Ulwazi olubalulekileyo lokunika abagcini bamasango
Ngaba uyaphupha ukuvula ibhedi yakho kunye nesidlo sasekuseni? Ukungaqondi kakuhle phakathi kwabanqwenela abanini basemzini kukuba uya kufuna umlinganiselo wemali ye-lottery ukuze uvule ishishini lakho.
Ngexa ngokuqinisekileyo ukuba unomlinganiselo omkhulu weempahla zamanzi ngokuqinisekileyo kuya kukunika inkululeko ethe xaxa kunye noxolo lwengqondo, kusenokwenzeka (nangona kungenakwenzeka) ukuqala isitya kunye nesidlo sasekuseni ngaphandle kwenkunzi-mali enkulu.
Enye into ebalulekileyo ekuqaliseni ukuba ingakanani imali oya kuyidinga ukuba ngaba usenayo isakhiwo esifanelekileyo sokulala sakho nesidlo sasekuseni.
Isiza sendawo, kungakhathaliseki ukuba urenti okanye ucinga ukuthenga ipropati iya kuba yindleko yakho enkulu. Yingakho abaninzi abanini bezindlu bakhetha ukusebenzisa indawo yabo yokuhlala kwindawo yokulala nokulala kwasekuseni. Oku akugcini nje ukugcina intsebenzo yokuqala phantsi kweendleko kodwa kwongezelela nenqanaba lokufudumala kunye nobuqiniso obufumaneka kwindlu kuphela.
U-Eleanor Ames, onguchwepheshe beeNzululwazi zeeNzululwazi zeeNtsapho zoMhlala-phantsi, kunye nomgcini wendlu yokuhlala umhlalaphantsi owawuhamba ngeBluemont Bed and Breakfast yaseLuray, eVirginia kunye nomyeni wakhe, uxwayisa abagcini bendlu bamakhaya ukuba kungakhathaliseki ukuba ulindele kangakanani iindleko, kufuneka uhlale uhlalutya imali kunokuba ulindele ukuchitha, ingakumbi kunyaka wokuqala wokusebenza.
Iindleko eziqikelelweyo zezinto eziyimfuneko
Nangona kungekho ndlela yokufumanisa ukuba iyintoni na iindleko zakho, kubalulekile ukuba uqikelele ukuqikelelwa okungalindelekanga kwinto ongayilindela ukuyisebenzisa kwizinto ezibalulekileyo kwishishini lakho.
Ngaphandle kwesakhiwo kunye nezindleko zokutya, ezingenakwenzeka ukuqikelela ngokunikezelwa kwexabiso lokuthengisa kunye neendleko zokutya kulo lonke uhlanga, ezinye iindleko, ezifana neemitha zokulala kunye neendlu zeempahla zamanani ziyahlukahluka kakhulu kwilizwe kwaye zingabalwa ngokusebenzisa ulwazi olungezantsi . Kufuneka uqaphele, nangona kunjalo, ukuba iindleko zabasebenzi (njengabasetyhini) azibandakanyi ngenxa yokuba zikhethiweyo, kwaye umvuzo uchazwe ngumsebenzi wabo.
- Izinto zokuHlanganisa kweMigumbi kunye neNguqulelo. Isinyathelo sokuqala ekufezeni umbhede wakho kunye nokuvula kwasekuseni kukuqinisekisa ukuba zonke izitishi zombane, iplumbing, kunye nokuhlaziywa komhlaba kuya kwikhowudi kwaye iyanelisa. Kananjalo nawe uya kuba nopende, ubuncinci, kwigumbi ngalinye leendwendwe, uya kuba neenyawo kwinqanaba leyilwayo naluphi na ukulungiswa kwesakhiwo.
- I-$ 10,000 - i-15,000 yee-dollar isingqikelelo esilungileyo ukuqala, kodwa ingaba ngakumbi ngokuxhomekeke kwimeko yesakhiwo kunye nezizathu.
- Nangona ukhathalela kakhulu isakhiwo, ungalindela ukulungiswa okuncinci kwiminyaka elishumi okanye ngaphezulu.
- Imixiniso, iiLinens, Imithwalo, kunye neeblankethi. Uya kufuna ukwenza iindwendwe zakho ziziva zikhululekile kunokwenzeka, kwaye oku kufumaneka lula kunye namafilithi athambileyo kunye neentlobo zeemithwalo (kukulungele ukudibanisa ukhetho oluqinileyo kunye oluchanekileyo lweendwendwe).
- Olu qi kelelo luxhomekeke kwinani lamagumbi okuvakasha yakho yokuhlala, kunye nobukhulu beebhedi, kodwa kufuneka ulindele ukuchitha i-$ 500 (okanye ngaphezulu) kwigumbi leendwendwe.
- Iifayili zeehotele kufuneka zizive zihlaziye kwaye zitsha kwiindwendwe, ngoko qiniseka ukuba ubeka endaweni yokulala (ngokukodwa iifishithi) nganye iminyaka emihlanu.
- Iimpawu zokuShukela kunye neAlarms Alarms. Ezi zinto zigunyazwe ngumthetho kwaye zingasindisi ubomi bakho kuphela kodwa ipropati yakho nayo.
- I-marshall yomlilo wendawo yakho iya kugunyazisa inani labahloli kunye ne-alamu ezifunekayo kwishishini lakho. Uhlobo lwe-200 luqikelelo oluneziphumo ezi-six detectors kunye ne-alamu.
- Uya kufuneka ubeke endaweni yeebhetri kumaxesha athile kodwa akufuneki ukuba uthenge amatsha malunga neminyaka emihlanu.
- Uphawu lokungena kwangaphambili. Kucacile, uya kufuna ukuvumela iindwendwe zakho ukuba zifikile kwiibhedi zakho kunye nekhefu kwasekuseni.
- Unokwenza uphawu olwenzelwe nje nge-$ 500, kodwa ukuba ufuna ukuba lube lukhuni, lukhulu, okanye lube nolwakhiwo olunzulu, olunokuhlawula i-$ 5,000.
- Ngokuxhomekeke kwimiqondiso yesibonakaliso (imiqondiso ebhaliweyo iya kufuna uncedo olungaphezulu), kufuneka ube ngumncinci weminyaka emihlanu yokusetyenziswa ngaphandle kwemimiselo emikhulu yokuguga nokukhawula.
- UkuPhakanyiswa nokuThengiswa. I-Yelp ibukeze kwaye ilizwi lomlomo likhulu, izibonelelo ezikhululekile ekukhuthazeni ishishini lakho, kodwa ngokuqinisekileyo uya kufuneka uchithe imali (ngakumbi ekuqaleni) kwiintengiso ukuze uqalise ibhizinisi lakho kwingingqi yasekuhlaleni.
- I-1,500 yeedolophu yokuqala kwikampu yindawo enkulu yokuqala.
- Emva komnyaka wakho wokuqala, uya kusasa ukuqhuba iintengiso kunye nokukhushulwa, kodwa ungayilahla ibhajethi yakho kwi-$ 1,000 ukuba unokungena kweendwendwe.
- Izibonelelo zoshishino . Ukuze ulawule ukugcinwa kwezinto, uhlaziye iwebhusayithi yakho, kwaye uphinde uprinte iirisithi zakho zeendwendwe, kufuneka utyalomali kwikhompyutheni kunye nomshicileli wenjongo yonke (equka iskena kunye nomshishini wefeksi). Iphepha lokushicilela iphepha, ipenki, kunye ne-ink cartridges nazo zonke ziyimfuneko.
- Ikhompyutha ethembekileyo inokusebenza phakathi kwama-$ 1,000 kunye ne-$ 3,000, kwaye abashicileli (kuxhomekeke kwiimfuno zakho) bahlala bexabiso phakathi kwama-$ 500- $ 1,000.
- Sonke sinoyiko lwegciwane lekhompyutha kunye nokuphazamiseka okungenakukupheka, kodwa ukukhazamisa naziphi na iziganeko ezintle, uya kufuna ukuhlaziya izixhobo zakho emva kweminyaka emithathu okanye ngaphantsi.
- Izixhobo Zokwakha. Uzakufuna iiplates, iziglasi, kunye nokukhawulwa kweendwendwe zakho.
- Ukulindele i $ 400 okanye ngaphezulu kwezi zinto,
- Ukuba awunakulungele ukuphula izinto, ukutya okulungileyo kunokuhlala ixesha elidlulileyo kwiminyaka elishumi.
- Imali esecaleni. Ukuba uhlala kwindawo apho ufuna khona imali ngokukhawuleza (mhlawumbi ukulungiswa komzuzu wokugqibela okanye ivenkile yokuthenga) kuya kufuneka ukuba ugcinwe.
- I-500 $ kufuneka ibe ngokwaneleyo kwiimeko ezininzi zengxakeko.
- Ngamaxesha amaninzi kufuneka uzalise imali encinci kuxhomekeke ekusebenziseni kwakho, kodwa ulindele ukongeza kuyo ubuncinane kanye ngonyaka.
Hlalisa iindleko zakho zokuqalisa
Ukuze ufumane iindleko zakho ezicetywayo, sebenzisa isi sikhokelo ngasentla, kunye nolwazi oluqokelele ukugqiba ukuqikelela kweendleko zokuqalisa:
- Izindleko zokwakha:
- Iindleko zokutya:
- Impahla kunye noNcedo:
- Iimfesi, iiSpredishithi, iMithwalo, kunye neeblankethi.
- Ama-Detectors kunye ne-Fire Alarms:
- Uphawu lokungena kwangaphambili:
- Imirhumo yezomthetho, iimvume kunye neelayisensi:
- UkuPhakanyiswa noThengiso:
- Iimveliso zoshishino:
- Izixhobo Zokwakha:
- Imali esecaleni:
- Abasebenzi (amantombazana, ukupheka, abasebenzi bedesksi, njl.):
- Iindleko ezahlukeneyo:
- Iyonke: