobabalo kubani na e-United abajonga ezo zinto.
Akukho mangaliso. Emva kwakho konke, xa uthengela ithikithi engabuyiselwayo, uthatha amathuba akho ukuba utshintshwe ngexabiso elihle.
02 we 04
Ihotele
Edgardo Contreras / Getty Izithombe Igumbi lehotele lalikhishwe ubusuku bobusuku nge-Expedia. Kwakuyihotele yebhajethi kwisiko lembali saseMexico saseMexico esinika izidlo zokutya zamahhala kunye nezinye izidlo zokutya ezikhululekile kulo lonke usuku.
Ingcamango yayiwukuba ugcine imali ethile ekudleni ngexesha lokuhamba, kwaye uhlale kwindawo ekufutshane nakwizinto ezikhangayo.
I-trade-off yayikuthi ihotele yayibaluleke kakhulu kunokuba abaninzi abahamba ngebhajethi babeyithanda (i-$ 997 USD ngobusuku obisixhenxe, iintlawulo zifakiwe) kwaye igumbi lagcinwa ngekhadi lesikweletu.
Kodwa ukuchithwa kweentsuku ezintlanu kwakusesikhathini ukuvala ukugcinwa ngaphandle kwesigwebo. Akukho mali elahlekileyo.
Ngamanye amaxesha, izibonelelo ezinjalo zenziwe ngamanani aphantsi xa ubhawula ireyiti engafumaneki. Ukuthatha isantya esiphezulu kakhulu kunye nenketho yokukhansela okuqhotyoshelweyo kungabonwa njenge-inshurensi yokuhamba engancinci.
03 we 04
Uhambo
I-WIN-Initiative / Getty Izithombe Ngethuba lokukhansela, abathathu abantu babanjwe ngetyekhenketho: Uhambo olukhokelwayo kwiipiramidi zaseTeotihuacan kunye ne-archaeologist yabucala i-$ 78, uhambo lwesigxina sokutyelela kwidolophu ye-historic kwi-90, kunye nohambo lokuhamba ngeenxa zonke. ihotele kunye neesikhumulo sezindiza ezingama-36.
Iholide yeeholide kunye neehoramid tours zacwangciswa ngeViator. Le nkampani yathumela inqaku elikhuthazayo lokukhuthazwa kunye nokubuyiswa okupheleleyo kwindlela yokupiramidi. Kodwa umhla ukuba ndifike eMexico City, ndafumana ifowuni evela kumqhubi owayenindile kwisikhululo. Ndacela uxolo lokuba wayengathintwanga naye ngokucinywa. Ndaxhonywa ndicinga ukuba akuyi kubakho ukubuyiselwa kwamalungiselelo e-moya, kodwa ndandiphosakele. Kwiintsuku ezimbalwa emva koko, iViator iphinde ibuyiselwe loo mali "njengento yokuthanda."
Ukutyelelwa kokutya kwathathwa ngeSabores Mexico. Abameli beenkampani nabo bathumela kunye ne-imeyile yabo, kodwa bachaza imigaqo-nkqubo yabo ayizange ivumele ukubuyiselwa kwembuyekezo epheleleyo kwiimeko ezinjalo. Baguqula amathikithi aqinisekisiwe "kwiziqinisekiso ze-e-e," ezivumelekileyo kunyaka omnye ukususela kumhla wokubhuka.
Ngethuba lokulahlekelwa i-$ 204 USD kula macandelo, ukulahleka kwangempela kwakungama-90 kuphela kuphela, kodwa njengokuba kukho ithikithi yendiza, le mali ingabuyiselwa xa uhambo luye lwahlaziywa.
Ungayibona njani le migaqo ngaphambi kokubhuka? Kwiziko leSabores, zikhankanywe kwicandelo le-FAQ: "Xa kuthengwe, amathikithi awakwazi ukubuyiselwa okanye ahlaziywe ngenxa yokuba isikhala sakho siqinisekisiwe kweso sikhenketho." Kwi-Viator, "Isiko soNcedo" sichaza umgaqo wabo wokubuyiselwa kwemali.
04 we 04
Insurance Insurance
Thomas Barwick / Getty Izithombe Ngenxa yokuba iindleko ezikhankanywe ngasentla zazingenakwaneleyo ukuba zibe neempembelelo ezinzulu kwintlalo-ntle yam, ndakhethile ukuba ndingayifumani i-inshorensi yokukhansela. Oko kwabonakala ukuba yimpazamo.
Kodwa ndandibhalela i-inshorensi yonyango ngexesha eliseMexico. Uninzi lwezicwangciso zonyango kunye namazinyo aziboneleli ngezinye iinkcukacha. Ngoko unyango lwe-ankle ehlanjulweyo, ingalo ephukile, okanye ingxaki yamathumbu emathunjini ingaba yabiza kakhulu ngaphandle kokubhengezwa. Amanye amazwe ade afune ubungqina bomshuwalense wezonyango njengenxalenye yesibonelelo sakho ukuwela imida.
Ubume obukhethiweyo beentsuku ezisixhenxe kwiindleko zeeRandi ezingama-69 kubantu ababini. Kwakuye kuthengwa ngekhadi lesikweletu.
Inkampani, i-Travel Guard, ibuyiselwe yonke i-$ 3 yaloo ntlawulo kwiintsuku ezintathu zokukhansela. I-$ 3 igcinwe njengemali yokusebenza.
Ungayifumana phi le migaqo? Kwiimeko ezininzi, kufuneka uphendule ukuprintwa kakuhle kwepolisi yakho.
Isifundo kwixabiso le-Inshorensi
Ilahleko ezipheleleyo ngenxa yohambo lokukhansela zimi kuma-725. Ayisona isamba esikhulu, kwaye njengoko kubonisiwe, enye yemali ingabuyiselwa ukuba uhambo oluya eMexico City luphinde lubekwe kwi-United.
I-inshurensi yokuhamba inenzuzo enkulu kunazo zonke kubantu ababhubhisa iindwendwe ezibizayo okanye iinkampani ezikude. Kwabaninzi abahamba ngebhajethi, ukulahlekelwa yimali enkulu kuthetha ukuba akukho luhambo. Kusenokuba yiminyaka ngaphambi kokuba bakwazi ukuqokelela ngokwaneleyo imali yokugcina kwakhona.
I-725 yeeRhafu kwiilahleko ayifanelekanga loo nkcazelo.
Khawuqwalasele oku: xa ukugqithiswa kwezokwelapha kulolu hambo kukhishwe, loo $ 725 elahlekileyo ingahlawulwa ngokupheleleyo ukuba ndithe ndakuchitha i-$ 153 esikhundleni se-$ 69. I-$ 84 eyongezelelweyo yayiza kubhalela iindleko zohambo zonke, kuquka "iintlawulo ezingasetyenziswanga, ezingabuyiswanga, ezingasetyenziswanga okanye ezifaka umda osemgangathweni oboniswe kwiShedyuli yeeNzuzo zohambo olukhanselwe ngaphambi komhla wokuhamba ohleliweyo. "U
Ndakuzimisele ukubeka ingozi ngaphantsi kwama-$ 1,000 kwiilahleko kuba ndandibuke iindwendwe eziye zabuyiselwa ngokupheleleyo, kwaye ndazikhusela iindwendwe eziphantsi. Ukugcinwa kwehotele kuqinisekisiwe ngekhadi lesikweletu, kodwa kunokucinywa kuze kube seentsuku ezintathu ngaphambi kohambo.
Ingongoma kukuqinisekisa ngokuqinisekileyo (inshurensi yokukhansela i-medical and travel) okanye iimveliso zencwadi ezinokubuyiselwa imali encinci. Qiniseka ukuba uyaziqonda zakho izigqibo ngaphambi kokucofa iqhosha lokuthenga.