Indlela yokuguqula, ukusebenzisa nokugcina i-Ringgit yaseMalaysia Ngethuba lokuhamba

Yonke Ngokuphathelele Ukukhawuleza, Ukutshintshwa, Iikhadi Zemali kunye neCold, Imali Engqongqo eMalaysia

Emva kokufika eMalaysia , omnye umsebenzi uguqule imali yakho kwimali yasekuhlaleni, i- Malaysian ringgit (igama lithetha "ukuxubha", ephuma kwiingqungquthela ezinama-dollar zesilivere zesiSpeyin ezazisasazwa kulo lonke ummandla emva kokuba iMelaka iwele kwiPutukezi) .

Njengomnotho wezoqoqosho ohambela phambili, iMalaysia ivumela iindwendwe zayo ukuba zisebenzise imali, ukuhlolwa kweendwendwe, kunye namakhadi okuthenga ngetyala ngelizwe lonke.

Lindela ezimbalwa iingxaki ezitshintsha iidola zakho zase-US kwi-ringgit kunoma yiphi na abaguquleli bemali okanye iibhanki kulo lonke ilizwe.

Iirhafu zeDengit and Exchange Exchange

I-Malaysian ringgit (MYR) yiyunithi yaseburhulumenteni yase-Malaysia. Amanqaku ePhepha ahlanganiswe kwi-MYR1, i-MYR5, i-MYR10, i-MYR50 kunye ne-MYR100. Iingqekembe ziza ku-5, 10, 20, kunye ne-50 zenkolo.

Imali esekelwe kwiPolymer iqhutyiswa kancane; Uninzi lwamanqaku e-blue-ringgit e-circulation okwenziwa ngeplastiki, enefestile ecacileyo phakathi.

Ngomlinganiselo wokutshintshiselwa okwangoku we-ringgit ngokumalunga neemeko zelizwe eziphambili zeekharityhulam, jonga izikhonkwane ezingezantsi:

Ukutshintsha Imali eMalaysia

Njengombuso ophakamileyo, ongenayo imali, iMalaysia inesiphakamiso esipheleleyo sebhanki kunye nokutshintsha. Iidola zase-US okanye ezinye iimali zangaphandle zingatshintshwa kwiibhanki kunye nabatshintshi bemali yonke indawo.

Amaxabiso angcono atholakala kwiibhanki kunye nabaguquleli bemali abagunyazisiweyo.

Abaguquleli bemali eMalaysia. Abaguquleli bemali banokufunyanwa apho abantu abatyeleli behlangana khona, kwaye banike ixabiso elifanelekileyo lwemali yakho yangaphandle. Ezi zikhundla zamkela iindleko ezinkulu zehlabathi kunye nezinye iindawo (i-Euro, i-dollar yase-dollar, i-dollar yaseSingapore kunye ne-Indonesian rupiah).

Imirhumo yosuku isetyenziswe ngokubanzi ngaphaya kokusungulwa kwireferensi yakho esheshayo. Abatshintshi bemali baya kwamkela iibhanki zisesimweni esihle, ngoko ke ukuba ukhupha i-billergled dollar enye yebhilikhi eye yahamba nge-washer amaxesha ambalwa, ulibale.

Amahotele. Ngaphandle kokungaguquki kwemali ekhoyo, unokuba utshintshe imali yakho kwihotele yakho, kodwa amaxabiso alinganisa ngokuthe ngqo kumabhanki kunye nabaguquleli bemali.

Ukufumana ii-ATM eMalaysia

Oomatshini bokutshintshwa ngokuzenzekelayo kulula ukufumana kwizixeko zaseMalaysia, kwaye unikezela ngendlela echanekileyo kunye nekhuselekileyo yokufumana imali yasekuhlaleni (inkokhelo yakho yebhanki yasekhaya ayikho into engavumelekanga). I-ATM eMalaysia inokufunyanwa kumasebe amakhulu asebhanki, izitolo zokuthengisa, kunye neendawo zokugcina umhlaba.

Ukuba ibhanki yakho yasekhaya iyinxalenye yenethiwekhi ye-ATM ye-Cirrus okanye Plus, khangela i-ATM ephethe uphawu olufanayo lwenethiwekhi njengakwikhadi lakho. Unako ukurhoxisa imali kwikhadi lakho lekhredithi, nabo - abaphathi be-MasterCard banokurhoxisa kwi-ATMs, kunye ne-Visa khadi abanokubhenxisa kwi-ATM engaphezulu.

Ngokuxhomekeke kwimida yebhanki yakho, ezininzi iATM ziza kuvumela ukuhoxiswa ngokukhululekileyo malunga ne-MYR 1,500 ngokuthengiselana kunye ne-MYR 3,000 ngosuku. Amashishini aya kukhupha amanqaku kwi-MYR 10 kunye ne-MYR 50 kwiinkonzo.

Amakhadi eKharityhulam eMalaysia

Uninzi lwezitolo zesebe, izitolo zeevenkile, iivenkile kunye neeehotele zamkela amakhadi ekweretheni. Amakhadi wesikweletu asekuhlaleni asebenzisa inkqubo ye "chip kunye ne-pin" equka inkqubo yokuqinisa ukhuseleko lokuphepha kwikhadi; lakho ikhadi lokuthenga ngetyala linganqatshwa ukuba lingenayo i-smart chip.

Okuqhubekayo ukusuka kwizixeko oya kuzo, ubuncinci uya kuba nako ukusebenzisa ikhadi lakho lesikweletu. Qinisekisa ukuba ulethe imali eyaneleyo xa usuka kwii-boondocks.

Ukugxila eMalaysia

Ukugxotha akuyona into eqhelekileyo eMalaysia; ezininzi iintlawulo zibandakanya intlawulo yee-10 zeepesenti kwinkonzo.

Ngokuqhelekileyo, iziko zaseMalaysia azilindeli isipho.

Kodwa xa ushiya ukutshintshwa okutshintshileyo emva kwebhiliki xa ushiya ivenkile, okanye ushiye i-tip ye-MYR 2 ukuya kwi-MYR 10, le ntlonipho ayiyi kunqatshwa.