Indlela le mboleko inceda ngayo abanini bezindlu ukuba baphathe ukwanda kweerhafu zendawo
I-Maryland yasekhaya yemali yesikweledu yintlawulo yerhafu yepropati eyenzelwe ukunceda abanini bezindlu balahlekise ezinye zeerhafu zabo zepropati ngokukhupha ukunyuswa kweerhafu kwipropati evunyelwe. Yonke inqila kunye nomasipala kufuneka unciphise ukunyuka kwayo kwiimvavanyo zayo zokuhlawula irhafu kwi-10 ekhulwini okanye ngaphantsi. Imimandla emininzi iphantsi kwelo phesenti ye-10.
Indlela iMarney Homestead yaseKhaya eDinganiswa ngayo
Ikhredithi yemakhaya ayiyikukhawulelisa ixabiso lemarike elivavanyweyo kwipropati kodwa empeleni inkokhelo ibalwe kuyo nayiphi na ukunyuka kovavanyo okungaphezulu kweepesenti ezili-10 (okanye i-cap ephantsi eyenziwe ngabarhulumente basekuhlaleni) ngonyaka owodwa.
Ngoko ke, abanini bezindlu bahlawula irhafu yepropati ngokubaluleka kwepropati yabo njengoko kubhengezwe kuhlolo lwaso lwangaphambili lwerhafu kunye naluphi na ukwanda kwexabiso ukuya kuma-10 ekhulwini kodwa akukho nto.
Ngokomzekelo, ukuba ipropati yakho yahlolwa ngaphambili kwi-100,000 yeedola, kodwa uhlolo olutsha luyi-$ 120,000 (i-20% ekhulisa), uza kuhlawula irhafu kuphela kwi-110,000, eyi-10 ekhulwini. Imirhumo ibalwa kwimali eyi-120 000 yexabiso ngoko ke ityala leerhafu ezifunekayo kwi-$ 10,000 liyakhutshwa.
Ikhredithi ibalwa ngokusekelwe kwikota ye-10 yepesenti yeRhafu yaseRondon yerhafu kunye neepesenti ezili-10 okanye ngaphantsi (njengoko kumiselwe oorhulumente basekuhlaleni) kwiirhafu zendawo.
Ngubani ofanelekayo kwi-Homestead Credit yaseMyanmar
Ikhredithi yaseHomestead isebenza kuphela kwiimpahla eziphathwe ngumnikazi. Ipropathi kufuneka ibe yindawo yokuhlala yokuhlala eyintloko, kwaye umnini unokufumana kuphela i-credit kwipropati enye ngonyaka. Kumelwe ukuba wayehlala kuyo ubuncinane kwiinyanga ezintandathu, kubandakanywa noJulayi 1 wonyaka apho i-credit eyenzayo.
Omnye umzekelo ukuba umnini akakwazi ukuhlala apho ngenxa yokugula okanye isidingo sokhathalelo olulodwa. Isibini esitshatileyo sinokuhlala kwindawo eyodwa kuphela.
Ukuba isicelo sekhredithi yomakhaya asihambisani nentlawulo yengeniso kunye neerekhodi zithuthi, abanini bezindlu baya kufuneka ukuba bangenise ubungqina obongezelelweyo kamva.
Indlela yokufaka isicelo kwi-Homestead Credit yaseMyanmar
Ukuba ipropati yakho ifanelekile kwi-credit card yasekhaya, iya kubalwa ngokuzenzekelayo kwesaziso sakho sovavanyo lwerhafu. Ngoko kubalulekile ukuba ulwazi malunga nokuba ipropati yendawo yokuhlala eyinqununu ilungile. Oku kufumaneka phezulu kwesaziso sakho sokuhlola.
Ngo-2007, i- General General Assembly yaseMadgan yenze umthetho owawufuna abanini bezindlu ukuba bazalise isicelo sesikhathi esisodwa sekhredithi yezindlu. Ukuba ipropati ikhethwe njengendawo yokuhlala enqununu, isicelo sifakwe nesaziso sakho sokuhlola irhafu. Kwaba nabanikazi bezindlu abaye bafumana inkokhelo ngaphambili kufuneka bafake isicelo ukuze baqhubeke befumana i-credit.
Kukho iimeko ezingenza ipropati ayinakufaneleka kwi-home homead credit. Ziquka
- Ukutshintshwa kubunikazi obutsha ngaloo nyaka.
- Utshintsho kwicandelo lokwahlulwa komhlaba, eliceliwe ngumnini wezindlu, okubangela ukwanda kwexabiso kwipropati.
- Inguqu enkulu ekusebenziseni kwipropati.
- Uvavanyo oludlulileyo lucacile ngokucacileyo.
Ngolwazi olutsha malunga nokufaneleka kunye nokuhlaziywa kwirejista yasekhaya yaseMaldin, tshekisha kwisebe likarhulumente yerhafu kunye novavanyo.