Imali yaseKalaala

Isingeniso kuMalasian Ringgit

Imali eKuala Lumpur yi-Malaysian ringgit.

Ukujongana nemali engaqhelekanga ngenye yemingeni ekhethekileyo yemihla ngemihla ebhekene nabahambi. Okokuqala, kuya kufuneka ufumane iindlela ezilungileyo zokufumana imali yangaphandle ngaphandle kokwenza i-middledlemen ecebileyo. Xa uhlawula, kuya kufuneka wenze inqanaba lokutshintshela entloko yakho kwaye ufune ukufumana iimpawu ezifanelekileyo kwisikhwama sakho, mhlawumbi ngabantu abanomonde ababethelela iinzwane emgceni emva kwakho.

Ngethamsanqa, ukusebenza kunye nemali eMalaysia kukuthe ngqo, ngokungafani neIndiya , iBurma, kunye nezinye iindawo ezidibanisayo ngemali. Enye yezinto zokuqala abahambahambayo abaqaphelayo ngemali yaseMalaysia indlela ebalabala ngayo. Oku akusiyo nje i-candy eye. Uza kufunda ngokukhawuleza ukuba yeyiphi imibala efana neentlobo zeenkcukacha kunye nolwazi olulinganiswa ne-glance.

Xa kuthelekiswa needola zase-US ezifana nombala kunye nobukhulu, ama-banknotes aseMalaysia abalabala, adala, kwaye aphumeze amanyathelo okulwa nobuqhetseba. Ubungakanani obuhlukeneyo banceda abantu abangakwazi ukubona kakuhle ukuba bafumane amahlelo amalungileyo.

Imali eMalaysia ikhutshwa yiBhanki Negara Malaysia (iBhanki yeSizwe yaseMalaysia).

IMalasian Ringgit

Igama elithi ringgit lithetha "lugxile" kwisiMalay. Libhekisela kwiinkozo zesilivere zesiliva zesiSpain ezinemiphetho enokuthi yayisetyenziswe eMalaysia ngexesha leenkoloni.

Ngaphambi kowe-1975, imali yaseKuala Lumpur yayiyi dollar yaseMalaysia. Kunqabile kakhulu, mhlawumbi njengokwehla kweentsuku zeedola, ngamanye amaxesha kubonakala kubhalwe nge "$" okanye "M $."

I-ringgit yayigxile kwi-dollar yase-US ukuya ngo-2005 xa iMalaysia ilandele ukukhokela kwe-China ngokususa ubudlelwane phakathi kweemali ezimbini. I-Malaysian ringgit ayithengiswanga ngamazwe ngamazwe.

Ukusebenzisa iMali eKuala Lumpur

I-Ringgit ifumaneka kwiinkonzo ze: RM1, RM5, RM10, RM20, RM50, kunye ne-RM100. Ngama-1990, urhulumente wahlawula i-RM500 kunye ne-RM1000 amahlelo-musa ukuvumela umntu ukuba anike enye!

Inkonzo nganye ye-ringgit ngumbala oyingqayizivele ukwenzela ukuba ukuchonga kube lula. Iimali zinyatheliswa ngohlobo olukhulu kwaye kulula ukufunda. I-Malaysian ringgit isebenzisa izixhobo ezininzi zobugcisa obuphezulu ukwenza ukukopisha nokukhwabanisa kunzima. NjengaseSingapore, imali ishicilelwe kwiphepha eliphezulu eliphezulu kunokuba lifumaneka eThailand, e-Indonesia nakumazwe angumakhelwane.

Zemali zeMalaysia

I-Malaysian ringgit iyahlukana ngokuphindaphindiweyo ibe yi-100 sen (cinga: "iisente") ngeemali kwiinkonzo ze-5, 10, 20 kunye ne-50 sen. Ezinye zeengqekembe zilula kangangokuba zibonakala zingenangqiqo!

Ngokungafaniyo eThailand apho iifowuni ziqokelela ngokukhawuleza, abahanjelwayo abaqhelanga ukufumana iintlawulo zemali ezininzi eMalaysia. Amaxabiso amaninzi ajikeleze ngamabomu ukuya kwi-ringgit esondeleyo. Kwamanye amaxesha, ivenkile ayifuni ukujongana nemali yemali ukuze ufumane ama-candies ambalwa njengenxalenye yenguqu yakho!

Kuala Lumpur IiRhafu zokuThengiswa kwemali

Ukususela ngo-2000, enye idola yase-US iye yalingana ne-3 - 4.50 ringgit (RM3 - RM4.50).

Izinga lokutshintshiselwa kwamanje ezibonelelwe ngezeMali zeGoogle

Njengesiqhelo, uya kuhlangana nezikhwama zokutshintshiselana ngemali kumaziko eenqwelo-moya e-Kuala Lumpur kunye nakwiivenkile nakwiindawo zokuhenketha. Nangona ngamanye amaxesha ukutshintsha imali yindlela ekhethekileyo, ii-ATM zinika isilinganiselo esilungileyo, ekubeni i-bhanki yakho ayikugxeki kakhulu ukuthengiselana ngamazwe ngamazwe.

Qhathanisa izinga lokutshintshiselwa kwamanje kwi-ringgit "yokuthengisa" intlawulo eposwe yi-kiosk. Bala imali yakho phambi komlindi ngaphambi kokuba uhambe kude kwiwindow.

Ukusebenzisa ama-ATM eKuala Lumpur

I-ATM yomnatha jikelele i-ATM ingatholakala kwi-Kuala Lumpur. Imirhumo yokurhoxisa imali, ukuba ikhona, ibonakala iphantsi kwe-Thailand ye-bhatal-fee ye-220 ye-baht (malunga ne-US $ 6.50 ngokuthengiselana).

Icebiso: Ukusebenzisa ii-ATM eziqhotyoshelweyo kumasebe asebhanki zihlala zilungele ukusebenza. Umele ithuba elihle lokubuyisela ikhadi lakho ukuba lifakwe, kwaye akukho nethuba elincinane lokuba ifowuni yokukhusela iifakwe kumatshini . Ezi zixhobo ezifihliweyo zibamba kwaye zigcina inombolo yakho yeakhawunti njengoko ikhadi lifakwa kumatshini. Ukusebenzisa i-ATM emile emthunzini kude nomgca oqhelekileyo ngokuqhelekileyo ingcinga engalunganga yezizathu ezininzi.

Iimali-bhanki ze-RM100 ezinikezwa ngamanye ama-ATM kunokuba nzima ukuphula. Zama ukufumana ii-ATM ezikhupha imali kwiinkonzo ze-RM50, uze ufake imali efuna ukuba umatshini aveze amacandelo amancinci. Umzekelo, cela RM450 kunokuba u-RM500 - ubuncinane uya kufumana i-RM50 yebhanki enye esikhundleni sama-RM100 kuphela. Ukuba umatshini uvumela, i-RM490 iya kuba ngcono.

Ezinye iindlela zokufikelela kwiMali

Nangona ukusetyenziswa ngokuqhelekileyo kuncipha, ukuhlolwa kweendwendwe ze-American Express yiyona nto iyakwamkeleka kakhulu. Uya kuhlawula intlawulo nganye ngetekethi kwi-ebhanki, ngoko ke ulethe amahlelo amakhulu (umz., I-$ 100 enye ingcono kune-$ 50s).

I-Visa ne-MasterCard zizo ezimbini zamakhadi ezikwamkelekileyo. Iihotele ezinkulu, izitrandi, izitolo zokudiba, kunye namanye amashishini aya kwamkela amakhadi ekredithi, kodwa angayifumana imali yentlawulo okanye ikhomishini. Vumela iibhanki zakho zikwazi ukuba uya kuhamba ngaphambi kokuba uhambe. Kungenjalo, ukubona iifowuni ezikhuphayo e-Asia zingabangela ukuba zichithe ikhadi lakho ngokusetyenziswa kobuqhetseba! Ngokubanzi, kungcono ukuyeka amaphuzu okuvuza kunye nokusebenzisa imali ngemali ngelixa uhamba eMalaysia .

Ukusebenzisa Imali eMalaysia

Njengakwamanye amazwe ase-Asia-mpuma ye-Asia , utshintsho oluncinane ngamanye amaxesha lunzima ukufumana amashishini asekuhlaleni. Basenokufuneka balwe ngokungenawo utshintsho olwaneleyo kulo lonke utshintsho xa ubahlambulula ngokukhawuleza. Ukuhlawula i-noodle yakho ye-RM5 kunye ne-RM50 ye-banknote ifomu elibi - ungenzi!

Zama ukuzama ukuqokelela utshintsho oluncinci ukuhlawula abathengisi bezitalato kunye nabantu abanenkathazo ngeebhanki ezinkulu. Umdlalo wemali wonk Gcina loo maqhosha amakhulu e-RM50 kunye ne-RM100 ukuze aphule xa uhlawula kumahotele, imivalo, i-mini-marts, okanye ezinye izikhungo ezinokungena kwemali.

Ukuhamba eKuala Lumpur

Ukubambisa akusiyo isiko eMalaysia , nangona kunjalo, iingcebiso zinokulindelwa kwiehotele zentengiso kunye nakwiindawo ezinenkwenkwezi ezinhlanu. Intlawulo yenkonzo yeepesenti ezili-10 ingafakwa kwiihotele okanye kwiivenkile zokutyela kwiindawo ezikufutshane. Qhubela phambili kwaye uhamba ngeendleko zabaqhubi; ukwenza oko kuqhelekileyo. Baya kuthi bakuxelele ukuba abanalo utshintsho nangoko!