01 ngo 04
Hamba ngokuhleka, i-Hello Biometrics
Ukuba uhlawula yonke into ngeplastiki okanye usetyenziso lweselula xa useholide, lungele ulungelelaniso olutsha olulandelayo. Ukujonga kwixesha elizayo lokuthengwa kokuhamba, saphendukela kuCarolyn Balfany, i-Senior VP kunye neNtloko ye-US Delivery Delivery ye-MasterCard kwihlabathi jikelele.
Mayelana.com Iiholide Zentsapho: Kuthiweyo ukuba iindlela zokuhlawula ziza kutshintshwa ngaphezulu kwiminyaka emihlanu ezayo kunakuqala kwekhulu leminyaka. Ziziphi izinto eziphambili kunye nezolonwabo oluzayo kwaye kuza kuthini na umgca wesikhathi?
UCarolyn Balfany: Ixesha elizayo lokuhlawula akukona ngokukhetha ikhadi okanye i-smartphone. Ixesha elizayo leentlawulo malunga nokuba nazo zonke iinketho ezikhoyo kunye nabathengi banqume ukuba ngubani abathanda kakhulu-nokuguqula iingqondo zabo rhoqo xa behlawula into ethile.
Kuya kubakho ubuninzi bezinto eziza kuzayo kwiminyaka emihlanu ezayo-iintlawulo zefowuni zilapha kwaye zifumana ukukhawuleza, iimveliso zedijithali ezithandwayo kwi-intanethi kwaye zihamba ezitolo, kwaye i-biometric ngoku iiprogram zovavanyo eMelika.
Abanikazi bemimodeli ye-iPhone entsha bangokuhlawula iimpahla kubathengisi abakhulu, ngokukhuselekileyo nangokukhuselekileyo nge-Apple Pay. Ingundoqo ye-Apple Pay kukukhuseleko nokukhuseleko. Xa ukongeza i-credit card okanye i-debit card kwi-Apple Pay, amanani akho ekhadi awagcinwa kwi-iPhone nakwiiseva ze-Apple. Endaweni yoko, inombolo ye-akhawunti yecala ekhethekileyo ibelwe, ibhalwe ngekhowudi kwaye igcinwe ngokukhuselekileyo kwi-Element Safe kwidivayisi yakho. Intengiso nganye igunyazisiweyo ngekhowudi yexesha elilodwa elikhuselekileyo lokhuseleko.
Ukongeza kwi-Apple Pay, i-Samsung ikhiphe intlawulo yabo yeselula, i-Samsung Pay, iqhubeka nokukhawuleza. Njenge-Apple Pay, intengiso nganye eyenziwa kwiimodeli ezintsha zeGalaxy S kunye ne-S Edge igunyazisiweyo ngekhowudi enye yexesha elikhuselekileyo lokhuseleko. Ezi zimbini zenkxaso ye-MasterCard yomkhiqizo we-digital wallet, MasterPass, eyenza abathengi bahlawule ngekhadi lokubhalela, nasiphi na i-Intanethi okanye kwi-app, usebenzisa nayiphi na ifowuni kunye nokuphelisa isidingo esipheleleyo sokungenisa inkokhelo epheleleyo kunye neenkcukacha zokuthumela ngokuthenga.
Nangona iintlawulo zeemoto zizinto ezitsha ezinkulu, enye yezinto ezininzi ezinomdla eziza kukusebenzisa i-biometrics. I-Biometrics inokukunceda ukulwa nobuqhetseba bamakhadi obukhohlakeleyo / obubiweyo njengoko ukuhlanganiswa kwezwi kunye / okanye ukubonwa kombuso ngamafesta afaka ubungqina bomnini-khadi. Ukuzisa ukuqinisekiswa kwe-biometric kwi-MasterCard, i-MasterCard ithatha inxaxheba kwinani leenkqubo zokulinga kwihlabathi.
02 we 04
Kutheni ukuhlawula ngePlastiki kungekudala kuya kuphepheka
I-About.com Iiholide zentsapho: I-US iya ekugqibeleni iya kwinqanaba le-chip-card kamva kulo nyaka, oku kuthiwa liyinqanaba elikhulu kwixesha elizayo lokukhwabanisa nokukhwabanisa. Ngaba abathengi bayakubona nayiphi na inguqu okanye ngaba oku kuya kuba yintshukumo ehamba phambili?
UCarolyn Balfany: Ukufudukela kumakhadi e-chip e-US ngokwenene kuyona nto ibalulekileyo. Amakhadi e-Chip ngamakhredithi okanye amakhadi enkcitho aphethe iifompyutha zekhompyutheni ebusweni bekhadi, ukuze abathengi babone ngokucacileyo ukuba bathathi-nxaxheba kulo msebenzi. Amakhadi e-chip akwazi ukukhuseleka, ukuqonda kunye nokukhuseleka okuthe xa kuthengisa ukuba abathengi bahlawula ngamakhadi, abanxibelelwano, izithuthi ezihambayo okanye ezikude. Esikhundleni sokusula imivimbo emagqabini, amakhadi e-chip afakwe kwiimali zokugqibela zentlawulo. Ama-terminals ayalela abathengi ukuba bafake iinombolo ze-PIN (digit -and-PIN ) okanye batyikitye amagama abo (chip-and-signature). I-Intanethi, inkqubo yokuhlawula iyahlala efanayo-faka manani amanani ekhadi ukuthenga.
03 we 04
Yiyiphi ikhuselekileyo: Iikhadi leMatyala okanye iiCredit Debit?
I-About.com Iholide zentsapho: Abantu abaninzi basebenzisa amakhadi okutsalwa, amakhadi enkokhelo okanye ukuxuba abo babini ukuxhasa ngeeholide zabo. Ukusuka kumbono wokhuseleko, luhlobo luni lwamakhadi lunikeza uxolo olukhulu kwengqondo kwaye kutheni?
UCarolyn Balfany: I-differentiator eyintloko kunye ne-MasterCard ekufuneka ibone ukuba i-MasterCard ikhusela ukuthengiswa kwemali kunye nokuthenga ngetyala ngokulinganayo, ukubonelela ngeenkonzo ezikhuselekileyo zokukhusela, njenge-Zero Liability Protection, ukukunceda ukugcina abaphathi bamakhadi bekhuselekile. Kubaphathi bekhadi le-MasterCard, inkokhelo yentsholongwane isebenza ekuthengeni kwabo okwenziwe kwivenkile, ngefowuni, kwi-intanethi, okanye ngefowuni yeselula. Abanini bamakhadi abangekho uxanduva lokuthengiselana okungagunyaziswanga ukuba ukunyamekela kwakusetyenziselwa ukukhusela ikhadi kumlahleko okanye ukweba; kwaye ikhadi elilahlekileyo / elibiweyo libikwe ngokukhawuleza.
04 we 04
Ngaba i-Wifi yoluntu ekhuselekileyo yokwenza ukuthenga?
I-About.com Imiphumo Yentsapho: Xa sihamba, sihlala sizifumana singena kwiindawo zokuhlala zamahhala kwiindawo ezikarhulumente ezifana neehotele, iihotele kunye neefestile. Ngaba ukhuselekile ukuba uthenge ngekhadi lakho lesikweletu kulezo zicwangciso kwaye ngaba kukho naziphi na izicwangciso abahambi abafanele bazisebenzise?
UCarolyn Balfany: Abahambi kufuneka basebenzise isigwebo sabo xa besendleleni. Ukuba unyanzelekile ukuthenga okanye ukubhuka ihotele, yenza njalo ukwazi ukuba iZero Liability iya kukukhusela ekuthengeni okungagunyaziswanga ukuba i-akhawunti yakho ihlaselwe. Gcina ukwenza ukuthenga ukuba indawo ibonakala ingakhuselekanga okanye ukuba omnye umntu kwindawo ekuqhelekileyo ubonakala engenamdla kulokho okwenzayo.