Awuyi kukukholelwa ubude abaya kuba
Nangona ndandibuza esidlangalaleni ukuba luncedo "lokukhangela ukuhamba" kwindwendwe yam, ndihlala ndigcina ukuba abantu abenzayo bafanelwe inhlonipho enkulu ngokunyaniseka kwabo. Ndicinga abantu abathanda i-Points Guy kunye neLucky ye-One Mile ngexesha, ukubiza nje ngeendlela ezimbalwa ezidumileyo zokuhamba.
Ngenxa yale ngxowa-mali inikezelwa, ndiya kubuya kwinqanaba lokuba phantsi kwebhokisi ye-blog ekhonkxwe apha ngasentla, okokuthi imatriki yokuhamba ngokukhawuleza idinga isixa esikhulu kakhulu ukuvelisa ukubuyisela-intsha-mali, ngokuqinisekileyo enye enkulu ngokwaneleyo ukudala ibhinqa elijikeleze kulo, njengabafana abathandekayo endithe ndatshoyo.
Enyanisweni, ngelixa andiyikugxotha malunga namasu nawuphi na umntu osebenzisayo, ndiya kuhamba inyathelo elinye ngaphaya kwindlela eqhelekileyo: Ukuhamba ngokukhenketha okuhambayo kufuna i-tactics edibeneyo, ngokufanelekileyo, kwaye ingenakuziphatha. Kwimeko kwinqanaba, into ebizwa ngokuba yi-colloquially "njengetyenziweyo."
Ukukhwela ukuhamba: I-Credit Card Method
Ngenxa yexesha elininzi lokuhamba ngokukhawuleza likhona, amanqaku ekhadi lokuthenga ngetyala ayenalo kuphela isicwangciso sesicwangciso esipheleleyo. Abahlaseli bahambayo baya kufaka izicelo zekhadi lokuthenga ngetyala ukwenzela ukuba bafumane ibhonasi yokubhalisa ngokukhululekile, basebenzise ukufumana amaphulo okuchitha imali, kwaye baqokelele ipesenteji ezithile zeekhilomitha zabo kunye neengongoma ukuze bakhuphe ukuhamba kwamahhala, kuba okokuqala iikitikiti zendiza zezoshishino, amagumbi ehotele kunye nama-suite, okanye nayiphi na into ayithandayo.
Kungekudala, nangona kunjalo, njengoko iinkqubo zokunyaniseka kweenqwelo zomoya ziqhubeka zifumana ukulinganisa okungakaze kwenzeke ngaphambili, amakhadi ekweretheni ahambayo abe ngumthombo oyintloko weengongoma ezixabisekileyo-kwaye, ngamanqaku athile, kuphela.
Amaxesha amanqamlezo abiza ukuba amanyathelo angqongqo, kokubili ukuhamba kunye nobomi.
Yenza umzekelo wokuThengisa
Enye yezindlela eziphambili ezihamba ngabagxeki baye bafunda ukugqithisela imali yabo (kwaye, ngoko ke, iikhilomitha / amaphulo abo) kukudala ukuchitha imali ngaphandle kwomoya ococekileyo. Eyaziwa ngokuba "yintlawulo eyenziweyo," le nkqubo iquka ukuthenga izixhobo ezinokukhutshwa ngemali, ngokukhululekileyo okanye ngokuncinci, ngoko usebenzisa imali ekhoyo ukuhlawula ikhadi lesikweletu, ukufumana amaphulo kwenkqubo.
Makhe sithi, umzekelo, unxweme elingu-10,000 lwamanxweme enqwenela ukuyithatha, kwaye awunalo ixesha lokulinda ukuchitha i-$ 10,000 ngendlela engokwemvelo. Ngokomxholo wenkcitho eyenziweyo, ungathenga kuphela i-Visa okanye i-American Express yesipho sesipho se-Visa okanye uthumela imali usebenzisa i-akhawunti ye-Amazon Payments, phakathi kwezinye iindlela. Ngokucacileyo, ukuba unayo ikhadi lekhredithi apho ufumana imali engaphezulu kweyodwa nge dollar esetyenzisiweyo, isixa "sokuchitha" kufuneka ukuba "senze" sinciphisa ngokulinganayo.
Nangona ukusetyenziswa kwezinto ezizenziweyo ezifana nalezi, ubuncinane kumzuzwana, zomthetho, zithandabuzwa ngokungathandabuzekiyo, ukungabi nantoni yokuxhatshazwa kwabo kokubandakanya.
Ezinye iindlela zokuThengisa okuThengiweyo
Ufuna ukufumana amaninzi amanqaku ekusebenziseni amakhadi ekwereti ehambo, kodwa ungafuni ukuziphatha njengesixhobo esipheleleyo ukuze wenze njalo? Indlela elula yokwenza oku kukungena kumkhwa wokusebenzisa iikhadi lakho lokuthenga ngetyala (credit card) lokuzikhethela kuzo zonke izinto zokuthenga kwakho, ngoko (ngokuqinisekileyo) ukuzihlawula ngokupheleleyo. Ngaloo ndlela, ufumana inqaku (okanye ngaphezulu) kuyo yonke idola oyisebenzisayo.
Ukuthabatha oku kwelinye iqanaba, unokwenza ubuchule obukhulu okanye obukhulu malunga nexesha oyaziyo ukuba uya kusebenzisa amanqaku amaninzi.
Umzekelo, ukuba umthengi onikeziweyo uyakuvumela, ungasebenzisa ikhadi lakho lekredithi yokuhamba ukuthenga imoto entsha (ukukhangela amashumi amawaka eengongoma, kuxhomekeke kwisithuthi), ukuhlawula umrhumo wakho werhafu okanye ukuhlawula irenti yakho okanye mboleko nganye nyanga. Amathuba (kwaye, ngokwenene, amathuba okufumana imali) apheliyo, nangona kunjalo nangona ukhetha ukuzibandakanya kwi-shadiness yechcitho ezenziweyo.