Njengoko iMidlalo yeOlimpiki ka-2016 - eya kubanjelwa eRio de Janeiro, eBrazil - isondela ngakumbi, inkxalabo malunga ne-virus yeZika iyaqhubeka iphakama. Esi sixeko siye sabetha kanzima sisifo, esiye sadibana nokukhubazeka okunzulu kubantwana abazalwa ngabazali abanesifo. Ngenxa yoko, abanye abagijimi kunye nabahambahambayo bakhetha ukunqumla le midlalo ngenxa yokwesaba ukufumana isifo sengculaza ngelixa bahambela ilizwe laseMzantsi Melika, ngelixa abanye bekratshiba ukuthenga i-inshurensi yokuhamba ukuze bahlawule imali.
Kodwa, kuvela ukuba kufuneka ufunde ukushicilela okulungileyo kwi-inshorensi yakho ngokusondeleyo, kuba kunokwenzeka ukuba uZika akafihliwe konke.
Ndingummeli omkhulu we-inshurensi yeehambo ngokukodwa, njengoko ngokuqhelekileyo kubonelela ngokubaluleka kokubaluleka kubantu bethu abavame ukutyelela iindawo ezikude apho ingozi iphezulu kwaye iindleko zokufuduka zingaba zixabiso. Enye yezinto eziphambili malunga naluphi na umgaqo-nkqubo we-inshurensi yokuhamba yinto eyaziwa ngokuthi "ukukhanselwa kohambo". Okubalulekileyo, le nxalenye yomgaqo-nkqubo iqinisekisa ukuba uza kufumana imali yakho ukuba uhambo lwakho lukhanselwe ngesizathu esithile. Ngokomzekelo, ukuba inhlekelele yendalo ihlasela indawo oya kuyo, uya kutyelela, kwaye umqhubi wezotyelelo unquma ukuba awukhuselekile ukuba abe khona, banokutsala iplagi ngohambo olupheleleyo. Kule meko, inkampani yakho yenkampani yomshuwalense iya kuhlawulela iindleko zohambo, ekuthintela ukuba ungalahlekelwa ngamawaka eedola.
Izandi ezilungileyo? Eyona, ingxaki kukuba ininzi yale nkqubo ayiyi kuguqa iindleko zakho ukuba ukhansele uhambo lwakho. Le nto ininzi abahambahambayo bayifumene nje xa bafunda ngeZika, kwaye banquma ukuba babengakhuselekanga ukuba batyelele indawo ezithelelekileyo. Abanye balaba bahambi babequka oomama abalindeleyo, kunye nezibini ezifuna ukukhulelwa.
Iingozi zobantwana abangakazalwa zingaba ziphakamileyo kakhulu, ngoko ke isigqibo senziwe ukuba singaqhubeki nezicwangciso zabo zokuhamba, ngokusoloko be landela icebiso logqirha wabo.
Abanye bala madoda namabhinqa bathengile i-inshurensi yokuhamba ukuze bajikeleze uhambo lwabo, kodwa bahlala benqatshelwe iibango zokukhansela ngenxa yokuba abaphathi bepolisi banqwenela ukubeka umngcipheko ekutyelele indawo ekuya kuyo. Ngamanye amazwi, ukuba wena uzimisele ukucima izicwangciso zakho, ungalindeli inkampani yomshuwalense ukuba ihlawule iindleko zakho. Kwinkoliso yale nkampani, ukuphepha ukuthatha isifo sobungozi beZika akusisizathu esaneleyo sokurhoxisa uhambo kwaye uhlale ekhaya, ngoko ngenxa yoko abahlawulanga kwiinkqubo ezithengiweyo.
Kukho okungafani nalo mgaqo nangona kunjalo. Ezinye iinkampani ze-inshurensi zokuhamba-ezifana ne-Travel Guard - zinikela into eyaziwa ngokuba "ukukhansela nayiphi na isizathu". Oku kukuvumela ukuba uhlawulelwe isahlulo seendleko zohambo lwakho xa kufuneka kukhutshwe. Olu hlobo lwenkonzo luyakuvumela ukuba uphinde uphume kwiiplani zakho zokuhamba ngaphandle kwemibuto eceliwe, ukubonelela ngokuthe tyelela kumthengi.
Njengoko ucinga, zikhona iintlobo ezimbalwa zokubamba "ukukhansela nayiphi na isizathu".
Ngokomzekelo, kuhlawula iindleko malunga ne-20% ngaphezu kwe-inshorensi yokuhamba ngokuqhelekileyo, kwaye ngokuqhelekileyo ayiyi kubuyiselwa kwakho lonke uhambo. Kunoko, ufumana isabelo semali, kunye nabaninzi abahambayo bebona malunga ne-75% yeendleko ezipheleleyo zokuhamba. Ngoxa le nto ayikho ukuhlawula ngokupheleleyo kweendleko zakho, kungcono kunokuba ungabuyiselanga imali yonke, oko kuye kwaba yinkoliso kubantu abaninzi abahamba phambili bezama ukuphepha iZika okwangoku.
Ukuba ugule ne-Zika virus xa uhamba, ininzi yemigaqo-inshorensi iya kubhalela nayiphi na iindleko zonyango ezinokuvela. Ingxaki kukuba, uninzi lwabantu abenza isivumelwano seZika ababonisi nayiphi na impawu, kwaye ngenxa yoko abayidingi naluphi unyango. Ngoko, amathuba okuba unokusuleleka, mhlawumbi awuyi kukwazi okanye iimpawu aziyi kuba namandla ngokwaneleyo ukufuna nayiphi na inxaxheba yesenzo.
Sekunjalo, kulungile ukwazi ukuba ukuhlaselwa kwezokwelapha kukho ifunekayo.
Njengamaxesha onke, qiniseka ukuba ufunde ukushicilela okulungileyo kwiipolisi zakho ze-inshorensi uze ubuze imibuzo ethile malunga noko uyenzayo kwaye ayikufihla. Kubalulekile ukwazi ngaphambili kwexesha nokuba awukho umgaqo-nkqubo ohlangabezana neemfuno zakho, njengoko kungabonakala kubaluleke kakhulu kwimpilo yakho kwaye kukugqibe ukukulondoloza amawaka eedola.