Iingcebiso zokufumana i-Appraiser ehloniphekileyo yeeNgcaciso zakho
Ngaba uyazi ukuba abaninikhaya okanye abanomtshini bomshuwalense abanako ukufihla ixabiso elipheleleyo lezinto ezintle zokugqoka kwiimeko zokuba okanye ukulahleka? Ngokuxhomekeke kwi-deductible yakho, awukwazi ukufumana nantoni na. Ukugubungela ixabiso elipheleleyo lezinto zokugqoka ezifanelekileyo, kufuneka ube neengcali ezilinganisa nganye iqela uze uzifake nge-inshurensi yakho ngokwahlukileyo okanye njengesiqhotyoshelweyo kubanikazi bezindlu okanye umgaqo-nkqubo wabanikazi.
Ukuze ufezekise oku, iinkampani ezininzi ze-inshorensi ziza kufuna ukuhlolwa kweengcali kwi-geemologist ozimele.
Indlela yokukhetha i-Jewelry Appraiser
Le mibuzo emithandathu iya kukunceda ukuba ufumene iimfundo kunye namava e-appraiser.
- Ngaba i-appraiser ye-jewelry yeGemologist (i-GG) okanye i-Gemological Institute yaseBrithani enkulu, eyaziwa ngokuba yiGem-A? Ezi nkcukacha ziyimfundo esezantsi kwimfundo yesayensi. Abagqwesileyo baya kukwazi ukuchonga i-diamond kunye namatye ambala.
- Ngaba i-appraiser yezinto zokugcoba iingubo igqibile ukuqeqeshwa ngokusemthethweni kwaye ivivinywa ngokusemthethweni ekuhloleni / ukulinganiswa yinkampani yokuhlola i-appraisal, njenge-American Society of Appraisers (ASA), i-International Society of Appraisers (ISA), kunye / okanye iNational Association of Jewelry Appraisers?
- Ngaba i-appraiser ye-jewelry ilandele i-Standard Standard of Professional Appraisal Practice (USPAP)? Nangona i-appraisers yepropati yomntu siqu, njengezinto zokugcoba kakuhle, akufuneki ukuba ilandele imigaqo efanayo yemithetho yabafundi bee-appraisers abaye bahlaziya i-Real Estate, imibutho ephakamileyo yokuphonononga njenge-USPAP ibona oko kubalulekile ngokwenza ukuba amalungu abo alandele le mithetho.
- Ngaba i-appraiser ye-jewelry ye-fullraiser, okanye ngaba i-appraiser usebenza kwivenkile yezinto zokugcoba kwaye ngamanye amaxesha wenza i-appraisals? I-appraiser ye-jewelry efanelekileyo iya kuba nemvelaphi enkulu kwimimandla yoshishino lwezobucwebe.
- Ngaba i-appraiser yezinto zokugcoba iingubo zibhekiselele? Cela izikhokelo, ngakumbi ezivela kwezinye iingcali ezifana neebhanki, iinkampani zithemba, kunye nabameli abasetyenzisileyo kwaye baqhelanise nomsebenzi wobugcisa be-appraiser.
- Umrhumeli uhlawula njani? Umrhumo wovavanyo lweengcali kufuneka ube kuphela kwireyithi yehora okanye kwisiqwenga sesilinganiselo esisekelwe ngexesha kunye nobunzima, kwaye akukho nxalenye yexabiso lexabiso elifundwayo.
- Ngoku ukuba uqinisekisile ukufaneleka komfundi, ngaba abathengi baphendule njani? Unokufumana le ngcaciso ngeBusiness Business Bureau . Sebenzisa ibhokisi lokukhangela ukufumana ishishini elithile, okanye ukukhangela abahlalutyi ngokusebenzisa iibinzana I- Appraisal - Jewelry .
Ngoko, unqume ukuhamba phambili kwaye ube neengubo zakho ezicebileyo ezichazwe ngumqeqeshi. Nazi izicwangciso ezimbalwa ezifunekayo kwinkqubo:
- Nika iikopi zeenkcukacha zezinto zokugcoba zezinto zobungakanani nawaphi na amaxwebhu anesiqingatha kwizinto zobungcweti, ezifana neerishidi zangaphambili kunye novavanyo lwangaphambilini.
- Lindela ukuhlawula umrhumo wokuvavanya. Intlawulo iya kuxhomekeka kwiinkqubo eziyinkimbinkimbi.
- Unokulingwa yiinkampani ze-intanethi ezinikeza ii-appraisal free okanye ezingancinci. Ii-appraisal ze-intanethi zilungele izinto eziphathekayo zepropati ezingaqinisekiswa ngeefoto okanye iirisithi kunye nenkcazelo. Kwaye nabahloli bee-intanethi bayavuma ukuba izinto zokugqoka zeempawu zamatye ezinombala kunye neadayimane zifuna izandla ngaphezulu. Naliphina into enjengeengubo ezintle, ezifuna isatifikethi okanye ukuvavanya ukubonisa ubungqina okanye ubuqiniso, akunakulinganiswa kwi-intanethi.
- Qinisekisa ngekampani yakho yomshuwalense ukuba kaninzi kangakanani bafuna ukuvavanya ukuze i-inshurensi ihlale isebenzayo. Inembopheleleko yakho ukubonelela ngenkampani yakho ye-inshorensi ngee-appraisals ezifunekayo, kwaye akunakuxanduva lokukukhumbuza ukuhlaziya ii-appraisals.