Ukususela kwi-Dummy Wallet kuya kwiingubo eziPhakamisiweyo
Ndikholelwa ngokuqinisekileyo ukuba uhambo luhlala lukhuselekile njengokuba uhlala kwisixeko sakho sasekhaya, kodwa ukuba ungaphandle kwamanye amazwe kunokukuvulela kwiimeko ezimbi. Ukungayiqondi ulwimi, ukulahleka ngokuphindaphindiweyo, kunye nokufumana ukutshatyalaliswa kwenkcubeko, bonke bangakongeza ukuze bakuphazamise kwiindawo ezihlambulukileyo ngesandla sakhe ecaleni kwesikhwama sakho.
Ngethamsanqa, kukho izinto ezininzi onokuzenza ukuze unciphise umngcipheko wokungena ngexesha lokuhamba-nantsi into esiyincomayo.
Yithatha Iindleko zeeDola zase-US
Nangona amazwe ohamba ngawo awamkeli iidola zase-US, kufuneka uqhubeke uhamba nawe njengendlela yokulondoloza. Iidola zase-US zamkelwe ngokubanzi kwaye zitshintshwa lula kwiimali zendawo, kungakhathaliseki ukuba uhlalaphi kwihlabathi. Ndiyincoma ukuthwala i-$ 200 eyimali kwaye uyigcina kwindawo ezininzi kwi-backpack yakho.
Ndibeka i-$ 50 engezantsi kwesikhwama sam esinqununu, i-$ 50 kwi-daypack yam, i-$ 50 kwisikhwama sam, kwaye ndigcine i-$ 50 kwisihlangu sam xa ndiphuma ukuhlola. Ngaloo ndlela, ukuba ndiyifumene okanye ndibe nebabi, ndibe nemali eyaneleyo yokufumana indawo yokuhlala ebusuku kwihostele , ukutya kunye nefowuni yefowuni kunye neentsapho zam.
Thenga i-Dummy Wallet
Ukuba uya kuhamba kwindawo ethile yehlabathi apho ukukhethwa kwezinto kungabangela ingxaki yangempela kubahambi, njengoMzantsi Melika, cinga ukuthenga i-wallet ye-dummy ngaphambi kokuba uhambe.
Ukuba usondela kumntu kwaye ucele ukuba anike i-wallet yakho, banika inkohliso ezaliswe ngeedola ezimbalwa kunye namabalwa amakhredithi ekhredithi, amakhadi e-debit ephelelwe lixesha, kunye namakhadi wesipho ohlala ufumana ngeposi.
Ukuba nekhredithi ye-dummy inokusindisa imali yakho, njengokuba amasela ambalwa anexesha lokuhamba ngekhredithi yakho ukujonga ukuba yinyani.
Cinga izambatho kunye neePokethi eziCwangcisiweyo
Andikucebisi ukuhamba ngebhanti yemali ngenxa yokuba bengenakhathazeka, qalisa ukuvumba emva kweentsuku ezininzi kwiindawo ezinomdaka ezithintela ukukhupha kwakho, kwaye zenzeke ngathi uhamba ngeenxa zonke kwiingubo zangaphantsi zakho xa ufuna ukuhlawula into ethile.
Ngaphezu koko, abaninzi abahlobo bam abaye bahlaselwa ngamathambo eMzantsi Melika bahlasele i-attacker yabo ibhanti yemali njenge-port yabo yokuqala. Ieves ziyazi zonke ngeebhanti zemali kwaye zihlala ziqala ukuya kwindawo yazo xa zixhomekeke kwizhenketho ezingenamava.
Ibhanti yemali ayilona khetho kuphela xa kuziwa ekugcineni imali yakho ikhuselekile. Ngoku, ungathenga iimpahla zangaphantsi ngeepaki, ungagcina imali kwipokothini kwicala lebhasi, kwaye ungathenga iikhati kunye neenqwelo zokugqoka ngamapokotshi afihliweyo. Ezi zikhetho zizo zonke iintsuku zokuthutha ezinde, ngakumbi ukuba uya kuhamba ebusuku. Uya kuba nemali yakho ngokufihlakeleyo ngokufihlakeleyo kumntu wakho kwaye kungeke kwenzeke ukuba ulale ngokuphanga xa isela lidonsa imali ngaphandle kwebhodi yakho! Oku akusikho into eyenziwa ngabasunguli, ngoko kuya kuba kuhle ukuba unyuselwa kwisitalato eBrazil kwaye ubuze yonke into onayo.
Ukuba ukhe uzimisele ukuhamba ngebhanti yemali okanye ukhethe ukuhamba ngeempahla zokufihla, zikhumbule ukuba xa uhlawula into kwaye ufinyelela ephaketheni elifihliweyo ukhangele ngqo apho ugcina imali yakho nayiphi amasela ayenokubukela.
Ngoko ke ndincoma ukuba ukhangele iindawo ezizungezile phambi kokukhangisa unento ebalulekileyo ofuna ukuyifihla kwaye ukuba kunokwenzeka, ukwenza njalo ngoxa ukhangele udonga kwaye ungabikho kwisihlwele.
Musa ukunyathela yonke into ngexesha
Ndiyincoma ukurhoxisa imali eninzi kwi-ATM njengoko, okanye ibhanki yakho, iya kuvumela ukunciphisa iifizi ngexesha lokuhamba, kodwa awufuni ukuthwala yonke loo mali ngeenxa zonke. Xa uphuma ekuhloliseni usuku uthabathe nje oko ukulindele ukuba uza kuchitha, kunye neyongezelelweyo encinci xa kunokwenzeka. Ngaloo ndlela, ukuba uya kuba ngumtshini oza kulahlekelwa ngu-R20 kuphela esikhundleni se-$ 250 ophume kwi-ATM iintsuku ezimbalwa ezedlulileyo.
Ukongezelela, ndincoma ukuhamba ngekhadi elingaphezulu kweyodwa / kwikhadi lekhredithi kwaye uzigcine kwindawo ezihlukeneyo. Ukuba udibandi ikhadi libiwe ngumntu ngelixa uhamba, uya kuba nelinye ukurhoxisa imali kude ufumane enye enye ithathe indawo.
Thatha iifoto zeeKhadi zakho zokuTyala ngaphambi kokuba uhambe
Ndincoma kakhulu ukuthatha iifoto zazo zonke iimpawu zakho ezibalulekileyo ngaphambi kokuba uhambe uhambe uze uthumele i-imeyli iikopi zazo. Qinisekisa ukuba ulandele isithombe sakho samakhadi akho okubambisa / amakhadi, kunye naziphi iifowasipoti yakho, kunye nepaspoti yakho ngokwayo. Ngaloo ndlela, ukuba kwenzeka ukuba yonke into eyebiwe, ngokungakhathaliseki ukuba ungayifumana ukufikelela kwe-intanethi, unokufumana ukuba yeyiphi inombolo yekhadi lakho kwaye uhlawule indawo yokuhlala kunye nezothutho kwi-intanethi ngokungxamisekileyo.
Vumela iBhanki Yakho Yayazi apho Uya Kuya Kuhambo
Ngaphambi kokuba uhambe, qinisekisa ukunika ibhanki yakho umnxeba ngolwazi apho uza kuhamba kunye nemihla yokuhamba yakho. Ngale ndlela, baya kuba banokukhusela ikhadi lakho ngokuzama ngokwenene ukwebiwa kwezobunikazi, kunokuba uwele kwiCambodia kwaye uzama ukurhoxisa imali.
Zama ukusebenzisa ii-ATM ngaphakathi kweebhanki
Ukuze uhlale ukhuselekile kunokwenzeka, zama ukusebenzisa ii-ATM kuphela ngaphakathi kwebhanki. Kuqhelekile ukuba ufumane i-ATM phakathi kwendawo yokukhenketha enezitifiketi ezongeziweyo ukuze zikhishwe. Ukuba usebenzisa i-ATM ngaphakathi kwebhanki, kusenokwenzeka ukuba kuncitshiswa kakhulu. E-Mozambique, iibhanki zinabalindi abaneebhamu ezinzima ngaphandle kwe-ATM nganye ukuqinisekisa ukuba uya kukhuseleka xa uhoxisa imali.
Ukuhlawula Ukuthenga Okukhulu Ngeekhodi Zakho
Ukuba uya kuthenga ikhumbuzo ebiza, kuyona ndlela ingcono ukusebenzisa ikhadi lekhredithi ukwenza njalo. Ngaloo ndlela, ukuba isikhumbuzo sakho sebiwe, ungabiza inkampani yakho yekhadi lesikweletu kwaye uya kubuyiselwa imali ekhadini lakho.
Sebenzisa ukhuseleko kwihostel yakho
Awunakuze uqaphele! Ngelixa uphume ukuhlola, qiniseka ukubeka yonke imali yakho kunye nezinto ezixabisekileyo kwihotele yakho ephephile ukuba uzigcine kude nasiphi na iminwe yokuhendwa. Ukuba ihostele yakho okanye ihotele ayinasiphephelo, jonga ukufihla izinto zakho ezixabisekileyo kwindawo apho abasebenzi bengayi kubheka khona, njengendawo yokubhalela kwikhabhinethi okanye ngaphantsi kombhede wakho wombhede.
IiRhafu zokuThengiswa koPhando ngaphambi kokuba ufike
Ukuba kwenzeka ukuba uphume uhambo lwelizwe elininzi, kunokuxhalabisa ukuba uhlale ukhangelelanisa izinga lokutshintsha, kodwa kufuneka uyenze ngaphambi kokuba ufike kwindawo entsha. Kukho ininzi yabashintshi bemali abaxakekileyo apho, abaphanga abavakhenkethi abangakafundi ukuba yintoni izinga lokutshintshiselana, kukunika izinga elibi.
Oku kukulungele ukuqinisekiswa ukuba awufumani. IiTeksi ziyaziwayo ngokuba zihlawule iirhafu ezixinzeleleyo kumaziko eenqwelo-moya kuba abavakhenkethi badla ngokungazi ukuba maxabiso amanani. Hlala unolwazi ngokukhangela ngokukhawuleza xa ufika kwisikhumulo se-moya, usebenzisa i-Wi-Fi yabo yamahhala. Kuthatha imizuzu emibini kodwa kunokukusindisa imali eninzi kunye nentlungu emva kamva.
Cinga ukubeka iKhadi leMali eliKhokhelwa kuqala
Ukuba uhamba ngekhadi lesikweletu esikhokhelwa ngaphambili, akukho nto ixhalabele ukuba kwenzeka ukuba ibiwe. Ukuba awunakugqithisela ngaphezulu kweedola ezingama-200 kwikhasi, akuyi kuba yilahleko enkulu imali ukuba ibiwe.
Qaphela Ekukhuselekeni kweeNqwelo-moya
Akunqabile, kodwa kwenzeka. Xa udlula ukhuseleko lwenqwelomoya, qiniseka ukubeka iibhegi zakho kwibhanti yokuthumelela njengoko uhamba ngokukhawuleza ukhuseleko. Oku kuthetha ukuba uya kulinda isikhwama sakho xa sifika kwesinye isiphelo, ukunciphisa ithuba lomnye umntu oyithathayo.