Abadayisi be-real estate e-Arizona bafunwa ngumthetho ukuba baxelele nayiphi na into ebalulekileyo malunga nepropathi ayithengisayo. Nazi ezinye iinkcukacha ezisisiseko malunga nokucaciswa e-Arizona ukusuka kumbono womthengi kunye nomthengisi.
Yintoni endikufuneka ndiyixelele abathengi beZakhiwo zoRhwebo?
Xa kuthengisa ipropati yorhwebo kukho ifomu lokudalisa ukugqiba. Kukho imibuzo malunga nokucwangcisa imiba, ukupaka, ukusayina, ukuqeshisa, izivumelwano, ukukhanya kwezokukhusela kunye neelite.
... kubaThengi bomhlaba?
Xa uthengisa umhlaba ongenanto, ulwazi olufuneka luchazwe luquka uphando lwemihlaba, izibonelelo, amalungelo amanzi, imiba yomhlaba, kunye nokusetyenziswa komhlaba komhlaba kunye nokudlulileyo.
Uninzi lwabafundi apha mhlawumbi unomdla kakhulu kwizaziso ziya kubandakanya indawo yokuhlala yokuhlala, okanye, ngamanye amagama, ukuchazwa okubandakanya ukuthengiswa kwekhaya.
... kubaThengi beZindlu zokuHlala eziMahla?
I-Arizona Association of Realtors ("AAR") idale ifomu yokudalula ukunceda umthengisi afeze imbopheleleko yakhe yomthetho, ekwazisa umthengi malunga nepropati ethile. Ifom yephepha lesithandathu libizwa ngokuba yiNkcazo yokuHlaliswa kwePropati yeSakhiwo seNdawo yokuhlala, kwazi nokuba yi-SPDS. Abathengi abaqhelekanga bathi abo baqala - bathi njengelinye igama, "i-spuds".
I-SPDS ihlulwe ngamacandelo amathandathu:
- Ubunini kunye nePropati
- Ulwazi loKwakha noKhuseleko
- Izixhobo
- Ulwazi lwendalo
- Utyando / Utywala lwamanzi
- Ezinye iimeko kunye nezinto
Ngokukodwa, ithetha ukuphahla kunye nokuphala kwamanzi, ama-termites, imiba yombane, iingxaki zamanzi okanye i-spa, imiba yengxolo, kunye nomntu wonke ozithandayo, oonobumba . Ukuba isetyenzisi se-AAR sisetyenzisiweyo, umthengisi kufuneka anikezele umthengi ikopi yengxelo ebonisa imbali yeminyaka emihlanu yee-inshuwalense ezifakiwe, okanye ubude bexesha elithengisa umthengisi.
Le ngxelo ibizwa ngokubhekiselele kwingxelo ye-CLUE, okanye ingxelo ye-Comprehensive Loss Underwriting Exchange.
Ukuba ikhaya lakhiwa ngaphambi kowe-1978, umthengisi kufuneka axelele umthengi nayiphi na ulwazi abanalo malunga nopende olujoliswe kuyo. Oku kuquka nayiphi na iingxelo okanye ukuhlolwa okuye kwenziwa. Umthengisi kufuneka anike umthengi ngefomphethi, "Khusela Intsapho Yakho kwiNkokheli Yakho Ekhaya."
I-Afidavithi yokuBhengezwa iyadingeka ukuba ipropati ikhona kwindawo engabandakanyiweyo ye-county, kunye neepakisha ezinhlanu okanye ezimbalwa zomhlaba ezithunyelwayo.
Iifom zeesampuli zale ntengiso ziyafumaneka kwi-AAR online.
Yintoni engingenayo ukuyixelela kumthengi wekhaya lam?
Kubalulekile ukuphawula oko akufunwayo ngumthetho wase-Arizona ukuba kuvezwe. Kukho izinto ezintathu eziphambili. E-Arizona,
- awunyanzelekile ukuxelela umthengi ukuba ikhaya liye libe yindawo yokufa kwendalo, ukuzibulala, ukubulala okanye naluphina ulwaphulo-mthetho oluthathwe njengento eqhelekileyo.
- awunyanzelekile ukuba utshele umthengi onikwe lona ikhaya okanye ohlala kulo mntu ovelele kwi-HIV, okanye efunyanwe ne-AIDS okanye nayiphina esinye isifo esingaziwa ukuba sisasazeke ngokuhlala ngokuqhelekileyo.
- Awunyanzelekile ukuba uxelele umthengi ukuba ikhaya lisekwimeko yecala lomntu wesondo .
Kukho into engekho kuluhlu - Ngaba kufuneka ndixelele okanye ndingabalulekanga?
Ukuba kufuneka uzibuze, "Ngaba ndimele ndidalise i- _____?" impendulo nguwebo. Xa ungathandabuzeki - vula. Andikwazi ukufanekisa umthengi ukukhalazela ngenxa yokuba umdayisi wachaza kakhulu!
ILizwi leengcebiso kubaThengi Ngeentengiso
Zonke iifom kunye neefidavithi kunye neengxelo ongayifumana ngexesha lesikontrakthi aziyizikhundla zokuhlola okungafaniyo omele ukwenze, ngenkampani yokuhlola ehloniphekileyo, kwipropati ocingela ukuyithenga.
Kwakhona, qaphela ukuba iifom zokubhengezwa ezikhankanywe ngasentla zingenakufuneka kuzo zonke iindawo zokuhlala zendawo yokuhlala. Ngokomzekelo, njengoko i-SPDS ayifuni imimandla yabanini-mboleko (i-foreclosures). Kukho ezinye iimeko apho i-SPDS ingasuswa khona. Kwimeko nayiphi na into, kusengumzekelo omuhle ukujonga iifomu ezingenanto ukuze ufumane ukuhlolwa okufanelekileyo okuza kulungisa iingxaki zakho.
Zonke iifom kunye nemimiselo yokubhengezwa ekuthethwe apha apha iya kutshintsha ngaphandle kwesaziso.