Indlela yokufumana iiRhafu eziHle
IChanada inayo imali-i- dollar yaseCanada (iCAD) , ebizwa nangokuthi "iLoonie," ngokubhekiselele kumfanekiso we-loon kwi-dollar enye. Iimpahla kunye neenkonzo ziyinxalenye enkulu ethengiweyo usebenzisa iRandi laseRain; nangona kunjalo, i- USdollars nayo iya kwamkelwa , ngokubanzi kwimida yasemngceleni, izitishi ezingenamsebenzi, okanye ezona zihenketho ezinkulu.
Iindawo zokuTshintshiselana kwemali
Iingxowa-mali zangaphandle ziguqulwa ngokutsha zibe ngamaRandi aseKhanada kwii-kiosks zemali zokutshintshela ekuhambeni kwemida , ezinkulu ezinkulu zokuthenga, kunye neebhanki.
Ukuba ufuna ukufumana imali ethile, kuya kuba ngcono ukufumana ibhanki okanye i-ATM ukurhoxisa imali yendawo. Iimpawu ze-ATM zifumaneka kwiindawo zokuhlala zeebhanki, kwiivenkile, kwiivenkile, okanye kwimivalo nakwiivenkile.
Ukuba usebenzisa ikhadi lakho lebhanki ukurhoxisa imali kwi-ATM, uya kufumana imali yaseKhanada kwaye ibhanki yakho iya kwenza ukuguqulwa. Ingcinga efanelekileyo ukujonga ngebhanki yakho ngaphambi kokuba uhambe uhambo lwakho ukuya eCanada ukuxoxa ngekhadi elifanelekileyo lokuhamba. Amanye amanethwekhi ase-ATM anikezela ukurhoxiswa kwemali-ntlawulo kwiindwendwe.
Iishishini zokuShintshanisa
Uyakufumana inqanaba elihle lokutshintshiselwa kwibhanki xa usebenzisa ikhadi lokuthenga ngetyala . Nangona unokuba nemali yebhanki ngokuthengiselana, izinga lokutshintshana liya kuba kwibhola ye-ballpark yenani lokutshintshiselwa ngoku. Ezinye iibhanki zinokuhlawulisa inkokhelo yokutshintshela imali yangaphandle ukuze ujonge phambili ngebhanki yakho. Ngokomzekelo, ezinye iibhanki ezinjengeChase, i-Capital One, kunye nekhadi leCiti lingenakho ukuhlawula imali yokutshintshiselana kwamanye amazwe.
Unokufumana amaxabiso okutshintshwa ngokufanelekileyo kwiiofisi zeposi kunye neofisi ze-American Express. Amagosa afanelekile ukuzama.
IiRhafu eziPhezulu kakhulu
Gwema ukutshintshwa kweengxowa-mali ozibona kuyo yonke indawo kumaziko eenqwelo-moya, izitishi zezithuthi, kunye neendawo zokutyelela. Ngokuqhelekileyo banamanani amaninzi kakhulu, nangona ngamanye amaxesha uya kuba nethamsanqa. Nangona kunjalo, xa ufika eKhanada, ukuba unayo nayiphi na imali yaseKhanada, kwaye awufuni ukuba ungabikho, ngoko unokufuna ukutshintshisa inani elincinci kwisikhumulo sezindiza okanye ukuwela umda.
Ngoko, ubuncinane uya kuba nemali yendawo yakho.
Izibalo eziqhelekileyo zokuTshintshiselana kweMali
Nomaphi lapho uya khona ukutshintshe imali yakho, thatha ixesha lokuthenga. Funda amaqondo okutshintshiselwa ngokuchanekileyo, kwaye ucele isamba semali emva kwee-commissions. Ezinye iirhafu zintengiso, abanye ngepesenti.
Ukukhwela abathengi, abanye abaguquleli bemali baya kufaka izinga lokuthengiswa kweedola zase-US kunokuba kuthengiswe izinga. Ufuna isantengo sokuthenga ukususela ngoku uza kuthenga iidola zaseCanada.
Funda ukushicilelwa okulungileyo. Enye indlela ongakhohliswa ngayo ekufumaneni ukuba ufumene umlinganiselo omkhulu wokuba izinga leposi livumelekile, njengaloo mrhumo othunyelwe ngabahloli bahamba okanye ubuninzi bemali (ngamawaka). Ngokuqhelekileyo awuyi kukhawulela kule ngxaki kwiibhanki ezihloniphekileyo okanye kwiiofisi zesevisi eziphambili zikaRhulumente.
Amabhanki eKhanada
Iibhanki zaseCanada ezide zihloniphekileyo zi-RBC (iRoyal Bank yaseCanada), iTD Canada Trust (iToronto-Dominion), i-Scotiabank (iBhanki yaseNova Scotia), i-BMO (iBhanki yaseMontreal), kunye ne-CIBC (i-Canadian Imperial Bank of Commerce).