Sonke siyivile ibinzana - musa ukubeka onke amaqanda akho ngebhasikidi enye - kwaye lo mgaqo usebenza ngokuthe ngqo kwindlela ofanele ukulawula ngayo iinkqubo zakho zokunyaniseka kwezohambo. Ukusasaza inceba yokunyaniseka, okanye ukuthatha inxaxheba kwiinkqubo ezininzi zokunyaniseka ngexesha elilodwa, isicwangciso esiqilileyo sokufumana iinjongo zokuhamba kunye neekhilomitha ngokufanelekileyo.
Zininzi iinkqubo zokunyaniseka zininzi? Ewe, impendulo yinto elula - ngokwenene awukwazi ukubaninzi.
Nangona ukugcina umkhondo weenkqubo ezininzi zokunyaniseka kunokubonakalisa njengomsebenzi onzima, kulungele ixesha elichithwe ukufumana amanqaku amaninzi njengoko unakho kwiinkqubo ezahlukeneyo. Ukuba uya kuchitha imali kwihotele okanye nge-airline, akukho sizathu sokuba ungajoyina inkqubo yabo yokunyaniseka uze ufumane amanqaku afanayo azayo kunye nokuphathwa kwakho. Kwaye ngelixa sithethe ngokuqhelekileyo ukuhamba ngokukhululeka okanye ukuhlala kwehotele njengephelo lokugqibela lwamava enkqubo yokwethembeka, kunamathuba amaninzi okusebenzisa amanqanaba amancinane amaphulo kunye neekhilomitha ukugcina i-wallet yakho igcwele kwaye amava okuhamba alula.
Izulu alikho ixesha elide
Kanye nje ngomvuzo wamakhadi-ngetyala, phantse yonke i-airline kunye nekhenketho yehotele inenkqubo yokwethembeka, inika amaphupha okanye iikhilomitha ngokubuyisela ukuxhaswa kwakho. Iprogram nganye yemivuzo inezinto zayo ezikhethekileyo kunye ne-idiosyncrasies-kodwa phantse yonke inkqubo inika iindlela ezingaphandle kwendiza yendiza yamahhala okanye igumbi lehotele eliphuculweyo ukuchitha iindawo zakho.
Ngokomzekelo, iinkqubo ezininzi zokunyaniseka kukuvumela ukuba uzikhulule amaziko akho ukuphucula amava akho okuhamba-nokuba ufuna ihotele ukuba uchithe ubusuku, imoto yokuqashisa okanye neminye imisebenzi yokongeza ihambo zakho ezifana nokuphuma kwegalufu okanye ipakethe ye-spa.
Ukongezelela, ezininzi iinkqubo zokunyaniseka zikwavumela ukuba uchithe iingongoma kwizinto ezingahambelani nokuhamba.
Ngaba unayo iliso lakho kwiGoPro okanye uMichael Kors? Cinga ukusebenzisa inkqubo yakho yokwethembeka ukuthenga ezi zinto. AmaFayili eFrontier Amaxesha okuqala abuye abuye ahlawulele amamayela abo ngokubhengezwa kwamaphephancwadi agqityiweyo kwiminyaka yamaphephancwadi aphezulu. Amalungu e-Rapid Rewards Amakhadi aKharityhulam angaphantsi angasetyenziselwa ukusebenzisa amanqaku abo kwizinto ezahlukeneyo ezibandakanya yonke into esuka kwimpahla yokufaneleka kunye nezinto eziphathekayo kwi-electronics kunye namakhadi wesipho. Yaye kunye ne-American Airlines, ii-2,500 iiekhilomitha ziyakuthengisa u-LifeLock ukukhusela ulwaphulo lobunikazi beenyanga ezi-6 ukuqinisekisa ukuba ulwazi lwakho luhlala lugcinwa ekhaya nakwamanye amazwe.
Kudluliselwa kwezinye iiprogram
Enye inzuzo ekufumaneni amaphulo kunye neekhilomitha kwiinkqubo ezininzi kukuba ngamaxesha amaninzi unako ukudibanisa umvuzo wakho kwiprogram enye okanye utshintshisane nabo ngamaphuzu kunye nenkqubo yokwethembeka. Umzekelo, iSouthwest Airlines ivumela amalungu ukuba aguqulwe amaphulo ehotele azuze kwiMarriott Rewards, i-Hyatt Gold Passport, iiprogram ze-Priice Privileges kunye neminye imivuzo kwi-Southwest Rapid Rewards.
Cash It In
Enye indlela yokusebenzisa loo mayela kunye namaphuzu atholakele kwinkqubo yokunyaniseka kukuguqula imali ekhuni. Iingqinisiso zokunyaniseka kweWallet kukuvumela ukuba uthengise kwiindawo kunye neekhilomitha ngokutshintshana ngamakhadi wesipho kubathengisi abaphezulu kunye neenkonzo ezifana neCash for My Miles kunye nokufumana imivuzo Ikheshi inokukunceda ukuba uthengise iikhilomitha zakho.
Umbutho yiyo yonke into
Ngoku uyazi iinzuzo zokufumana iinkqubo ezininzi zokunyaniseka ngokukhawuleza kunye nazo zonke izinto ongayenza ngayo le mivuzo, kodwa kubalulekile ukuba ulandele onke amanqaku akho kwaye ungawavumeli ukuba aphelelwe lixesha ngaphambi kokuba ube nelithuba lokuguqula okanye benzise. Njengokuba yonke inkqubo yokunyaniseka iyingqayizivele, ngokunjalo yimigaqo-nkqubo yokuphela kweekhilomitha kunye neengongoma kwiiprogram. Kwaye ke, cinga ukusebenzisa iiplatifomu ezifana nePowmark Loyalty Wallet, i-AwardWallet okanye i-Tripit, ukulawula onke amanqaku akho athembekileyo kwisigqeba esisodwa kwaye uzenzele uluvo olugqithisileyo lwamanqaku amaninzi oye wawafumana kuzo zonke iinkqubo.