Ngaba Ufuna Umshuwalense Ongaphezulu Ukuba Uceba Iholide yase-Irish?
Ukuthenga i-inshurensi yehambo yokuya eIreland yenye yezinto ... inkunkuma yemali, de uyenayo. Kwaye uninzi lwexesha awuyi kuyidinga, ngoko ngokuzayo uhamba uhamba "Ngaba ndifanele ndichithe imali leyo, kwakhona?" Makhe sijonge ukuba ufuna i-inshurensi eyongezelelweyo xa uceba iholide yase-Ireland.
Izinto ezifunekayo zifunyenwe
Izinto zokuqala kuqala - iIreland ayikho enye yezo ndawo apho i- ambulensi iya kuqulunqa kunye ne-paramedics zikwazisa ukuba zithatha iVisa, i-Mastercard, i-American Express kuqala kwaye ikusa kwisibhedlele yesibini.
Ukuba ugula okanye unengozi, uya kufumana unyango. Oku kungenakho ukukhululeka, kodwa ukukhwabanisa kuya kuqala emva kokuba intliziyo yakho iqalile ukubetha kwakhona kwaye uyeka ukuphuma.
Kuyafana neenkonzo ezizodwa ezifana nokuncediswa kolwandle okanye kwintaba, kusebenza nakwiRiphablikhi naseNyakatho ye-Ireland .
Kwiimeko ezinobungozi, ezifana nokulibala iyeza lakho kunye nokufuna umyalelo omtsha, uya kujongana necala eliphambili-kodwa oku kulawulwayo, ukutyelela kwi-GP (ugqirha wentsapho) uyakukubuyisela emva kwama-50 ukuya kuma-60 IiYurophu kwaye kuya kufuneka uhlawule amayeza ngokunjalo. Xa sicinga ukuba abaninzi abantu bahamba ngee-insurances bahamba ngokweqile, bathi, i-$ 100 ukuya kwii-200 zama-200 ... usengabomvu.
Ukuba i- flight yakho ibambezelekile okanye ikhanseliwe , umthetho we-EU uza kunceda ukuba ufumane ubuncinane imbuyekezo kunye ne-snack.
Kukho konke okunye, Kukho ... I-inshurensi yokuhamba
Ukujonga ngecandelo leenzuzo ze-inshurensi yokuhamba ngokuthe tye iyaxhamla - unxibelelwe kwizinto ezisisiseko kunye nezinto ezinokungabonakaliyo onokuzicingela (kodwa kunokuba akunjalo).
I-inshurensi yam yokuhamba, umzekelo, iquka ukuthunjwa nokuthunjwa. Eyona nto ivakalisa kakhulu ... de ufumanisa ukuba isamba esihlawulelwa ngu-10 € ngosuku ngemali engaphezulu kwe-300. Le nto iya kundenza ndikhululeke ngelixa i-warlord yesizwe ibuyisa umlenze wakhe emva kwam.
Iintlawulo omele uzijonge zi:
- Ukukhutshwa kohambo - kufuneka uhlawulelwe ixabiso elipheleleyo lohambo lokungenani kunye nokufihla kufuneka kufake konke ukukhansela (ngaphandle kobuhlungu, ngokuqinisekileyo).
- Ukuthengiswa kohambo - khangela ukuba uhlawulelwe iindleko ezongeziweyo xa kufuneka unqumle iholide yakho iifutshane ngezizathu ezibalulekileyo.
- Imithwalo - ihlala ilungele ukuba umthwalo wakho ugqunywe, nangona ukubiza ukuba kunokuba nzima kunokuba ucinge (ngenxa yokungena iirisithi njl njl.).
- Iindleko zezoNyango - izigidi ezimbalwa kufuneka zenze umsebenzi apha, zilungele ukukhuseleka kunexesha elidlulileyo emva koko.
- Ukuhlangula - khangela ukuba uhlanganiswe naluphi na umsebenzi wokuhlangula oza kuqaliswa egameni lakho, inokuba yindleko kakhulu.
- Ukubuyiselwa - khangela ukuba ukuhlaziywa kweentlupheko zabantu kuhlanganiswe, njengoko ukugqithisa kunzima kakhulu kohambo lwakho kungabangela ukuba ...
- Ukufa - iingenelo xa kunokufa kungekusetyenziso kuwe kodwa kunokuncedisa abathandekayo bakho ukuba babhekane nale ntlekele ngeendlela ezininzi. Ubuncinane kwicala lezemali. Kuhle ukuba nabo.
- Ukubuyela ekhaya - enye yeyona nto ibalulekileyo ye-inshurensi yokuhamba (kwimbono yam): kwenzekani emva kokuba usisinde kwisigaba esibalulekileyo? Indlu yendiza yendiza yendiza yomoya ixabisa, kufuneka ifakwe. Kwakhona kufuneka kubekho ukubuyiswa kwanoma yimuphi umntu ohlala kuyo.
Emva koko kukho ezinye izongezo ongakhetha kuzo ukunqumla - njengezinto ezixabisekileyo (ukuba ungathathi nantoni na, akudingeki ukuba uqinisekise nantoni), ukuphuculwa kwesibhedlele okanye inzuzo yokuhlambalaza okukhankanywe ngasentla. Nangona kunjalo, ukuba uhamba ngenzuzo ephezulu yezokwelapha, abo baya kuphonswa ngaphandle.
Ukugqithisa ngokweqile
I-inshurensi iyabancinci xa uvuma unyawo inxalenye yelwayo. Ngokomzekelo, abaqinisekisi base-Irish, banikezela isaphulelo esikhulu xa unempilo yomshuwalense wangasese. Ukwazi ukuba kuyo yonke into ayinakuze ihlawule i-Cent, nangakumbi kwiimeko ezinzulu.
Kwaye bonke abatshutshisi baninzi banikela ngokugqithiseleyo-leyo isisixa kufuneka uhlawule ngaphambi kokuba i-inshorensi ihlawulwe. Khetha okugqithiseleyo ongakufumana ngaphandle kokuphula i-bhanki, kwaye umomotheka xa ibhiliksi yakho yomshuwalense wehla.
Ngakolunye uhlangothi, ungahambi ubude obude kakhulu ukuze unciphise i-bhuloji yakho ye-inshurensi ngokugqithiseleyo. Ukuba ukwamkela ubuninzi obungenakukwazi ukufumana, unokuthi ungabikho ninshuwalense nhlobo. Futhi gcina iminwe yakho iwele kwiimeko zombini.
Ukubala okuyisiseko: ukuba ukugqithisa kwakho kukulingana ne-200 €, uhambo oluya e-A & E malunga ne-sprain okanye efanayo, kunye ne-painkillers yesigqirha oyifunayo, iya kuba yongaphezulu.
Kuthenga kuyo
Kulungile, kukho i-gazillion ye-inshurensi enikezela kwiwebhu kunye namanye amaninzi kwindawo yakho. Abanye banikezela ikhava ukusuka kumbalwa ambalwa ngosuku. Eyona nto ityebileyo. Kodwa uya kufuneka uthelekise amanani kunye neenzuzo zokuqinisekisa ukuba ufumana into efanelekileyo. Qaphela ukuba ii-website ezifanisa ukuthelekiswa kwexabiso zinganceda, kodwa ngamanye amaxesha zidibanisa umba kunye (ngokungabandakanyi zonke izibonelelo okanye ngokuthelekisa iipulo kunye namapheya).
Ukuthetha iipulo kunye neepereyitha - ndikwazi ukuba ne-inshorensi yam yokuhamba nge-€ 0.50 ngosuku, kodwa ndakhetha ukuhlawula i-€ 6.00 ngosuku. Yintoni eyenza ukuba ndibe ngumviwa "Idiot yeNyanga", kunene? Akunjalo-i-quote yokuqala yowomgaqo-nkqubo wokuhamba ngeendlela ezininzi ngonyaka kwaye "ngosuku" lwasasazeka kunyaka wonke, umgaqo-nkqubo wokuphela komgaqo-mali ulungelelaniswe kumhla wokuhamba. Enyanisweni, ndagcina malunga ne-50% kwi-bill yebhilikhi ngokuthatha inketho "eyabiza". Ukwazi ukuba andiyi kufuna i-inshurensi yokuhamba yonke loo nyaka.
Hlalani nibheka kumgca wezantsi ... kwaye ubuze i-inshurensi yakho yasekhaya okanye inshuwalense yemoto malunga neengxoxo ezikhethekileyo kunye, abaninzi baya kunika iipesenti ezongezelelweyo kwiimfuno zabathengi abakhona (umgo akakho, boo!).
Hayi, kwaye ugweme nayiphi na imzuzu-yokugqibela kwii-moya okanye kunjalo. Andikufumani enye into engabizi ngakumbi kunokuba isibonelelo esisisiseko esithathwe ngophando olusisiseko. Kananjalo ungavumeli i-agent yakho yokuhamba ingcinezela ukuba uthenge i-package yendlu yomshuwalense yendlu yangaphakathi (apho abenza njengomthengisi kunye nokufumana i-free).
Ekugqibeleni - Ngaba Unyanisekileyo Ufuna Intshuwalense?
Njengoko ndithethile ngentla - kungekhona ukuba awuyidingi. Ngelishwa, uya kufumanisa ukuba uyayidinga xa sele iphuzile ukufumana.
Ngoko zibuze: ngaba udla ukukhathazeka ngezinto ezinjalo?
Ukuba wenza, gcina ingqondo yakho ngokukhululeka ngokuthatha i-inshurensi yehambo efanelekileyo, ukubhala iindleko njengeendleko zokuhamba ongenakuziphepha (njengeentlawulo zesikhululo-moya okanye ezifanayo).
Ukuba awuyi ... kungani ufunda le nto?