Qaphela: NgoNovemba 8, ngo-2016, urhulumente wase-Indiya wachaza ukuba onke amanqaku angama-rupie angama-500 kunye namanqaku angama-1,000 asemagqabini ayayeka ukufumana ithenda yomthetho ukususela ngoNovemba 9, 2016. Amanqaku ama-rupie angama-500 athatyathelwe ngamanqaku amatsha kunye no-2,000 Amanqaku e-rupee ayenziwe.
Iingxowa-mali zenkohliso yinkathazo enkulu eNdiya, kwaye iyancitshiswa kukuba iibhanki ziye zanciphisa ukufaka iifake-mboleki zemishini yomtshini.
Njengoko ndiyazi, andizange ndifumane imali engummangaliso waseNdiya. Nangona kunjalo, abanye abahlobo bam abazange banenhlanhla. Omnye umhlobo uye wafumana inqaku eliyi-1000 le-rupie, elivela kwi-ATM ebhankini, kwixesha elingaphezu kwesinye. Kuyamangalisa, kodwa kubonisa indlela enkulu ngayo ingxaki yemali ekhohlakeleyo eNdiya.
Ukuba kwenzeka ntoni kuwe, ungenza ntoni?
Ngaba Unako Ukubuyisela imali kwiBhanki?
NgoJulayi 2013, iBhanki ye-Reserve ye-Indiya (RBI) ikhishwe umyalelo owenzelwe ukwenza amabhanki aphendule ngakumbi ekufumaneni nasekukhutshweni kwamanqaku amathintelo avela kwi-circulation. Ukukhuthaza abathengi ukuba banikele amanqaku amathenda kwiibhanki, kunokuba bazame ukuzithengisa, umyalelo uthi amabhanki kufuneka amkele amanqaku aze abuyisele ixabiso njengalandelayo:
"I-Para 2 Ukufumanisa amanqaku enkohliso
i. Ukufunyanwa kwamanqaku enkohliso kufuneka kube kwi-ofisi yangaphambili / imali yesifuba kuphela. Amanqaku ebhanki xa kuthengiswa kwibalawuli zingakhangela ukuchaneka kwe-arithmetical kunye nokunye ukusilela njengokungathi kukho na amanqaku aphilileyo, kunye nekhredithi efanelekileyo edluliselwe kwi-akhawunti okanye ixabiso ngokutshintshwa kunikwe ...
iv. Akunjalo, amanqaku angamanga kufuneka abuyiselwe kumthengisi okanye abhujiswe ngamasebe ebhanki / ubuncwane. Ukungaphumeleli kweebhanki ukufaka amanqaku angqinileyo efunyenwe ekupheleni kwayo kuya kuthathwa njengokuba kuthatha inxaxheba ebhankini ebandakanyekayo, ekuhambiseni amanqaku angamanga kunye nesohlwayo siya kuthiwa "
Ngokubuyisela, i-RBI ithi iya kubuyiselwa imali engama-25% kwimali kwiibhanki.
"Para 11
i. Iibhanki ziya kuhlawulwa ngu-RBI kumlinganiselo we-25% wexabiso lemveli yeenkcazo ezingamanga 'zeedominational denomination above and above, zifunyenwe zize zabikwa kwiRBI kunye namagunya asePolisa .... "
Umyalelo ubonisa ngokucacileyo ibhanki ejongene nokufumanisa kunye nokuphazamiseka kwamanqaku okukhohlisa.
Ngokusekelwe kulo, kunokulindelwa ukuba xa ufumana inqaku elifakela kwi-bhanki, ungayinika imali yokubuyisela imali.
Inyaniso kukuba, ngelishwa, kunjalo.
I-wording yomyalelo ayikhokelekanga, akukho ndlela elula ekhoyo yokujongana nemali engamanga engeniswe kwiibhanki, iibhanki zisaqhubeka zilahlekelwe ngama-75% ebunini bomntu wemali, kwaye izikhokelo ezivela kwi-RBI zihlala zihlanjululwa.
Njengengxenye yenkqubo, kanye nefayili yenkohliso inikwe ibhanki, ingxelo yeNgxelo yokuqala (i-FIR) kufuneka ibhaliswe kwisikhululo samapolisa. Amapolisa aza kuqhuba uphando ngalo mbandela. Oku kubangela inzuzo enkulu yomthetho, apho abantu kunye neebhanki bafuna ukukuphepha. Abathengi kufuneka baqinisekise ukuba bafumene imali ekhohlakeleyo esuka kwibhankini-into enzima ukuyenza.
Ngenxa yoko, ngaphandle kokufakela i-FIR kunye namapolisa, ukuba ubuyisela inqaku elifakela kwibhanki ngethemba lokutshintshela okwenene, kuya kubakho ukuthathwa kwaye uya kushiyelwa ngaphandle!
Ukubuza indlela yokufumanisa amanqaku angamanga? Fumana okunye, kubandakanya kutheni ingxaki yemali yokukhohlisa inkulu kakhulu, kweli nqaku malunga ne -Indian currency fake kunye nendlela yokuyijonga ngayo.