Ukuba uceba uhambo oluya eUnited States kwaye ufuna ukurenta imoto, unokongeza omnye umqhubi kwisivumelwano sakho. Nangona kunjalo, kunokuhlawula imali eninzi ngokuxhomekeke kwinkampani oyikhethayo.
Nangona kubandakanywa abaqhubi abongezelelweyo kwisivumelwano sokuqeshisa esisetyenziselwe ukulinganiselwa kwabatshati kunye nabalingani basekhaya, iinkampani ezininzi zokuqashisa imoto ezifana ne-Alamo, i-Avis, ne-Hertz ngoku vumela nayiphi na umqhubi welayisenisi ukuba afakwe kwisivumelwano somrhumo.
Abanye abayi kuhlawulisa abashade okanye amaqabane kunye nabanye abayi kuhlawulwa
Nangona kunjalo, gcina ingqalelo kwimirhumo yengqondo kunye nezithintelo ezihluka kwindawo-ukusuka kwiphondo ukuya kwilizwe kwaye ukusuka kwisixeko ukuya kwisixeko, kwanekampani efanayo yokuqeshisa. Qiniseka ukuba ukhangele ne-arhente yakho yokuqeshisa imoto malunga neenkcukacha ezithile zexabiso-kwaye ubone ukuba unokuphepha ukuhlawula umqhubi owongezelelweyo xa usalokhu uqinisekisiwe endleleni yakho yokuhamba.
Le meko iyanzima ngakumbi namhlanje. Ezinye iinkampani zenkampani eziqashisayo zivumela abanikazi ukuba badibanise abalingani nabalingani basekhaya kwiikontraka zabo ngaphandle kwentlawulo. Abanye bahlawula amaqabane asekhaya kodwa abaqabane okanye abaqhubi abahamba naye. Iinkampani ezimbalwa zokuqeshisa imoto zithe wongeza ukuba udibanise njengabaqhubi abongezelelweyo abagunyazisiweyo-ngaphandle kwamanye amazwe.
Ukulondoloza Imali ekuncediseni abaqhubi abongezelelweyo
Indlela efanelekileyo yokugwema ukuhlawula abaqhubi abongezelelweyo abagunyazisiweyo kukukwenza umsebenzi wesikolo sakho sasekhaya ekuqaleni, ngaphambi kokuba uhambe ukhethe imoto yakho yokuqeshisa .
Unokufumana ulwazi kwiwebhusayithi yenkampani yokuqeshisa imoto okanye ubize ummeli wenkonzo yabathengi, kodwa iimpendulo ozifumanayo akunako ukuchaneka kwindawo yakho yokuqeshisa.
Indlela efanelekileyo yokukwazi ukuba uza kuhlawuliswa kukufunda isivumelwano sakho sokuqashisa imoto phambi kokuba usayine. Ngenxa yokuba imigaqo-nkqubo yeenkampani eziqashisayo zihluka ukusuka kwinqanaba ukuya kwimeko kwaye zivela kwiofisi ukuya kwiofisi, qiniseka ukuba ubuyekeze yonke isivumelwano.
Enye indlela yokugwema ukuhlawula umrhumo womrhumo wongezelelweyo kukujoyina inkqubo yokwethembeka kwenkampani yokuqeshisa imoto. Esi sicwangciso asiyi kusebenza kuzo zonke iimeko, kodwa kuya kukunceda ukuba ugweme iimrhumo ezongezelelweyo zokuqhuba xa urenta kwiSizwe okanye eHertz.
Iinkqubo zoPhuculo ezongezelelweyo kwiinkampani ezinkulu zokuqeshisa
Makhe sibheke kwiinkampani ezinkulu zeenqwelo-moya zokuqashisa imoto ze-US ezongezelelweyo. ( Qaphela: Yonke ingcaciso, ngeli xesha elikhoyo njengalo mbhalo, lingatshintshwa ngaphandle kwesaziso. Qhagamshelana nenkampani yakho yemoto yokuqeshisela imigaqo-nkqubo ethile kunye nemali yentlawulo.)
- I-Alamo ihlawula umrhumo kubo bonke abaqhubi abongezelelweyo, kuquka abatshatileyo, ngaphandle kokuba imoto iya kuqeshwa phantsi kwekhontrakthi yenkampani. Amaqabane eendwendwe eCalifornia, e-Illinois, eMissouri, e-Nevada, e-Oregon naseWisconsin akumele ahlawule umrhumo womrhumo owongezelelweyo. Ukongezelela, amalungu ase-Alamo Abahlali abafanelekanga ukuhlawula umqhubi owongezelelweyo.
- I-Avis ayihlawulisi umrhumo wokongeza abatshatileyo, amaqabane asekhaya, abaqhubi abongezelelweyo baseCalifornia, abaqeshi kwishishini elisemthethweni, abasebenzi kwiibhizinisi ezisemthethweni, okanye abaqhubi abathintekayo abakhweli abakhubazekile kwisivumelwano sakho sokuqeshisa, ngokude nje baneminyaka engama-25 ubudala.
- Uhlahlo lwabiwo-mali aluhlawulisi umrhumo wokongeza abatshatileyo, amaqabane asekhaya, abaqeshi okanye abasebenzi abaqeshisa ngeakhawunti yenkampani ngezoshishino ezisemthethweni, abaqhubi abongezelelweyo baseCalifornia, okanye abaqhubi abaxhomekeke kubanikazi abakhubazekileyo kwisivumelwano sakho. Lo mgaqo-nkqubo awunakusebenza kwiindawo ezinamaphepha-mvume.
- I-Dollar ityala imali yokongeza abatshati kunye nabalingani basekhaya kwiikontraka njengabaqhubi abongezelelweyo abagunyazisiweyo. Abaqhubi bentsebenziswano kubaqeshi abakhubazekile, abaqeshi beenkampani abahlawula ngeakhawunti yenkampani, kunye nabaqeshisi bakarhulumente abahamba ngeedolophu ezisemthethweni kunye nokusebenzisa isicwangciso sezinga likaRhulumente akumele bahlawule umrhumo. Imigaqo-nkqubo yasekhaya ingasetyenziswa. Hlola ngeofisi yakho yokurenta ngolwazi olungakumbi.
- I-ishishini ayithethi ukuba idibanise abatshatileyo, amaqabane asekhaya okanye abaqhubi abasebenzisana nabo abantu abakhubazekileyo kwiikontraki zokuqasha, kodwa bangahlawulisa intlawulo yokongeza abanye abaqhubi abagunyazisiweyo.
- U-Hertz utshintshe umgaqo-nkqubo wokuqhuba umqhubi kwaye ngoku uvumela ukuba ungeze abashayeli abaninzi njengoko banokukwazi ukufumana imoto yakho yokuqeshisa. Ukuba imoto yakho yokuqeshisa inezihlalo ezintlanu, unokongeza abashayeli abongezelelweyo abane. Abaqhubi abangaphezu kweminyaka engama-21 kodwa ngaphantsi kweminyaka engama-25 ubudala banokucelwa ukuba bahlawule umrhumo weminyaka eyahlukileyo.
- I-website yeSizwe ithi abaqhubi abongezelelweyo, kuquka abatshatileyo, baya kuhlawuliswa umrhumo wemihla ngemihla ngaphandle kokuba umninimzi oyintloko uyilungu leQumrhu lase-Emerald okanye uqeshe imoto phantsi kwesivumelwano. Abaqhubi abaqeshwe ngabanikazi abakhubazekileyo kunye nabathengisi beendwendwe eCalifornia, e-Illinois, eMissouri, e-Nevada, e-Oregon naseWisconsin abayi kuhlawulwa intlawulo.
- Ukutshatyalaliswa kukuvumela ukuba ungeze abaqhubi abaninzi abongezelelweyo njengokuba unokukwazi ukufumana imoto yakho yokuqeshisa. Imirhumo yokuhlukana kweminyaka iya kufaka isicelo kubaqhubi abaneminyaka engama-21 ukuya ku-24.
Ezinye iinkampani zokuqeshisa imoto zenza imali eyongezelelweyo yokuqhuba umrhumo kumalungu emibutho ethile, njenge-AARP okanye i-AAA, okanye abane-inshurensi yemoto nge-USAA. Amalungu e-Costco aphumayo avela kwi-Avis, iBhajethi, i-Alamo, okanye i-Enterprise abayi kuhlawulwa intlawulo yomqhubi wokuqala owongeziweyo kwisivumelwano sabo.
Ukuba udinga ukongeza umqhubi ogunyazisiweyo onikeziweyo kwisivumelwano sakho saseburhulumenteni sase-US, uphando ngeminye imigaqo-nkqubo yomqhubi kunye neerhafu ngaphambi kokuba wenze ukubhuka kwakho. Xa uthabatha imoto yakho yokuqeshisa, hlaziya ngokusisigqibo isivumelwano sakho ngaphambi kokuba usayine.