Ukuqonda i-Inqwelo-mali ye-Travel ngaphambi kokuba uhambo oluya eFransi
I-inshurensi yokuhamba eFransi ibaluleke kakhulu phambi kokuba uzwe ngamazwe (okanye nakwasemakhaya ukuba sele ukhona) ukuhamba. Njengendwendwe, kubalulekile ukunquma ukuba ngaba ufuna i-inshurensi yokuhamba, kwaye isiphi isicwangciso esilungileyo, ngaphambi kokuba ushiye ekhaya. Nantsi isikhokelo kwiintlobo ezininzi zee-inshurensi zokuhamba kwaye kutheni kufuneka ukhangele oku.
Ngaphambi kokuba Uthenge iFransi Uhambo lwe-Inshorensi
Isinyathelo sokuqala kukujonga ngeprogram yakho yomshuwalense wezempilo kwaye ubone oko kugubungelayo.
Ukuba unyango olungxamisekileyo luya kugqitywa phesheya (kwaye ngaphandle kokuhlawula ngokukhawuleza okanye ukuchithwa, okanye uluhlu olude lokungabikho), ngoko ubuncinane uyazi ukuba imiba yonyango yohambo lwakho iya kugutywa. Kodwa kufuneka uqaphele ukuba kwenzeke okokugqithiseleyo xa ufumanisa ukuba kufuneka uthunyelwe ekhaya kwimeko engxamisekileyo.
I-inshorensi yokuhamba ngokuqhelekileyo iya kubandakanya ezinye izinto ezingaphezulu, ezifana nezindleko zokuthutha ekhaya ukuba unyango ukuba unesixakeka sonyango, kwaye ulahlekelwe imithwalo.
Iintlobo zase-France zihamba nge-Inshorensi
Ukuba uza kutyelela iFransi ixesha elide, kufuneka uthathe i-inshurensi yokuhamba. Kukho ukhetho oluninzi, ukuqala ngokulula. Le inshurensi yokuhamba iya kubhala izinto ezifana Nokuba kukho imali elahlekileyo ekuhambeni ekhutshiwe ngenxa yongxamiseko, imithwalo elahlekileyo kunye nezinye iimeko eziphuthumayo zonyango.
Unokuthenga i-inshurensi yexesha elifutshane elifanelekileyo lezonyango ukuba uhambe ngeentsuku ezi-15 kunye nomnyaka owodwa oquka unyango lwezifo.
Ukuba uceba ukutyelela unyaka okanye ngaphezulu, kukho iindlela ezininzi zokucwangciswa ngonyaka.
Ukuba ufuna i-visa ukutyelela iFransi, ubungqina benkxaso yezempilo buyimfuneko ngaphambi kokuba usebenzise.
Iindaba ezilungileyo kukuba inkqubo yokunakekelwa kwempilo yaseFransi iyamangalisa, kwaye imiselweyo ibekwe phezulu kuneleyo e-US nguMbutho WezeMpilo Wehlabathi.
Ngo-2017 kwathiwa yiyona nto ibhetele kwihlabathi.
Ukuthelekisa iFransi Ukuhamba ngeeNtshumo zeInnsurance
Ukuba ukhetha ukuthenga i-inshurensi yokuhamba, khangela isicwangciso esibandakanya:
- Unyango lwezengxamiseko nezifo. Ezinye izicwangciso ziquka intaba encinci yokufihlakeleyo (zithi i-$ 100) kwiimeko zengxakeko zamazinyo.
- Ukukhutshwa ngonyango ngokukhawuleza xa ufuna ukubuyela kwi-USA
- Ukuphazamiseka kokuhamba (okuqhelekileyo kukugubungela kuphela xa usweleka ilungu losapho okanye umonakalo kwikhaya lakho eliphambili).
- Iipolisi ezineentengo ezincinci (i-$ 100 okanye i-$ 250) kwaye ihlawula imali (ininzi-inshorensi yomhlaba wonke ihlawula iipesenti ezili-100 zeendleko zonyango).
- Ukuba uhamba rhoqo, qwalasela ubulungu bonyaka obunenkqubo yokukhutshwa kongxamiseko njengoMedjetAssist xa kufuneka uqhutywe ekhaya. Ungakhetha esinye isibhedlele e-USA uza kuthathwa.
Iimfumba zaseFransi zihamba nge-Inshorensi
Umthengi uqaphele iindleko ezilandelayo ngaphandle kwezinto:
- Thengeza ngezinga eliphezulu, kuqala. Zininzi izicwangciso ezinxulumene nazo zininzi kwiindleko.
- Jonga ixabiso elincinane ngokutshintshiselana neentengo ezidengekayo ze-$ 1,000 okanye i-$ 2,500.
- Yazi ukuba unyango lokubeleka kunye nokubeletha akunqabile.
- Ukugonywa ngamaxesha onke kunye nokunyanga okuthintelayo akunakufanekiswa.
- Imiqathango ekhona ngaphambili, ngokuqinisekileyo nantoni na eniphathwe ngayo ngaphambili okanye ukuba kufuneka ukuba wazi ukuba ikhona ngaphambili, ayifumanekanga. Eminye imigaqo-nkqubo yenza, kodwa ivumela ukufumana ingxelo (ngokuqhelekileyo ijikeleze i-$ 2,500) ngokuphindaphindiweyo kwimeko esele ikhona.
- Uninzi aluyi kukhangela ukulimala okuxhaswa ngexesha lotywala okanye kwiziyobisi.
- Ukuba ufumana i-inshorensi yangexesha elide ukwenzela ukuba uhlale uhlala phesheya kwelinye ilanga, khangela ukuba ufumene ukuba uya kugutywa xa ubuya e-US ukutyelela. Ezinye iinkqubo zifuna ukuba uthenge okunye xa uqala ixesha lakho lomgaqo-nkqubo.
Into ebalulekileyo kukukrokra umgaqo-nkqubo ngokwawo. Ufuna ukuhlawula ingqwalaselo elisondeleyo kwishedyuli yokubhengezwa okanye uluhlu lwezinzuzo, oluya kuthetha okubhekiswe kwinqanaba. INGABE ufunde ukuprintwa okuncinci; kunokukugcina imali xa ubiza into engagqithwanga.
Yintoni ebaluleke nakakhulu, nangona kunjalo, kukuhlolisisa okungafaniyo ukubona oko akuyi kukhonzwa. Yilapho abantu abaninzi beyothuka xa befumana unyango, emva koko bafunde ukuba ayifumanekanga.
Iindleko zeFransi Ihambo ye-inshurensi yokuhamba
I-Guard Guard yinkampani enye elawula i-inshurensi yokuhamba, kwaye unokufumana isicatshulwa kwisayithi yabo.