Ingaba i-Savings iyenzela umzamo owongezelelweyo?
Ukugcina imoto yokuqeshisa kwi-intanethi yinkqubo eyinkqubo ebandakanya ukuthelekiswa kwamazinga kunye neeklasi zeeklasi. I-website ye-third party-party inikezela indlela elula yokuqhathanisa amaxabiso okuqashisa imoto, kodwa ngaba iindawo ezilungileyo kakhulu zokusebenzisa xa zigcina imoto yakho yokuqashisa?
Yithini iWebhusayithi Yokuqashisa Imoto YesiThathu?
Amawebhusayithi ehambo lwesithathu, njenge-Orbitz, i-Rentalcars.com, i-Expedia kunye ne-Auto Europ e, athengise iimveliso zokuhamba ezivela kwiinkonzo ezahlukeneyo.
Abanye, njenge-Expedia, i-arhente zokuhamba nge-intanethi, ngelixa abanye, njenge-Auto Europe, baqeshisa imoto okanye abahlanganisi. Kanti abanye, njengePriceline, bathengisa iimveliso zokuhamba ngokusebenzisa imodeli yokuthengiswa kwe-intanethi ye-opaque apho abathengi abangafumani ukuba yiphi inkampani eya kunika imoto yabo yokuqeshisa de emva kokuba ihlawule.
Ukuqasha Imoto YesiThathu Kusebenza Njani?
Ngokuqhelekileyo, u tyelela iwebhusayithi ye-third party, uthayiphe iinkcukacha zakho zokuhamba, ulinde ukuba isayithi ikunike uluhlu lwemilinganiselo yemoto yokuqeshisa kunye nezinketho. Unokwenza okanye awukwazi ukubona ukuba iyiphi inkampani yokuqeshisa imoto iya kuba ngumboneleli wakho. Ukuba ufumana isantya kunye neklasi yeklasi oyithandayo, funda umgaqo-nkqubo wokukhansela kunye nemigaqo yokuqeshisa kunye neemeko ngokucokisekileyo kwaye, ukuba ukhululekile kunye nabo, gcina imoto yakho.
Ezinye iiwebhusayithi zenkampani yesithathu zifuna ukuba uhlawule imoto ngokupheleleyo xa uzigcina. Iinkqubo zokupasa ziyahluka. I-Yurophu ngokuzenzekelayo, umzekelo, inika abathengi bayo ivawutsha ukuthatha i-ofisi yemoto yokuqeshisa; Imimiselo nemibandela echanekileyo kuluhlu kwivawutsha ukwenzela ukuba unokugqiba kwangaphambili ukuba yeyiphi inkunkuma yomonakalo kunye neenkonzo ezikhethiweyo ongathanda ukuzihlawulela xa uthabatha imoto.
Ukuba kunokwenzeka, hlawula ngekhadi lesikweletu . Iinkampani ezininzi zamakhadi zekrediti zinika abanikazi bamakhadi ithuba lokuphikisana neentlawulo ezingalunganga okanye iintlawulo zobuqhetseba.
Yintoni edibeneyo kwi-My Party-Party Intengo yeRhafu yeRhafu?
Ngokuxhomekeka apho uceba ukuthabatha imoto yokuqeshisa kwaye yiphi inkampani inika imoto, ixabiso lakho linakho okanye lingabandakanyi irhafu, iintlawulo, ukukhuselwa kwebabi, ukukhutshwa kwemali, ukuhlawulwa kweelayisenisi, iimrhumo ze-winterization kunye neengqonge zendawo.
Ikhampani yakho yokuqeshisa imoto izakukunika ithuba lokuthenga umonakalo wokulimala ( umonakalo wokutshatyalaliswa komonakalo , umzekelo), ukhuselo lwebabi, inshurensi yengozi yomntu kunye nokukhawulelwa ngokuzikhethela xa uthabatha imoto.
Kubalulekile: Kuwuxanduva lwakho ukuqonda ukuba yeyiphi imingcipheko esetyenziswayo kwaye zeziphi iingxelo ezifunekayo kwilizwe oceba ukutyelela. Ezinye iinkampani zokuqeshisa imoto aziyi kuqeshisela abathengi abangaphezu kweminyaka engama-70 okanye i-75. Kwamanye amazwe, njenge-Ireland, kufuneka ube ne-Waiver Damage Waiver kunye noKhuseleko lokuVikela okanye uhlawule idiphozi enkulu enokumonakalisa kwimoto. Unokufumana ngexesha lokupakisha ukuba inkampani yokuqeshisa imoto uyiqashise kuyo ayiyi kwamkela i-coverage enikezelwe yiwebhusayithi yakho yesithathu, kwaye kuya kufuneka uthenge ukuxhaswa okongezelelweyo ukuba ufuna ukurenta imoto.
Yintoni endiyenzayo ukunciphisa iingxaki ezinokubakho ngeNdawo yokuHlaliswa kweeMoto eziThathu?
Khangela ngenyameko kwixabiso, imimiselo ethile yelizwe kunye nemiqathango kunye nemigaqo-nkqubo yokuqeshisa jikelele yenkampani yokuqeshisa imoto oceba ukuyisebenzisa. Kunokuba nzima ukufumana le nkcukacha kwiwebhusayithi yenkampani yokuqeshisa imoto, kunye nabameli beenkonzo zamakhasimende ezweni lakini abakwaziyo nayiphi na into malunga nemimiselo neemeko, ezifunekayo inshuwalense okanye iimfuneko zeminyaka kwelinye ilizwe.
Ungadinga ukufowunela i-ofisi kwilizwe lakho eliya kuyo ukuze ufumane ulwazi oluyidingayo.
Ukuba usebenza newebhusayithi yesithathu esebenzisa i-opaque model model, qiniseka ukuba ufunde imimiselo kunye neemeko zewebhusayithi yesithathu ngaphambi kokuba ugcine imoto yerenti. Ukuhlawula ingqalelo ekhethekileyo ngolwazi malunga ne-inshorensi yemfanelo, ukukhuselwa kobusela kunye nokugqitywa kwe-collision (CDW). Ukuba awukwazi ukukhetha ukuba zeziphi iintlobo ze-inshorensi kunye neengxelo ezifakwe kwireyithi yakho yokuqeshisa, qhagamshelana nommeli wenkonzo yabathengi kwiwebhusayithi yesithathu kunye nokucela ukuba bakuthumelele ulwazi olunzulu malunga neendleko zokuqeshiswa kwakho okucetywayo.
Kubalulekile: Qiniseka ngokuqinisekileyo ukuba uyayiqonda umgaqo wokukhansela ngaphambi kokuba ugcine imoto yakho yokuqeshisa. Ezinye iinkampani zibala ukufika kwexesha elide, nokuba zibangelwa ukulibaziseka kwendiza, njengokuba kungekho mboniso, kwaye akukho mboniso ibonwa njengento yokukhansela.
Ukuba i-flight yakho isephelile kwaye awuqhagamshelanga kunye newebhusayithi yakho yesithathu kunye nenkampani yakho yokuqashisa imoto, unokuphelisa ukulahlekelwa kwakho nokuhlawula iindleko zokuqeshisa kwakho. Ungalokothi ucinge ukuba inkampani yokuqeshisa imoto iya kubamba ukubhuka kwakho ukuba uye wabhalwa kwiwebsite yesithathu.
Yintoni eyenzekayo Ukuba Ndifuna Ukuphikisa Ingxenye Yomthetho-mali oyiRhafu yeRhafu?
Ukuba ukholwa ukuba ukhokisiwe ngokungekho emthethweni kwimoto yakho yokuqeshisa okanye ngenxa yokukhawulwa kwemali kwaye uhlawula ngekhadi lesikweletu, landela iinkqubo zakho zenkampani yekhadi lesikweletu ukuphikisana neentlawulo. Ezinye iinkampani zekhadi zekhredithi zifuna ukuba uhambise iimpikiswano ngokubhaliweyo, ngelixa abanye baza kuqhuba uphando xa ubiza umnxeba weenkonzo zetekethi.
Gcina zonke iirisithi, iikontraka, ii-imeyile, ukushicilelwa kokugcinwa kwamaphepha kunye namaxwebhu anxulumene neengxabano zakho zokubambisa ziye zagqitywa ukwaneliseka.