Iiplastiki, iKhadi le-ATM Ziyindlela ekhethekileyo
Ukuba uhlala eNtshonalanga, ngokukodwa eMntla Melika, amathuba okuhamba ngexesha elininzi ngekheshi yakho kwisikhwama sakho. Nangona kunjalo, abantu abaninzi baseMpuma Yurophu kunye neRashiya - basasebenzisa imali ngokuqhelekileyo. Kodwa ukusetyenziswa kwekhadi lokuthenga ngetyala kukhula minyaka yonke. Ukuba uhamba eRashiya, ukwazi imithetho yomdlalo eRashiya ngokumalunga nemali kwangaphambili yinto efanelekileyo. Nantsi i-skinny yangaphakathi.
01 ngo 04
Amakhadi aMatyala
Ngokuqhelekileyo, njengakanye kwenye indawo, sebenzisa kuphela ikhadi lekhredithi kwiindawo ezibonakala zikhuselekileyo kwaye zithembeke kuwe. Ukukhawulwa kwekhadi lokuthenga ngekhredithi, ukukhwabanisa, kunye nokwabiwa kwezinto ezibonakalayo zixhaphakile eRashiya, njengoko ziseNtshona, kwaye ke kuqiqweni ukuhlala uhlalutya ngokucophelela indawo ngaphambi kokuba unikele ngekhadi lesikweletu. Uninzi lweehotele kunye neendawo zokudlela zithabatha amakhadi ekrediti, kodwa iingxelo ze-Frommer zithi ezininzi iimyuziyam kunye nezitimela zithatha imali. I-Frommer ithi kwakhona i-MasterCard, i-Visa, ne-American Express yamkelwe kulo lonke ilizwe, kodwa awuyi kuba nelinen enjalo ngeKhadi le-Diner's or Discover.
02 we 04
Cards Debit
Uninzi lwama-ATM lwamkela amakhadi amaninzi kumazwe angaphandle, kwaye le yindlela efanelekileyo yokufumana imali eRashiya. Ama-ATM amaninzi afaka imali xa engekho ibhanki yakho, kwaye ezinye iibhanki zaseRashiya zongeza umrhumo omncinci wesibini. Ngoko kulungile ukufumana imali eninzi njengoko ucinga ukuba uya kuyidinga kwintengiso enye. Khumbula ukufumana inombolo yakho yePIN ngaphambi kokuba uhambe ekhaya kwaye usebenzise isilumkiso esifanayo kwi-ATM njengokuba wawuya ekhaya.
03 we 04
Iimvavanyo zokuhamba
Iitshekhi zokuhamba zazingavumelekanga kwiRashiya ngaphandle kweehotele kunye neevenkile. Ukuba le yindlela ekhethiweyo yokuphatha imali, khetha i-American Express ihlole, kuba ezinye iindidi azivunyelwanga kulo lonke elaseRashiya. Uhlolo lwabahambi luye lwaba lukhuni xa behamba kwelinye ilizwe kuba bekhuselekileyo kunokuba bathathe imali eninzi kwaye akudingeki batshintshwe. Xa uchitha enye ufumana utshintsho kwimali yelizwe lendawo. Abanye abantu bafumana i-checker's checks indlela elula kakhulu kunye nekhuselekileyo yokuphatha imali xa bephuma eUnited States, kodwa kunene isizathu esincinane sokusebenzisa ukuhlolwa kweendwendwe kuba unokufumana imali kuyo nayiphi na i-ATM eRussia.
04 we 04
Cash
I-Cash ayikho, yamkeleka yonke indawo. Ukuhlaselwa kwayo kubandakanya ukuthatha umngcipheko nokuthwala ubuninzi okanye ukushiya kwigumbi lehotele okanye ukuphuma ngenxa yokuba uthabatha imali encinane kwiATM ngexesha. Kufuneka ube neeruble ezimbalwa ukuhlawula iteksi, iminyuziyamu, iingcebiso kunye nezinto ezinjalo, kunye nokuthenga okuncinci. Kodwa ngokubanzi, kukhuselekile ukuba ucinge ukuba ungasebenzisa imali yaseRussia ngendlela efana neyokwenza ngayo ekhaya laseMerika. Iingxelo zeAmermer ukuba kunokuba kunzima ukutshintshela iidola kumaRuble eUnited States kwaye ezo zintengiselwano zenziwa rhoqo eRashiya. I-Atmer icebisa ukuba amaxabiso okutshintshiselana aphezulu kumahotele kunokuba asebhentshini zentengiso zendawo.