Izinto ofuna ukuzazi malunga nokuhamba ngekhadi le-ATM
Kwakuqhele ukuba umhambi waseYurophu owaziyo ulayishe kwi-Checks Traveler's Checks ngaphambi kokuya kwinqwelo, ngokulindelekileyo ukuba alindele ukuma emgceni webhanki ende ukuze ahlawule imali embalwa kuyo yonke intsuku yeentsuku. Hayi kwakhona. Ukusetyenziswa kwe-ATM, xa ixabiso leenkokheli ekuguqulwa kwemali kubahambi, liye linciphisa iCandelo leTyelelo lokuHlola.
Iindaba ezimbi kukuba abantu ababhankini bayakubona. Njengomfanekiso we-loony ungacinga iimpawu ezinkulu ze dollar eziya kwii-eyeballs njengoko zifunda iingxelo zemali ephuma kwi-ATMS yaseYurophu.
Imali yongezwa ngokukhawuleza ekucebiseni i-coffers. Sekunjalo, nangona ezo ntlawulo zenze ukuba kubiza ukusebenzisa i-credit okanye debit card ukuze ufumane imali kwi-ATM eYurophu, kuseyona ndlela ebiza kakhulu kunye neyona ndlela ilula kakhulu yokufumana imali yendawo kule mihla.
Ngoko ungesabi ukusebenzisa ikhadi lakho ukufikelela imali kwi-ATM yaseYurophu. Ukuba ukhangele ikariti oyisebenzisayo eYurophu, khangela iMali yokuguqula iMali yamakhadi athandwayo. Emva koko sebenzisa i-ATM Finder ukuqinisekisa ukuba kukho i-ATM apho uya khona (baninzi kule mihla; andizange ndibe neengxaki zokufumana imali eYurophu).
Ukuba ucela umshini we- ATM , qaphela ukuba zibizwa ngokuba ngama-cashpoints e-UK okanye kwi-Bankomat e-Italy.
Iingcebiso kunye neendlela ze-ATM
- Nciphisa iPIN yakho . Ukuba i-PIN yakho ide kunamadijithi amane, ungadinga ukufumana inamba entsha. Amatshini amaninzi angaphandle awakuthandi iikhowudi okanye iinkcukacha kwi-PIN. Unokufumana iileta eziguqulelwe kumanani ngokucela ibhanki yakho.
- Tshela 'em Uza kuba uhambo . Oku kubaluleke kakhulu. Ngaphambi kokuba uhambe, qinisekisa ukuba ubiza umnxeba emva kwekhadi lakho okanye kwikhadi lebhanki kwaye wazise inkampani yakho yemihla yokuhamba. Ngaphandle koko baya kukuvumela ukuthengiswa kokuqala kwaye mhlawumbi balahla abanye ngokusola ukuba ikhadi lakho lisetyenziswe ngumfokazi kwindawo engavamile.
- Ukhuphe ngaphandle. Ukwenza ukuhoxiswa kwamancinci amancinci kwandisa inani lemirhumo yomsebenzi ngamnye. Yenza okuninzi njengoko unako kwaye uyibeke kwindawo ephephile.
- Musa ukuxhomekeka . Ukuba uphantse ngaphandle kwemali uzaliswe ngethuba lokuqala-ungalindeli uze uqukumbele kwi-burg encane encane kunye ne-ATM eyodwa engasebenzi. Baphumelela ngemali ngamanye amaxesha.
- U vavanyo! Qinisekisa ukuba ikhadi lakho lisebenza. Musa ukusiqhawula kuphela iphepha elixhasayo kwaye uyifake ebhanti yakho yemali endleleni yakho eya eMunich - zama kwi-ATM ekhaya lokuqala.
- Yazi amanani akho . Qinisekisa ukuba othile ekhaya ofikeleleka ngexesha uhlala eholide unolwazi lwekhadi lakho lesikweletu. Ndiyathetha umntu othembelayo, kunjalo. Yenza ikopi yekhadi lakho kwaye uyithathe kunye nawe-kwaye uyigcine kwindawo eyahlukileyo ukusuka apho uphethe ikhadi lakho.
- Thatha amabini, awazi . Yiba nekhadi eyahlukileyo ukuze ube ne-backup. Yenze ibhanki eyahlukileyo ukuze ufikeleleke kumashishini angaphezulu.
- Jonga ngeveki . Kukho iingxelo ukuba ezinye iibhanki zaseYurophu aziyizihlaziyi iinkcukacha zabo ngeveki. Oko kuthetha ukuba ukuba unqamle umphezulu ngoLwesihlanu, awukwazi ukufumana imali ethe xaxa kule khadi kude kube ngoMvulo kusasa.
- Thola i- Chip kunye nePin . Amabhanki ase-US a (ekugqibeleni!) Aqala ukukhupha i-chip ekhuselekileyo ngakumbi kunye nekhadi lokukhangela kunye nekhadi lesikweletu, eYurophu esebenzisayo iminyaka kwaye isiseko sendawo senze ukuthengiselana okukhuselekileyo kunye namakhadi anzima kakhulu clone.
Ezinye iindlela zokuthenga i-credit card okanye i-debit card: Iikhodi zokuhamba zexabiso ezihlawulwa okanye ezigcinwe
Enye indlela abanye abantu abayifumanayo bayayibonakalisa ikhadi elihlawulwa kuqala. Umgaqo yile: uceba iindleko zakho zokuhamba, wongeza iindleko ezingabonakali, kwaye ufake loo mali kwi-akhawunti efikeleleke kumakhadi okuhamba oyalela ngawo. Awuboleki imali yebhanki - uyenzela ukuba imali yakho ifumaneke ngeATM. Ikhadi elithandwayo yi-Visa TravelMoney Card. Utshintsho lwekhadi lufumaneka kwakhona nge-AAA yakho yangingqi.
Izinzuzo zeKhadi lexabiso eligcinwe:
- Akukho khangela lokuthenga ngetyala, njengoko usebenzisa imali yakho.
- Unokufumana amakhadi kuyo yonke intsapho, kwaye ube nokulawula imida yokuchitha nganye.
- Ukungena okuphazamiseka kwimali yakho ukuba ikhadi lakho lilahlekile okanye libiwe xa uthatha ikhadi lesibini elikhuphayo kunye nawe.
Igama lokugqibela: Nguyiphi imali endiyithathayo eYurophu
Kulungile, ngoko nonke nisetyenziselwa ukuhlaselwa kuma-ATM aseYurophu. Unamakhadi ambalwa kunye nesicwangciso. UDoncha uziva nje into encinci malunga nento yonke?
Ndiyazi ukuba ndenza. Ngokuqinisekileyo, abantu banditsho njalo kukho i-ATM esebenzayo kwi-moya. Kutheni ukuzisa nayiphi na imali? Ukuhlolwa kweendwendwe - kunjalo, kakuhle, 90!
Ndiyathanda ukuzisa imali engama-dollar angama-dollar yokuqala yokuqala apho ndiza kuhlangana nayo. Ngokuqinisekileyo, kwimeko yam ebhakabhaka, i-jet-lagged state ndikwazi ukuqhubela kwi-ATM ngelixa iigoksi zam zixhamla kwibhande lokuthutha kwaye zithole imali. Kungumnandi ukwazi ukuba ndiyakwazi ukusebenza kweli lizwe ngokukhawuleza kwinqwelo, ngaphandle kwamangalisa.
(Ndandisoloko ndithatha i-checkers travelers of 500 dollars) ndifumana i-AAA yangasese ngaphandle kwemali.
Ngoko kunjalo. Jabulela uhambo lwakho ukuya eYurophu. Yaye qiniseka ukuba usixelele ngokuthumela ingxelo yohambo kwiforum yethu.