Abafaki-sicelo be-Lucky Low kunye ne-Middle-Founders bafumana i-Digs e-Affordable Digs kwi-NYC
Ingcamango "yezindlu ezithengiweyo" e-NYC ibonakala ngathi i-oxymoron. Kodwa, ukuba uyazi nje ukuba ukhangeleke, kukho ngokwenene amathuba okuqhubekayo kwabanye abafake izicelo ezinkcenkcesha kakhulu ukuya kwi-middle-income applicants ukuba baqeshwe kunye nokuthenga kwisixeko. Ngenkqubo yeLottery, imfuno ephezulu kakhulu yokunikezela, kunye neenkcukacha ezichanekileyo endaweni yonke ebhodini, ukusetyenziswa kunokuba yinkqubo ende, ekhungathekileyo kwaye akukho ziqinisekiso.
Kodwa kwabo banenhlanhla bambalwa abaye bafikeleleka, ukufumana imvume kunye nokunyuka kwinqanaba lezindlu elinokungabikho elinokuthi libe yinto yokugqibela yaseNew York iphupha.
Abaninzi baseNew York bawajongela amathuba okuba bafikelele kwizindlu zokungenazibonelelo ezifikelelekayo kuba bengazi apho baqale khona. Yingakho senze isiseko sokuqala kuwe - zizinto ezi-4 eziyimfuneko ebalulekileyo kunoma yiyiphi iNew Yorker efuna amathuba okuhlawulela izindlu kwi-NYC:
1. UKUBHALWA KWEZINDLU ZAMASIPALA
I-NYC Housing Connect, inkonzo ehlinzekwe liSebe leZindlu loLondolozo noPhuhliso (HPD) kunye neCandelo loPhuhliso lweZindlu (HDC), lubonisa uluhlu lwezindlu zokuqeshisa izindlu zithengiweyo kwi-NYC. Ngokusebenzisa i-website yabo, unokwenza uphando ngeendawo ezikhoyo zamanqanaba ezikhoyo kunye nezizayo zokuqeshisa kwizakhiwo ezintsha, ezakhiwo zedolophu eManhattan nakwamanye amabhunga ase-NYC. Unokudala iakhawunti ekhululekile apho, evumela ukuba ubeke isicelo sakho kwindlu yakho kwaye ufake isicelo sezindlu ezinokuthi zifikeleleke.
(Qaphela ukuba izicelo ngeposi nazo zamkelwa, ngenxa ye-tech-savvy encinane.)
Gcina ukhumbule ukuba ukuze ukhethwe, kuya kufuneka ukuba uvumeleke ukuba uphumelele ipropati (iimfuno zokufaneleka ukuhlukahluka kwipropati), kodwa uya kufuneka ukhethwe ngokungaqhelekanga kwiloti yepropati. Okuvuyisayo kukuba, uya kukwazi ukulandelela imbali yakho yesicelo kwiwebsite ye-NYC Housing Connect, nangona uqaphele ukuba kuthatha iinyanga ezimbini ukuya kwezi-10 ukuva emva kwezicelo ezilindileyo (kwaye abo abangakhethiweyo njengabanqoli belotho akayi kubuya emva koko).
Kwakhona khumbula ukuba kufuneka uzame ukufaka izicelo kwiipropati ezikufuphi kwindawo ohlala kuyo ngoku, kuba ukhetho lunikezelwa kubahlali ngoku bahlala kwindawo efanayo kunye nepropathi. Ngolunye ulwazi, tyelela i-a806-housingconnect.nyc.gov/nyclottery/lottery.html .
2. I-MITCHELL-LAMA HOUSING
Uhlelo lwezindlu lweMitchell-Lama (oluxhaswa yiSebe leZindlu loLondolozo noPhuhliso, okanye i-HPD) lwenziwa emva kweminyaka yama-1950 ukubonelela ngamathuba okuhlala kunye neendawo zokubambisana ukuze kubekho abafake izicelo zokufumana imodareyitha kunye nabaphakathi. Abafaki-sicelo bangafumana iindawo zokuhlala eziqeshwe okanye zithengiswa (kwi-co-ops) ngeenombolo zokulinda ezigcinwa yintlupheko nganye, abafaki zicelo abangazama ukuqhubeka ngokufaka i-lottery.
Ngokuhambela indawo ye-Mitchell-Lama Connect, abafakizicelo banokujonga iipropati ezikhoyo, ukudala i-akhawunti, faka iilotti zokulinda, kwaye ulandele iimeko zokungena Qaphela ukuba ngelixa iimfuno zengeniso zifana nezi zombini kunye neeyunithi ezithengiweyo, kufuneka ukuba kubekho ubulungisa ukufaneleka ukuthenga enye yeeyunithi zokubambisana. I-Apt evela kwingeniso, iimfuno zokufaneleka zihambelana nobukhulu beentsapho kunye nobukhulu bendawo , kunye nophuhliso ngalunye oluchanekileyo lweempawu zalo zokufaneleka.
Qaphela ukuba abaninzi baseMitchell-Lama banoluhlu lwexesha elide lokulinda, baye bavalela ikamva elibonakalayo. Nangona kunjalo, kukho ezinye iintuthuko zeMitchell-Lama kunye neenlist zokuvula ezivulekile (ezingafuneki i-lottery), kunye nezinye iintuthuko zeMitchell-Lama kunye nezintlu ezincinci zokulinda . Ngolunye ulwazi, tyelela i-a806-housingconnect.nyc.gov/nyclottery/lottery.html.
3. INKCUKACHA YOPHUHLISO LWE-NYC (HDC)
Eyasungulwa ngo-1971, iNkampani yaseNew York City Development Development Corporation, okanye i-HDC, yinkampani emva kweenkqubo ezifana ne-NYC Housing Connect kunye neProgram yaseMitchell-Lama yeZindlu, kwaye isinceda ekuboneleleni ngezimali ngezindlu eziphantsi kunye nezingeniso. Inzuzo yenkxaso kawonkewonke, i-HDC ekhankanywe ngokusemthethweni kukuba "ukwandisa ukunikezelwa kwezindlu ezininzi zezindlu, ukukhuthaza ukukhula koqoqosho, nokuvuselela iindawo zokuhlala ngokuxhasa imali kunye nokulondolozwa kwezindlu ezinokungena kwiindawo eziphantsi, ezisezantsi, kunye neNew York. . "
Ngaphandle kwe-NYC Housing Connect kunye ne-Mitchell-Lama Iiprogram zezindlu, i-arhente isebenza neminye imibutho ukukhuthaza izindlu ezifikelelekayo kwi-NYC. Unokwenza uphendule uluhlu lwazo kwaye usebenzise i-intanethi kwi-lotto ehambelana nokuqeshiswa okwangoku, kunye namathuba abenzi beefowuni abafumana imali engenayo kunye nabangaphakathi-mali. Kukho inani elincinci le-co-ops ezithengiswayo; hlola uluhlu olukhoyo apha. Ukuze uthole olunye ulwazi, tyelela i-nychdc.com.
4. INKCAZELO YESEBE LEZINDLU ZEZINDLU NOPHUHLISO (HPD)
I-New York City iSebe leZindlu loLondolozo noPhuhliso (HPD) libeka umgomo "wokukhuthaza ukwakhiwa nokulondolozwa kwezindlu ezinokuhlawulekayo, izindlu ezinomvuzo ophantsi kunye neengqinelanayo kwimimandla emininzi kwiindawo zonke ezisemagqabini ngokunyanzelisa izinga lezindlu imigangatho, ukuhlawula ukuphuhliswa kwezindlu ezinokuhlawuleka kunye nokugcinwa, nokuqinisekisa ukuphathwa kakuhle kwesitokethi sezindlu ezinokuthengwa. " Liyinkampani enoxanduva lokuqhuba inyathelo likaMeya uBill de Blasio, iNew Housing ye-New York: Isicwangciso seNyaka-elishumi seBorgan , esilungele ukujonga ngayo-iinjongo zokuxhasa ukwakhiwa nokugcinwa kwee-200,000 zezindlu zokuhlawuleka kwi-NYC ngo-2024.
Abavakatyeli kwi-HPD site banokukhangela i-HPD exhaswe ngemali engaphantsi kunye neyokulinganiswa kwemali yokuqashiswa kweLottery, equka i-NYC Housing Connect kunye ne-Mitchell-Lama iimpahla, kwakunye nokukhethwa kwamathuba okuqashiswa kweedolophu. Baphinde balondoloze uluhlu lwamathuba omnini asekhaya axhaswa ngamadolophu, afumaneke nakwabafake izicelo ezifanelekileyo ngokusebenzisa inkqubo yeLottery. Ezinye iinkonzo ezisebenzayo ziquka i-HPD kwikota ye-Intanethi ye-First-time Purchasers Property, kunye neNkqubo yoNcedo lwaBasekhaya baseKhaya lokuQala kweNkxaso-mali yabasekhaya bokuqala. Ngolunye ulwazi, tyelela i-nyc.gov/site/hpd/index.page.