Amakhadi eentlawulo kunye namakhadi eemboleko awamkelwa jikelele kwiCanada; nangona kunjalo, ubungakanani obunokusebenzisa ikhadi elikhutshwa ngaphandle kwamanye amazwe kunye nemirhumo esetyenziswayo kuxhomekeke kwikhamphani yekhadi kunye nohlobo lweakhawunti oyimisile nabo.
Iindwendwe ezininzi eziqhelekileyo kwiCanada kufuneka zisebenzise amakhadi abo okuthenga ngetyala ukuze zithengwe kwaye zenze iirejista ezinkulu zeATM zemali zendawo kwiiibhanki zaseCanadan, kodwa abahamba rhoqo bafanele bathethe kwiibhanki zabo malunga neendleko ezilungileyo kakhulu kunye namakhadi ekwereta kule njongo, kwaye wonke umntu kufuneka abize ibhanki okanye ityala iinkampani zamakhadi kwangaphambili ukuwazisa ngokusetyenziswa kwelo lizwe.
Gcina ukhumbule ukuba ukutshintsha kweemali ngokuqhelekileyo kubhadala imali eyongezelelweyo xa kuqhutywa kwibhanki yangaphandle, ngokukodwa kwi-ATM, ngoko kukulungele ukunciphisa inani lokurhoxiswa kwemali okwenzayo ukukhusela iimali ezibiza ixabiso, kodwa uya kufuneka ufune imali kwiindawo ezisemakhaya. ukuhlawula ukutya kunye neenkonzo.
Iingcebiso zokusebenzisa amakhadi ezithintelo kwiCanada
Amakhadi amaninzi amanqaku akhishwe ngamabhanki angewona aseCanada aya kusebenza eCanada ukwenza ukuthengwa kweevenkile, kodwa amakhadi athile okukhishwa ngaphandle kweCanada aya kusebenza kwii-terminals of-purchase-terminals. Ngokomzekelo, iBhanki yase-United States ekhishwe kwi-Bank of America debit ikhadi iya kusebenza kubathengisi baseCanada, kodwa umsebenzisi ufumana inkokhelo yokuthengiswa kwamanye amazwe ekuthengeni kwamanye amazwe.
Qaphela ukuba amakhadi okwenza imali ahluke kumakhadi-mboleko ngolu hlobo lokuba athathe ixesha langempela kwimali kwi-akhawunti yakho yasebhanki ukuze ukuthengwa kwenziwe ngokutshiza, ukufaka okanye ukufaka inombolo yepini kwisigxina kwaye ngokukhawuleza ukuba loo mali ihoxiswe, kodwa eKhanada, ezi ziphephelo zisebenza kwinethiwekhi ye-Interac, inethiwekhi ethile eCanada, oko kuthetha ukuba abakwazi ukufikelela kule nkcazelo okanye ukuhlawula i-akhawunti yakho ngexesha langempela.
Nangona ikhadi lakho lokubambisa lingasebenzi kwiintengo zokuthengiswa kwetyala, lingasetyenziselwa ukurhoxisa imali yaseKhanada evela kuma-ATM eCanada. Imali yokurhoxiswa kunye neendleko zokutshintshiselwa kwemali ngokuqhelekileyo ziyafaka isicelo kodwa ziyahlukahluka ngokubhekiselele kwibhanki yakho, ngoko uzama ukwenza imali yokurhoxiswa kwiibhanki ezinkulu apho iifowuni zomsebenzisi zingekho nje ezintle njengama-ATM amancinci owafumana kwiivenkile zokuthengisa (ezifana nezitolo kunye neevenkile), ngokufakela intlawulo yee-three to five dollars per transaction.
Ukuba uhamba eCanada rhoqo, unokufuna ukujonga ngebhanki yakho malunga nokuseka i-akhawunti engakukhangeli ukuhlawulwa ngokukhawuleza kunye nemali yokutshintshiselana ngemali xa uphuma ezweni. Ngokomzekelo, i-State Farm Bank inikeza ikhadi lokubambisa elivumela abasebenzisi balo ukuba bathathe imali ngaphandle kwama-ATM kumazwe angaphandle ngaphandle kokuhlawula ezi ntlawulo.
Iingcebiso zokusebenzisa iikwere zeCredit eCanada
Amakhadi amakhulu amatyala ayamkelwa kubo bonke abathengisi baseCanada, kunye neVisa kunye neComputerCard iyona eqhelekileyo, kodwa ezinye izinto zibandakanya i-Costco Canada, efumana kuphela imali okanye i-MasterCard kunye ne-Walmart Canada, engasayamkeli amakhadi e-Visa njengokwa kwe-2017.
Amakhadi-mboleko anikezelwe ngaphandle angena kwiimali zentengiso zangaphandle kubasebenzisi babo ngaphandle kokuba ukhethe enye yezinto ezimbalwa ezinjengezo zinikwe yi-Capital One ekhupha le ntlawulo, ngoko kuya kuba luncedo xa uhlala eholidini eKhanada ukuya kwinqanaba elincinane ukuze uhoxise Isixa-mali esisodwa senkcitho kwaye siyisebenzise kubo bonke abathengisi, abathengisi kunye neevenkile.
Qinisekisa ukuba ubize phambili kwaye uxelele inkampani yakho yekhadi lesikweletu ukuba uya kuchitha imali ngaphandle kwelizwe, ngakumbi ukuba awuzange uhambe ngaphandle kwe-United States ngamakhadi akho okwangoku, njengokuba inkampani yakho yekhadi lesikweletu ingafaka ingxaki yokukhawuleza. kwi-akhawunti yakho "umsebenzi okhankanyayo" ukuba uqala ukuchitha kwindawo ongeke ube nayo.
Ukufowunela inkampani yakho yekhadi lesikweletu ukulungisa i-akhawunti eyenziwa ngengozi xa uhlala eCanada nayo ifake imali eyongezelelweyo kwi-bill yakho yefowuni, ngoko uzama ukuphepha le ngxaki ngokucwangcisa phambili!