Ngaphandle kokuba uhamba ngeenqanawa ezibandakanya yonke indawo, uya kufuneka uhlawule ubuncinane ezinye iimpahla kunye neenkonzo e-Ireland. Ngokukhawuleza, unokucinga-nje ukubetha iplastiki. Akukhawulezi ngokukhawuleza: imali yindlela yokugqibela yentlawulo kwaye iyakwamkelwa yonke indawo, eqinisweni, imali ikhethwa ngamanani amaninzi, ngelixa iikratshi zemali kunye nokuhlolwa kweendwendwe kufuneka kubonakale njengenye enye imali.
Kukho iingcipheko ezingalindelekanga ukuthembela kwimali xa uvakashela i-Ireland, njengoko unokufuneka uhlangabezane neemali ezimbini ezahlukeneyo: IRiphablikhi yinxalenye ye-Eurozone ngelixa i- Northern Ireland isebenzisa iiPounds zeSterling. Iindaba ezilungileyo kukuba, kwimimandla emida, zombini zeemali ziyakuthi zamukelwe kodwa akufanele zithathwe ngokungenakuze.
Ngokubanzi, ukusebenzisa imali okanye iplastiki e-Ireland kungabangela ukuba kubekho iingxaki, kodwa kubalulekile ukuba uhlaziye ulwazi lwakho lwemali yendawo kunye neendlela zokuthengwa kwemali ezikhoyo xa uhamba phesheya. Ukulungiswa okuncinci kuya kukuthintela ukuba uhlawule kwiimeko ezinzima okanye uhlangabezane nesimo esinzima apho ungakwazi ukuhlawula khona.
IiYurophu neentente
Nazi iinkalo ezibalulekileyo omele wazi malunga neYuro esebenzisiweyo kwiRiphabhliki yase-Ireland:
I-Euro enye (i-€) ine-100 Cent (c) kunye neengqekembe zifumaneka kwiinkonzo ze-1 c, 2 c, 5 c (bonke ubhedu), 10 c, 20 c, 50 c (yonke igolide), i-€ 1 ne-€ 2 ( isilivere ngegolide).
Nangona idizayini yecala eliphethe amanani lugxininiswe kulo lonke i-Eurozone i-reverse yindlela yokwakhiwa kwendawo-e-Ireland, uya kufumana idizayini kunye nehabhu yase-Ireland.
Iingxowa-mali ze-Euro ezingekho phantsi kwe-Irish zithenda zomthetho, kodwa qaphela ukuba oomatshini abathile baya kwamkela i-euro engekho i-Irish ngexabiso lokunyengela (zama, zama kwakhona) okanye akunjalo.
Iingqekembe zeSpeyin ziyaziwayo kwiSebe elikugqibela kwaye zinokuba yintloko ekhwela kwii-tobobo ezizenzekelayo kwiimoto .
Iimali zeBhanki zilinganiselwe ngokupheleleyo kwi-Eurozone kwaye eziqhelekileyo ziyafumaneka kwiinkonzo ze-€ 5, i-€ 10, i-€ 20 kunye ne-€ 50. Amaziko aphezulu (€ 100, i-€ 200 kunye ne-€ 500) ayifumaneka, kodwa abunqabileyo, kunye nabathengisi banokwenqaba kubo. Ukuphuculwa kwendlela yokwakha kunye nomgangatho wephepha kukhokelela kwiinguqu ezimbini ze-€ 5, i-€ 10 kunye ne-20, amanqaku angama-20, kunye nabasemdala abasamkelekileyo kodwa basenkundleni yokukhutshwa.
Qaphela ukuba iindleko zemveliso yee-1 nee-2 zeemali ze-Cent zingaphaya kwexabiso lazo lokuzibiza, ngoko ke ziyakususwa. E-Ireland, "inkqubo yokujikeleza" yaqaliswa ngo-2015, ukwenzela ukuba i-total transaction iya kubalwa (phezulu okanye ngaphantsi) ukuya kwi-5 Cents esondeleyo. Ngako oko isamba, umzekelo wokuphela kwi-11 okanye kwi-12 Cents iya kuhlaziywa ukuya kwi-10 Cents, 13,14, 16, ne-17 Cents iya kubalwa ukuya kwi-15 Cents, 18 ne-19 Cents iya kubalwa ukuya kuma-20 eCents. Ekuhambeni kwexesha, awuyi kuba ngaphaya kokungcono okanye okubi nakakhulu kunaphambili.
Amapounds kunye namaPennies
Nazi iinkalo ezibalulekileyo ozifunayo ukuze wazi ngePound elisetyenziswe eNyakatho ye-Ireland:
Inye yePound Sterling (£) i-100 Ipence (p) kunye neengqekembe zifumaneka kwiinkonzo ze-1 p, 2 p (zonke zobhedu), 5 p, 10 p, 20 p, 50 p (yonke isilivere), i-£ 1 (igolide) kunye ne-£ 2 (isilivere ngegolide). Iimali ze-50 c ne-£ 1 zingabinemifanekiso yokukhumbula okanye yangaphakathi.
Iimali zeBhanki zifumaneka kwiinkonzo ze-£ 5, i-£ 10 ne-£ 20. Iinkcukacha eziphezulu ze-£ 50 zikhoyo, kodwa zincabile, kwaye abanye abathengisi banako ukuwanqaba.
Kodwa kufuneka ukwazi ukuba iibhanki zaseBrithani zikhutshwa ngamabhanki ngamnye ngaphandle kwegunya eliphambili, kwaye uya kufumana ukuba ibhanki nganye isebenzisa isakhiwo sayo. Ngaphandle kwamanqaku akhutshwe yiBhanki yaseNgilani, uya kufumana amanqaku avela kumabhanki aseMntla yase-Ireland kunye neBhanki yase-Ireland, kunye kunye nawe unokufumana amanqaku eScottish njengenguqu. Yonke imali efanelekileyo kodwa iimveliso ezahlukeneyo zingadideka.
Ukongeza, iBhanki yeNyakatho ngoku iyingxenye ye-Danske Bank, ekhupha amaPounds eSterling ngegama leenkampani zaseDenmark. Konke oku kuya kubangela kuphela iingxaki ukuba unayo imali eninzi xa usuka ekhaya. Amanqaku angakhange akhishwe yiBhanki yaseNgilani kunokuba nzima ukutshintshiselana kwakhona kwilizwe lakho, ngoko bachithe kuqala!
Ukujikeleza njengoko kuchaziwe ngasentla akuyona into eyenziwa eMntla Ireland.
Ukuthengwa kweMida
Uninzi lweevenkile kwimida yeemida ziguquguqukayo ngemali kwaye uyayifumana imali yangaphandle yaseYaren (ngokwamaxesha amnandi). Kodwa ke uya kufumana utshintsho kwimali yendawo. Indawo enye apho uya kufumana ukuguquguquka kwemali kwi-imitha yokupaka engavumelekanga eya kwamkela i-Euro kwiNorthern Ireland.
Iplastiki iFantastic
Amakhadi eemboleko awamkeleka yonke indawo e-Ireland, kunye neVisa kunye ne-Mastercard eyaziwayo. Ukwamkelwa kwamakhadi ase-American Express kunye neeDiners kugqityiweyo kwaye iikhadi zeJCB zingaziwa. Njengoko e-US, kunokunokuba negama elincinci lokuthengwa kwiivenkile ezininzi-akukho kharityhulam yokuthengiselana ngezantsi kwe-€ 10 okanye ngisho ne-£ 20-kwaye uqaphele ukuba umthengisi uhlawule ngemali yakho "ngokulula." Unxininise ekuhlawuleni kwiipounds zeSterling okanye iiYuro xa uthengisa iimpahla, kungekhona kwiiDola. Xa kukuhlawula ngemali yakho, umrhwebi usebenzisa inqanaba lakhe lokutshintshiselana, eliza kuba lilungele kakhulu kuye kwaye mhlawumbi kunokushiya uhlawule okongeziweyo.
Amakhadi e-Debit ayamkelwa ngokubanzi, kodwa kufuneka uhlolisise nomnikezeli wakho wekhadi ngolwazi malunga neentlawulo ngaphambi kokuhamba. E-Ireland, isici "cashback" xa sithenga, sinokwenzeka kwezinye ivenkile. Uninzi lwama-ATM (olubizwa ngokuba yi "Hole eWongeni" okanye oomatshini bemali kuphela) liya kwamkela amakhadi ekredithi ngokukhishwa kwemali, kodwa khangela iirhafu zokuqhubela phambili kwemali kunye nokuthengiswa kwamanye amazwe kunye nekhampani lakho lekhadi lekhredithi kuqala. Ukukhwela kwekhadi lokuthenga ngetyala kuhla, kodwa kusekho ingozi. Ngoko jonga uphi naziphi na iziphene kwi-ATM ezikhangelekisayo.
Qaphela: eNyakatho ye-Ireland, kuphela amakhadi ekwereti esebenzisa "inkqubo ye- chip kunye ne-PIN " yamkelwe kwiivenkile. KwiRiphablikhi, izinto zihamba ngale ndlela.
Iimviwo zokuBakho kunye noTyelelo
Iicandelo leeKhenketho ezazisetyenziselwa ukuba zikhuseleke kwaye zilungele ukufumana imali kunye namakhadi-ngxowa-mali kodwa nakwimbali azizange zamukelwe ngaphandle kweendawo ezinkulu zokutyelela. Ezi ntsuku, ngokuqinisekileyo zijongene nokuphela. Abaninzi abahwebi abayi kuba samkela kwakhona kwaye uya kuba neengxaki zokutshintshana kwiibhanki ezininzi.
Uhlolisiso lobuqu, ngokuqhelekileyo luthetha, aluvunyelwanga nhlobo. Ngokukodwa hayi abo bavela kwiibhanki ezingezizo.